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Old 06-08-2015, 11:47 AM
drunkm0nk3y drunkm0nk3y is offline
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Location: SF Bay Area
Join Date: Feb 2015
Posts: 14
Mein Auto: 328d Xdrive

Asking for my Mother. Are the below rates still acceptable with it's accompanying credit tiers?

Also I know dealerships pull all three credit bureaus. but what does BMWFS pull here in California?

Top tier is 675+ - 3.1%
2nd tier is 640-674 - add 1%
3rd tier is 601-639 - add 2%
4th tier is 575-600 - add 3%


Last edited by drunkm0nk3y; 06-08-2015 at 12:03 PM.
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Old 06-08-2015, 01:19 PM
Dallas550 Dallas550 is offline
Officially Welcomed to the 'Fest
Location: Dallas
Join Date: Jan 2011
Posts: 823
Mein Auto: '15 550i ED, '14 X3 28i
In my experience, BMW FS only pulls Experian, not all three. I also remember reading that there are no tiers for financing, but there are tiers for leasing. Maybe that has changed.
2015 550i ED 3/10/15
2014 X3 28i
2011 550i - Retired
2012 535i - Retired
2008 528i - Retired
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Old 06-08-2015, 03:00 PM
carprep carprep is offline
Location: Corona, CA
Join Date: Mar 2012
Posts: 196
Mein Auto: 1997 Z3 | 2015 428i
Just looked at my credit report today and BMWFS did only look at my Experian.

2015 428i Coupe | Mineral Gray | Black Dakota Leather | Luxury Pkg | Premium Pkg | Technology Pkg | Driver Assist Pkg | Heated Seats | Enhanced Bluetooth | Lighting Pkg | 3M Crystalline Window Film | 400M Wheels
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