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E90/E91/E92/E93 (2006 - 2013)
The E9X is the 4th evolution of the BMW 3 series including a highly tuned twin turbo 335i variant pushing out 300hp and 300 ft. lbs. of torque. BMW continues to show that it sets the bar for true driving performance! -- View the E9X Wiki

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  #401  
Old 02-01-2007, 08:08 AM
LIL RAJA LIL RAJA is offline
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Quote:
Originally Posted by Jordan_R View Post
going to do european delivery
335i coupe
36 month lease rate .00205
15k miles
msrp 46470
sale price 40445
acquisitn fee 625
vehicle total 41070
state lic/regN 75
state other fees 66.50
residual 60% 27882
cash down 1655.61
total payment with tax includes 543.22

Im doing this deal next week!
what option?
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  #402  
Old 02-01-2007, 08:11 AM
Jordan_R Jordan_R is offline
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Originally Posted by LIL RAJA View Post
what option?
6speed, sport pkg, premium pkg, comfort access, cold weather, metallic paint
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  #403  
Old 02-09-2007, 11:22 AM
jetstream23 jetstream23 is offline
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Originally Posted by socalmmer View Post
Yea, I'll go to hours of headaches to save 20 bucks a month.. Sorry, I have better things to do.

Then just pay MSRP if you're not concerned about prices. I'll take $20 a month and buy myself a second Slingbox next Christmas!
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  #404  
Old 02-14-2007, 09:11 AM
jjlawyer jjlawyer is offline
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Just orderd 335i sedan, premium, sport, navi, sat, fold down rear, metallic paint
MSRP $47,090

sale price is $44,355 which is invoice + $500 (+maco and training)

mf is .0015 with one sec dep and .00101 with 8

10K mi (64% risidual)

due at signing is about $2100 (doc fee is 625)

payment is $548 with one sec dep and $506 with all 8

i figure if i do msd, i will pay a cap cost reduction of $250 to get payment to $499 and reduce security dep from $550 to $500 (x8 means $150 less due at signing)
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  #405  
Old 02-14-2007, 10:18 AM
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schley schley is offline
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Quote:
Originally Posted by jjlawyer View Post
Just orderd 335i sedan, premium, sport, navi, sat, fold down rear, metallic paint
MSRP $47,090

sale price is $44,355 which is invoice + $500 (+maco and training)

mf is .0015 with one sec dep and .00101 with 8

10K mi (64% risidual)

due at signing is about $2100 (doc fee is 625)

payment is $548 with one sec dep and $506 with all 8

i figure if i do msd, i will pay a cap cost reduction of $250 to get payment to $499 and reduce security dep from $550 to $500 (x8 means $150 less due at signing)
good move with the 250 cap cost reduction, that is the only reason to do so IMO.
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  #406  
Old 02-14-2007, 10:32 AM
CleanBMW CleanBMW is offline
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Lease rate question. Do these figures seem correct?

I am confused on the figures the dealer is giving me as something doesnít seem correct.
Looking at the sheet I have noticed a few things that could use some clarification. If any of you would be able to help me out I would really appreciate it. To start, the details of my lease are as follows: Iím looking to put $3000 down, 36 months, 10k miles a year on a car optioned with the follows specs: E92 335i, Crimson Red (Non-Metallic), Black Dakota Leather, 6 speed manual transmission, Premium Package, Sport Package, iDrive, and Park Distance Control.

The 61% residual and .00185 Money Factor are correct, but looking at the adjusted cap cost, there is some sort of discrepancy. If I take the cap cost (the amount the lease should be based on [$1,500 over invoice] and subtract it by the Cash Cap Reduction (the remaining amount of my $3000 after fees have been subtracted) I get $43,659.19 compared to the dealers Adjusted Cap Cost of $44,484.19 which is a difference of $825. The lease figures here donít add up, but if you look at line 11 there is a bank fee of $825 which makes up this difference. Is the bank fee generally something that negotiable and does this amount look legitimate or is a large partition of it going straight to the dealer?
The second discrepancy is in the dealer invoice price, the dealer quoted and showed me an invoice of $43.975 on a car optioned with the above specs, compared to my figure of $43,415 based on two sources: Edmunds.com TMV and the Bimmerfest PDF Confidential Wholesale Price list. Which invoice is the correct price here, as there is a difference of $560 in the amount.


BTW, Does this look like a good deal or do I have some negotiating to do
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  #407  
Old 02-14-2007, 11:12 AM
jjlawyer jjlawyer is offline
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you are getting murdered with that mf and residual. should be .0015 and 64%. also, $1500 over is not good these days. the $825 fee is marked up by $200 - should be $625. the $560 difference is the maco and training fees - they are legit. Also, there is almost never a good reason to pay a cap cost reduction - you will loose that money if you have to get out of the car early, ie, stolen or totaled
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  #408  
Old 02-14-2007, 11:53 AM
CleanBMW CleanBMW is offline
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Quote:
Originally Posted by jjlawyer View Post
you are getting murdered with that mf and residual. should be .0015 and 64%. also, $1500 over is not good these days. the $825 fee is marked up by $200 - should be $625. the $560 difference is the maco and training fees - they are legit. Also, there is almost never a good reason to pay a cap cost reduction - you will loose that money if you have to get out of the car early, ie, stolen or totaled
Yea I think you are quoting me on E92 Sedan MF and Residual. Are you sure those are for E92 Coupes? If thats case, you are suggesting a ask for a $200 discount on the $825 and attempt to get the discount to $1000 over invoice?
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  #409  
Old 02-14-2007, 01:33 PM
jjlawyer jjlawyer is offline
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I was referring to the sedan, sorry. But the coupe should be .00175 MF. You need to pay one security deposit to get that rate if you are a first time, otherwise, i guess it's bumped up to the rate you were quoted. Take some of that cap cost reduction and pay a secuity and it will likely lower your payment, plus that is money that will be returned to you. Otherwise, yes, negotiate the $200 and try to get to $1000 over edmunds invoice.

Last edited by jjlawyer; 02-14-2007 at 01:36 PM.
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  #410  
Old 02-14-2007, 01:44 PM
CleanBMW CleanBMW is offline
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Quote:
Originally Posted by jjlawyer View Post
I was referring to the sedan, sorry. But the coupe should be .00175 MF. You need to pay one security deposit to get that rate if you are a first time, otherwise, i guess it's bumped up to the rate you were quoted. Take some of that cap cost reduction and pay a secuity and it will likely lower your payment, plus that is money that will be returned to you. Otherwise, yes, negotiate the $200 and try to get to $1000 over edmunds invoice.
jj do you have AIM/or MSN or some form of instant communication?

thanks
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  #411  
Old 02-14-2007, 01:54 PM
SpartanGA SpartanGA is offline
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Quote:
Originally Posted by jjlawyer View Post
you are getting murdered with that mf and residual. should be .0015 and 64%. also, $1500 over is not good these days. the $825 fee is marked up by $200 - should be $625. the $560 difference is the maco and training fees - they are legit. Also, there is almost never a good reason to pay a cap cost reduction - you will loose that money if you have to get out of the car early, ie, stolen or totaled
I could not find this answer: What is MACO and Training? I figured out PCD...

thx
Jim
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  #412  
Old 02-14-2007, 10:52 PM
yukit yukit is offline
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I am in a process to lease a 335i sedan.

Quote:
Originally Posted by jjlawyer View Post
mf is .0015 with one sec dep and .00101 with 8
Is the buy rate & MSD reduction available to a first time buyer?
I am currently offered the mf of .00195 & .00146 with 8 MSD.
Apparently, I cannot use the MSD reduction with the buy rate.

Quote:
Originally Posted by jjlawyer View Post
payment is $548 with one sec dep and $506 with all 8

i figure if i do msd, i will pay a cap cost reduction of $250 to get payment to $499 and reduce security dep from $550 to $500 (x8 means $150 less due at signing)
Is the security deposit amount derived from before or after sale tax added to the monthly payment?

Thanks,
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  #413  
Old 02-15-2007, 12:07 AM
lsleelee lsleelee is offline
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Quote:
Originally Posted by yukit View Post
Is the buy rate & MSD reduction available to a first time buyer?
I am currently offered the mf of .00195 & .00146 with 8 MSD.
Apparently, I cannot use the MSD reduction with the buy rate.
Assuming you're a first time BMW leasee, you're required to pay one security deposit. You can pay it up front or have your money factor bumped up from 0.0015 to 0.00165. The further 7 optional security deposits reduce your mf 0.00007 each, for a total of 0.00049.
So:
buy rate w/ 0 security deposits - 0.00165
buy rate w/ 1 security deposit - 0.0015
buy rate w/ maximum 8 security deposits - 0.00101

The only difference for a non-first timer is that the required SD is waived, so:

buy rate w/ 0 SD - 0.0015
buy rate w/ maximum 7 SDs - 0.00101

Here's what happened. You opted not to pay 1st SD up front, so your rate goes up 0.00015 (from 0.0015 to 0.00165). The dealer then marked it up 0.0003 (from 0.00165 to 0.00195). A little steep but not wrong (maximum dealer mark-up is 0.0004).

However, the 0.00146 is wrong. Paying your required SD up front lowers you 0.00015 (from 0.00195 to 0.0018). Paying 7 more optional SDs lowers you 0.00049 (0.0018 to 0.00131).

Somebody correct me if I messed this up.

Quote:
Originally Posted by yukit View Post
Is the security deposit amount derived from before or after sale tax added to the monthly payment?
after. even more interesting : security deposit amount is also derived after any multiple-security-deposit related reductions (ie if paying 7 MSDs lowers your payment from 609 to 570 your security deposit is 600, not 650).


Somebody check my numbers it's 2am, lol.
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  #414  
Old 03-08-2007, 11:25 AM
BoLaS BoLaS is offline
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Bump For New Rates!!!

anyone get anything lower yet?????
Leasing a 335 soon, but need some good comparisons!!!!


you guys rule!

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  #415  
Old 03-08-2007, 01:34 PM
mnichin mnichin is offline
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Mein Auto: 2006 330i
Just ordered 335i Sedan ED for June pick up.
MSRP: $47,775 (Metallic Paint, Steptronic, Sport Pkg, Paddle Shifters, Premium Pkg, Navigation).
24 Months Lease, 12K/Year, Seven MSD
Payment: $470/Month + Tax (10% in my case). Without MSD: $508 + Tax.
MF: 0.00111, Residual: 73%
Out of pocket: $5,518 including $3,850 MSD.

Last edited by mnichin; 03-08-2007 at 01:45 PM.
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  #416  
Old 03-17-2007, 03:26 PM
iiask iiask is offline
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Picking up in April need help with lease!!!

I'm scheduled to pick up my vehicle via ed in April. The dealer has quoted these numbers for a lease

MSRP: $48320
Selling price: $45480
Term: 36k
MF: .00225
Monthly pymnt: $697

Out the door cost: $3721--> this includes tt&l, aquisition fees and first pymnt.

I think the mf is quite high. Is this negotiable? Yes, i am a first time leaser/buyer with bmw. Will i need to put down more SD's to get the mf down?


PLEASE HELP!!!!!!!!!
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  #417  
Old 03-17-2007, 10:03 PM
guest0123 guest0123 is offline
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good deal or not?

here is my euro delivery deal:
335i coupe base manual
Sport package
Metallic paint
Park distance control
Heated seats
Destination & Handling

ED wholesale price: 37935
US wholesale: 44050

My dealer also tacked on $180 for eurodelivery as he showed me it was on the euro wholesale pricelist. i couldn't talk him out of it.

Sale price: 39135
Acquisition fees: 625
MF: 0.00200
Downpayment: 0
Term: 36 mos/15K miles
Residual: 58% = 25549
NY Tax: 7.75% = 1588.92

Monthly payment: 572.69

A couple of questions:
  1. I'm in NY but bought this out of state. can i still bargain to do the 7 MSDs since i bought it outside of ny?
  2. My dealer also tacked on $180 for eurodelivery as he showed me it was on the euro wholesale pricelist. i couldn't talk him out of it. any suggestions?
  3. How do I calculate the taxes?
  4. Is this a good deal?
thanks
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  #418  
Old 03-18-2007, 09:32 AM
AutoCouture AutoCouture is offline
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Mein Auto: E90 335i
335i Sedan 6-speed
-Sport
-Comfort Access
-Heated Seats
-Navigation

*Inception Fees total out of pocket (~$2200 w/ 1 Security Deposit)
*$555 per month for 36 months, 12k miles

MF is .00160


-Sal
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  #419  
Old 03-18-2007, 06:36 PM
zoltrix zoltrix is offline
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Can I mention 1 tip I learned from carbuyingtips.com? (Priceless site, btw.)

Get a spreadsheet. Plug-in the MF, selling price, all the fees, etc. It will spit back a number:

number_of_months*total_monthly_payment+Amount_due_ at_lease_signing-first_months_payment-security_deposit+end_of_lease_fees+mileage_penalty

THAT is the number you use to negotiate with dealers. For a lease. Over the phone! That's how I got my acura.

I took the smallest Honda MF I could find, put that in. Looked at the "target price" on carsdirect, rounded it down to the next nice round number. OR you can do invoice + 3%, whichever is lower. That would be my "selling price." Tossed in a 350 dispo fee, no acq fee. (That always bothers me. When you go buy a TV, do they tell you, "Here's how much the TV is and here's the FEE to buy the TV at that price." Such idiocy.)

Piece of cake. I called & I said, "Look, I don't care about monthly payments & all that BS. I did my budget and at the end of 3 yrs, I can afford to pay $X amount. No more. *FOR EVERYTHING* Including your dealer fees, bank fees, feed my children fees, etc. Three years later, X will have left my pocket. That's it." First 3 dealers wouldn't take it but the 4th did!

Here's the kicker. I put down the deposit for the car, sight unseen, w/o knowing MF or selling price or any fees or anything! Worked out wonderfully. You'd be amazed how they got to that number. The dealer(!!!) paid himself a $1500 deposit! It said, "1500 cap cost reduction -- paid by the dealer." Can you believe that??

This goes to show you what a 3-card monte this whole deal is. Everytime you hear "Oh this fee is non-negotiable, look, it's even printed on the paper. Everybody pays it!" You just kick back and smile.

Anyway, just an idea. I really liked doing it this way because I hate going there and getting treated for a 3hr long dog & pony show.

Good luck everybody! I'm currently reading this thread, about to put together my numbers for a 335i lease

One thing that I've seen mentioned here and must mention again. If you are worried about monthly payments a) you prob can't afford it, b) you will get robbed.

What matters is how much money this hunk of metal will have cost you in 3 years. THAT'S IT.
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  #420  
Old 03-18-2007, 06:47 PM
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schley schley is offline
This is the Cubs year)
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Quote:
Originally Posted by coontie View Post
Can I mention 1 tip I learned from carbuyingtips.com? (Priceless site, btw.)

Get a spreadsheet. Plug-in the MF, selling price, all the fees, etc. It will spit back a number:

number_of_months*total_monthly_payment+Amount_due_ at_lease_signing-first_months_payment-security_deposit+end_of_lease_fees+mileage_penalty

THAT is the number you use to negotiate with dealers. For a lease. Over the phone! That's how I got my acura.

I took the smallest Honda MF I could find, put that in. Looked at the "target price" on carsdirect, rounded it down to the next nice round number. OR you can do invoice + 3%, whichever is lower. That would be my "selling price." Tossed in a 350 dispo fee, no acq fee. (That always bothers me. When you go buy a TV, do they tell you, "Here's how much the TV is and here's the FEE to buy the TV at that price." Such idiocy.)

Piece of cake. I called & I said, "Look, I don't care about monthly payments & all that BS. I did my budget and at the end of 3 yrs, I can afford to pay $X amount. No more. *FOR EVERYTHING* Including your dealer fees, bank fees, feed my children fees, etc. Three years later, X will have left my pocket. That's it." First 3 dealers wouldn't take it but the 4th did!

Here's the kicker. I put down the deposit for the car, sight unseen, w/o knowing MF or selling price or any fees or anything! Worked out wonderfully. You'd be amazed how they got to that number. The dealer(!!!) paid himself a $1500 deposit! It said, "1500 cap cost reduction -- paid by the dealer." Can you believe that??

This goes to show you what a 3-card monte this whole deal is. Everytime you hear "Oh this fee is non-negotiable, look, it's even printed on the paper. Everybody pays it!" You just kick back and smile.

Anyway, just an idea. I really liked doing it this way because I hate going there and getting treated for a 3hr long dog & pony show.

Good luck everybody! I'm currently reading this thread, about to put together my numbers for a 335i lease

One thing that I've seen mentioned here and must mention again. If you are worried about monthly payments a) you prob can't afford it, b) you will get robbed.

What matters is how much money this hunk of metal will have cost you in 3 years. THAT'S IT.

Reading your advice was like being at wimbledon watching a tennis ball bouncing back and forth. I'm still not sure what exactly you are giving advice to do. You are not realizing that you are figuring out stuff that has already been established and the blueprint is there as well.

negotiate your amount over invoice
acquistion fee (pay 825 to get the buy rate)
MF (buy rate)

Use MSD's

That is it, and all you ahve to worry about. Your 3 year total cost is lowest using that formula regardless of model or lease figures.
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  #421  
Old 03-18-2007, 07:29 PM
zoltrix zoltrix is offline
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Quote:
Originally Posted by schley View Post
Reading your advice was like being at wimbledon watching a tennis ball bouncing back and forth. I'm still not sure what exactly you are giving advice to do. You are not realizing that you are figuring out stuff that has already been established and the blueprint is there as well.

negotiate your amount over invoice
acquistion fee (pay 825 to get the buy rate)
MF (buy rate)

Use MSD's

That is it, and all you ahve to worry about. Your 3 year total cost is lowest using that formula regardless of model or lease figures.
Sorry if it wasn't clear.

Advice was this. Instead of bickering over amounts over invoice, acq fees, other fees, money factors and other nonsense, reduce ALL that to ONE number. That's all. Don't be debating 5 numbers, stick to 1 only. That makes it much easier for you and prob for them as well. It's also better because it makes it impossible for them to stick in any other fees and stresses the fact that monthly payments are of little importance.

I didn't say I just figured this stuff out, I wanted to share this approach with others who might not know that this is an excellent way to acquire a vehicle. If you knew this already, great. If not, then this maybe helpful & may save you a few bucks as well.

Because your "blueprint" leaves a lot of room for some other fees to be added on as well. And when you say, "that's it and that's all you have to worry about," that's wrong. That's NOT all. It says nothing about bank fees, paperwork fees, dealer markup fees, paint protection fees, rust-proof fees, window etching fee, put my wife in an M6 fee, etc. One number. How can it be simpler than that?
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  #422  
Old 03-19-2007, 11:31 AM
cobrax333 cobrax333 is offline
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Mein Auto: 2011 335i
335 coupe
36mo/12k
montego blue/black dakota
step/shifters/prem/sport/nav/pdc/ca/sirius/ipod

$728/mo (after 8.25% CA tax)
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  #423  
Old 03-19-2007, 12:03 PM
zoltrix zoltrix is offline
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Quote:
Originally Posted by lsleelee View Post
Assuming you're a first time BMW leasee, you're required to pay one security deposit. You can pay it up front or have your money factor bumped up from 0.0015 to 0.00165. The further 7 optional security deposits reduce your mf 0.00007 each, for a total of 0.00049.
So:
buy rate w/ 0 security deposits - 0.00165
buy rate w/ 1 security deposit - 0.0015
buy rate w/ maximum 8 security deposits - 0.00101
The only thing is that this link:

http://www.bimmerfest.com/forums/sho...d.php?t=192727

shows a standard MF for a 3 yr 335i lease to be 0.00160, not 165.

Now, that's assuming the sticky above is still valid...
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  #424  
Old 03-19-2007, 01:27 PM
lsleelee lsleelee is offline
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Quote:
Originally Posted by coontie View Post
The only thing is that this link:

http://www.bimmerfest.com/forums/sho...d.php?t=192727

shows a standard MF for a 3 yr 335i lease to be 0.00160, not 165.

Now, that's assuming the sticky above is still valid...
The sticky is valid, my post no longer is. The standard rate last month at the time of my post was 0.0015 (the published rates assume you're either placing that one SD or are not a first time lessee). This month they have gone up to 0.0016, so raise all my numbers 0.0001.

0 SD - 0.00175
1 SD - 0.0016
8 SD - 0.00111
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  #425  
Old 03-20-2007, 07:30 AM
snelldogg snelldogg is offline
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Mein Auto: ED 9/18: 2014 335i MSport
335i 6mt sedan
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$2450 due at signing
561 per month
36 months 12k per
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