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  #1  
Old 06-08-2015, 10:47 AM
drunkm0nk3y drunkm0nk3y is offline
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Location: SF Bay Area
 
Join Date: Feb 2015
Posts: 14
Mein Auto: 328d Xdrive
BMWFS Tiers

Asking for my Mother. Are the below rates still acceptable with it's accompanying credit tiers?

Also I know dealerships pull all three credit bureaus. but what does BMWFS pull here in California?

Top tier is 675+ - 3.1%
2nd tier is 640-674 - add 1%
3rd tier is 601-639 - add 2%
4th tier is 575-600 - add 3%


Thanks!

Last edited by drunkm0nk3y; 06-08-2015 at 11:03 AM.
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  #2  
Old 06-08-2015, 12:19 PM
Dallas550 Dallas550 is offline
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Location: Dallas
 
Join Date: Jan 2011
Posts: 785
Mein Auto: '15 550i ED, '14 X3 28i
In my experience, BMW FS only pulls Experian, not all three. I also remember reading that there are no tiers for financing, but there are tiers for leasing. Maybe that has changed.
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  #3  
Old 06-08-2015, 02:00 PM
carprep carprep is offline
Chuck
Location: Corona, CA
 
Join Date: Mar 2012
Posts: 174
Mein Auto: 1997 Z3 | 2015 428i
Just looked at my credit report today and BMWFS did only look at my Experian.
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