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E90/E91/E92/E93 (2006 - 2013)
The E9X is the 4th evolution of the BMW 3 series including a highly tuned twin turbo 335i variant pushing out 300hp and 300 ft. lbs. of torque. BMW continues to show that it sets the bar for true driving performance! -- View the E9X Wiki

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  #426  
Old 04-05-2007, 01:52 AM
teeno teeno is offline
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Mein Auto: 4dr civic si
hello all..

new here.

Ive been reading and it seems like leasing a bimmer would be ideal, (ive had two new cars in the last six months or so) so i dont wanna loose any money on depreciation.

Now my question is after reading much on leasing.

What do I need to do to get a payment of about 500 or less.. or close to it???
with about 12k/year and the most minimum out of my pocket at the time

heres what Im looking for

335i sedan
sports package, and maybe navi. (trying to have lowest monthly payments as possible.)

if anyone can help me with the plan out to give to dealerships to get the best possible monthly payment; it would be very helpful.

thanks.
TEENO
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  #427  
Old 04-05-2007, 06:14 AM
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reb03 reb03 is offline
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Location: West
 
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Posts: 287
Mein Auto: 2007 335i
Monaco Blue
Sports
Premium
Sirius
Step
Paddles

36 month / 15k miles per year
Residual = 61%

MSRP = $46,370
Sale Price = $43,500
MF = .0016
Total Drive off = $1,033.79
Monthly PMT = $605.25 including 7.75% tax

Last edited by reb03; 04-05-2007 at 06:22 AM. Reason: added residual
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  #428  
Old 04-05-2007, 10:44 AM
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schley schley is offline
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Quote:
Originally Posted by teeno View Post
hello all..

new here.

Ive been reading and it seems like leasing a bimmer would be ideal, (ive had two new cars in the last six months or so) so i dont wanna loose any money on depreciation.

Now my question is after reading much on leasing.

What do I need to do to get a payment of about 500 or less.. or close to it???
with about 12k/year and the most minimum out of my pocket at the time

heres what Im looking for

335i sedan
sports package, and maybe navi. (trying to have lowest monthly payments as possible.)

if anyone can help me with the plan out to give to dealerships to get the best possible monthly payment; it would be very helpful.

thanks.
TEENO
Teeno after you have read extensively about leasing if you had to answer your own question what would you think?

What are some words of advice you would give yourself? Not trying to be a jerk but want to see how much you have read for rest assured all info you need is on here.
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  #429  
Old 04-05-2007, 12:06 PM
zoltrix zoltrix is offline
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Quote:
Originally Posted by teeno View Post
hello all..

new here.

Ive been reading and it seems like leasing a bimmer would be ideal, (ive had two new cars in the last six months or so) so i dont wanna loose any money on depreciation.

Now my question is after reading much on leasing.

What do I need to do to get a payment of about 500 or less.. or close to it???
with about 12k/year and the most minimum out of my pocket at the time

heres what Im looking for

335i sedan
sports package, and maybe navi. (trying to have lowest monthly payments as possible.)

if anyone can help me with the plan out to give to dealerships to get the best possible monthly payment; it would be very helpful.

thanks.
TEENO
It's probably not gonna happen, with 0 cap cost reduction.

Your message basically tells me you can't afford this. Seriously. A smart approach to leasing would focus on TOTAL COST of the lease, whatever the monthly payments. If you are so focused on monthly payments, you are trying to squeeze this into a budget that won't allow this. What does it matter how much you pay per month? What matters is how much this car will have cost you when the lease ends.

You can get the car you want for $520/month, no problem. But you will not get the best deal and you don't need anybody's help then. Just go to a dealership, tell them how much you can afford per month and they will make the numbers work. You'll get ripped off in the process but you'll have your car.
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  #430  
Old 04-05-2007, 12:51 PM
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kimer12345 kimer12345 is offline
kimer12345
Location: Exeter, New Hampshire (previously Florida)
 
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Posts: 382
Mein Auto: 2007 335 conv, 2006 Vespa
Quote:
Originally Posted by loughd1 View Post
Include Mf--residual-down Payment

MSRP $58820
tax in my state 6%
7 MSDs
first payment
0 "down"
24 month 12K lease
inceptions, rolled in
$1041/mo
(MF reduced initially to .00295, before 7 MSDs applied, end MF .00246)
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  #431  
Old 04-05-2007, 03:09 PM
teeno teeno is offline
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Location: los angeles
 
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Mein Auto: 4dr civic si
Quote:
Originally Posted by coontie View Post
It's probably not gonna happen, with 0 cap cost reduction.

Your message basically tells me you can't afford this. Seriously. A smart approach to leasing would focus on TOTAL COST of the lease, whatever the monthly payments. If you are so focused on monthly payments, you are trying to squeeze this into a budget that won't allow this. What does it matter how much you pay per month? What matters is how much this car will have cost you when the lease ends.

You can get the car you want for $520/month, no problem. But you will not get the best deal and you don't need anybody's help then. Just go to a dealership, tell them how much you can afford per month and they will make the numbers work. You'll get ripped off in the process but you'll have your car.
I guess I wrote it down wrong. What Im trying to say is what type of numbers should I be bringing up to the dealership with the description of my car. and If i can expect a close to 500 dollar payment,

and I think 1/5 of my income a month should enable me to afford it...(considering Im 19, and have no bills to pay other than my toys. and the rest 4/5 for saving and gas/food/clothes but no big bills..but no time to describe living expenses, ) and no i not only work.. its actually more of a part time, I do school full time.. thanks for the Trolling tho.

so if anyone wants to help me out with the leasing process than cool. but I can gladly help my self find how much I wouldve been paying If i had decided to purchase the car..(ive bought 2 in the last year... ) but LEASING is new to me and find it nice to change cars every couple of years.. with only paying depreciation..
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  #432  
Old 04-05-2007, 03:22 PM
zoltrix zoltrix is offline
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Quote:
Originally Posted by teeno View Post
I guess I wrote it down wrong. What Im trying to say is what type of numbers should I be bringing up to the dealership with the description of my car. and If i can expect a close to 500 dollar payment,
.
i dunno, maybe I spoke too soon & it is doable. If you max out MSDs, with a selling price of around 41k, give or take (base+auto+ZSP), 2500 off MSRP, 0 down, you're looking at around $502 a month.
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  #433  
Old 04-05-2007, 03:32 PM
teeno teeno is offline
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Location: los angeles
 
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Mein Auto: 4dr civic si
ok how do you get that 502?? lol.

heres what I got from reading in this forum

sedan
sports package
navi
metallic paint

msrp=42875
1500 down payment

41735= adjusted cap cost.
residual value=70%????24months/12kyear
MF-.0025
sales tax 8.25%

mo/702.xx with tax..

now thats not cool.. haha. I think I have a start.. how do I get that sucker down?? how much are MSD's? and SH** like that. where do i plug them in?
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  #434  
Old 04-17-2007, 02:00 PM
JWolff JWolff is offline
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Mein Auto: 2007 335i
Is this a good deal?

I've got an offer of:

335i Sedan via ED
Step, Paddles, Comfort, Nav, Metallic Paint, ZPP, ZSP, ZCW, 6FL
MSRP: $46865 (including destination)
Invoice: $43290 (including destination)

Offer: $44290 ($1000 over invoice)
$100 Dealer Processing Fee + $1432.70 (3% VA Tax & Tags)
Money Factor: 0.00176
Residual Value: 63%
$559.89/month for 35 months at 12,000 miles/year
$4759.89 due at signing - $4200 refundable (MSDs)

Should I be able to do better than this?
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  #435  
Old 04-17-2007, 06:53 PM
ghillamonster ghillamonster is offline
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Location: indiana
 
Join Date: Apr 2007
Posts: 3
Mein Auto: 335i
Cool 335i lease offer accepted

I thought I might share my accepted offer:

Crimson red/beige/burl 335i with step/paddle/comfort/sirius/cold weather/premium/sport. MSRP 46620 (plus 775 destination plus 180 dealer training fee plus 625 Acquision fee) INVOICE 42860

Sell Price 44146 (3% over invoice)
No money down
Money Factor 0.00175
Term 36 months/10k mileage
Residual 30269 (64%)
No Disposition fee or SD required (current BMW financial cust)

dest/training fee/acquisition fee paid upfront (1580.00)

Negotiated monthly payment 515.70 ex tax, 546.64 with IN tax

I then put down 7SD's 7x 550= 3850. MF reduced by 0.00049 to 0.00126

New monthly payment with tax 507/month

Yes I put a lot down, but I figure its a decent deal and I'll get most $ back when it comes time to get that M3.
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  #436  
Old 04-17-2007, 07:51 PM
zo1279 zo1279 is offline
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Mein Auto: Acura RSX
I am getting the 335 coupe...nav, cold/premium/sport/, PDC, Comfort Access, IPod feature. I am leasing for 24 months/12k miles. I am paying $544/month with approx. $3,200 down (this includes license/reg, taxes, 1st mth pmt, security deposit, etc). I am doing the ED...so it truly pays to do this program...you literally save over $100/month. Yeah, i know what you are going to say..."but you are spending all the money to go to Europe"...this is true...but I bet you are going to spend money this year to go on a vacation, right? So this is my annual vacation and I get a great car out of it too...and to drive on the Autobahn! can't beat that. There is no way anyone could possibly get this low monthly pmt without doing ED.
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  #437  
Old 04-17-2007, 09:20 PM
zoltrix zoltrix is offline
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Location: EMEA
 
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Quote:
Originally Posted by JWolff View Post
I've got an offer of:

335i Sedan via ED
Step, Paddles, Comfort, Nav, Metallic Paint, ZPP, ZSP, ZCW, 6FL
MSRP: $46865 (including destination)
Invoice: $43290 (including destination)

Offer: $44290 ($1000 over invoice)
$100 Dealer Processing Fee + $1432.70 (3% VA Tax & Tags)
Money Factor: 0.00176
Residual Value: 63%
$559.89/month for 35 months at 12,000 miles/year
$4759.89 due at signing - $4200 refundable (MSDs)

Should I be able to do better than this?

This looks to be a good deal. Assuming no other fees, this is good. Toss in a few $$$$ to get that monthly to 549 so that the SD gets rounded up to 550 instead of 600. Should be below $200 on that cap cost reduction.
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  #438  
Old 04-24-2007, 07:47 AM
JudgeCinci JudgeCinci is offline
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Location: Cincinnati, Ohio
 
Join Date: Apr 2007
Posts: 3
Mein Auto: 2004 Acura TL
E93 335i Barbera Red with Dark Burl Walnut

Quote:
Originally Posted by loughd1 View Post
Include Mf--residual-down Payment
MSRP- $60,670 (All but HD & Active Cruise)
Selling- $58,870
Lease- 36m, 15K/yr (59% Residual)
MF-.00293 with 6 MSDs
Aquisition- $825
Tax- 6.5% (Up-front OH)
Payment- $929.50

May Build/June Delivery

What do you think of this?
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  #439  
Old 05-25-2007, 08:11 PM
AgsWin's Avatar
AgsWin AgsWin is offline
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Location: College Station, TX
 
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Posts: 463
Mein Auto: 2005 Chevy SS
Quote:
Originally Posted by teeno View Post
I guess I wrote it down wrong. What Im trying to say is what type of numbers should I be bringing up to the dealership with the description of my car. and If i can expect a close to 500 dollar payment,

and I think 1/5 of my income a month should enable me to afford it...(considering Im 19, and have no bills to pay other than my toys. and the rest 4/5 for saving and gas/food/clothes but no big bills..but no time to describe living expenses, ) and no i not only work.. its actually more of a part time, I do school full time.. thanks for the Trolling tho.

so if anyone wants to help me out with the leasing process than cool. but I can gladly help my self find how much I wouldve been paying If i had decided to purchase the car..(ive bought 2 in the last year... ) but LEASING is new to me and find it nice to change cars every couple of years.. with only paying depreciation..
Model Total Price US MSRP MF Total Payment w/ 7.75% tax
328i coupe - No Leather 33230 37450 0.00121 403.47
328i coupe 34550 38900 0.00121 419.38
335i coupe - No Leather 37765 42950 0.00166 480.40
335i coupe 39085 44400 0.00166 497.37

These are my figures for a coupe with paint, comfort access and ipod. These are European delivery prices with 8 SD's, so yes it is possible. But you may need ot go to europe to get it!
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  #440  
Old 05-25-2007, 11:05 PM
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Belushi Belushi is offline
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Location: Southbay CA
 
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Posts: 135
Mein Auto: '10 135i
Let me know what you think...

335i coupe
AW, Sport package, NAV, Bluetooth/IPod, Sat Radio, PDC, 6MT, Comfort Access
MSRP with destiantion = $47370
Cap Cost with destiantion - $46117.60
residual = $33632.70

money factor 0.00185
residual 71%
upfront fees = $3299
1st payment $720.83, tax up front $69.96, California tire fee $7.00, Arizona registration and title $871.22, doc fee $55.00, BMW bank fee $825.00, security deposit $750)

24 month lease/10,000 miles per year

monthly payment = $720.83

Let me know...
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  #441  
Old 05-26-2007, 01:01 AM
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AgsWin AgsWin is offline
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Location: College Station, TX
 
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Mein Auto: 2005 Chevy SS
Quote:
Originally Posted by Belushi View Post
335i coupe
AW, Sport package, NAV, Bluetooth/IPod, Sat Radio, PDC, 6MT, Comfort Access
MSRP with destiantion = $47370
Cap Cost with destiantion - $46117.60
residual = $33632.70

money factor 0.00185
residual 71%
upfront fees = $3299
1st payment $720.83, tax up front $69.96, California tire fee $7.00, Arizona registration and title $871.22, doc fee $55.00, BMW bank fee $825.00, security deposit $750)

24 month lease/10,000 miles per year

monthly payment = $720.83

Let me know...

Upfront fees are too high. Why are you putting down close to $3300? Bank ee is $625, dealers are allowed to bump it up to a max of $825, looks like he is adding in an extra $200 profit for himself.

You can lower your MF by putting down up to 7 security deposits, your money factor can come down to as low as .00166
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  #442  
Old 05-26-2007, 01:02 AM
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AgsWin AgsWin is offline
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Location: College Station, TX
 
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Posts: 463
Mein Auto: 2005 Chevy SS
Quote:
Originally Posted by Belushi View Post
335i coupe
AW, Sport package, NAV, Bluetooth/IPod, Sat Radio, PDC, 6MT, Comfort Access
MSRP with destiantion = $47370
Cap Cost with destiantion - $46117.60
residual = $33632.70

money factor 0.00185
residual 71%
upfront fees = $3299
1st payment $720.83, tax up front $69.96, California tire fee $7.00, Arizona registration and title $871.22, doc fee $55.00, BMW bank fee $825.00, security deposit $750)

24 month lease/10,000 miles per year

monthly payment = $720.83

Let me know...

Upfront fees are too high. Why are you putting down close to $3300? Bank ee is $625, dealers are allowed to bump it up to a max of $825, looks like he is adding in an extra $200 profit for himself.

You can lower your MF by putting down up to 7 security deposits, your money factor can come down to as low as .00166
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  #443  
Old 09-05-2008, 10:56 AM
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BeRzErKaS BeRzErKaS is offline
U know how the game goes
Location: LI, NY
 
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Posts: 706
Mein Auto: BM-double Who's?
*BUMP* ...for more recent data!



What are people paying these days?
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  #444  
Old 09-05-2008, 04:34 PM
comotu1 comotu1 is offline
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Location: Los Angeles
 
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Posts: 42
Mein Auto: E350
Quote:
Originally Posted by ghillamonster View Post
I thought I might share my accepted offer:

Crimson red/beige/burl 335i with step/paddle/comfort/sirius/cold weather/premium/sport. MSRP 46620 (plus 775 destination plus 180 dealer training fee plus 625 Acquision fee) INVOICE 42860

Sell Price 44146 (3% over invoice)
No money down
Money Factor 0.00175
Term 36 months/10k mileage
Residual 30269 (64%)
No Disposition fee or SD required (current BMW financial cust)

dest/training fee/acquisition fee paid upfront (1580.00)

Negotiated monthly payment 515.70 ex tax, 546.64 with IN tax

I then put down 7SD's 7x 550= 3850. MF reduced by 0.00049 to 0.00126

New monthly payment with tax 507/month

Yes I put a lot down, but I figure its a decent deal and I'll get most $ back when it comes time to get that M3.
Just a question, you said something about getting your money back when you get an M3, can you please explain I don't understand how this works.

Thanks
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  #445  
Old 11-07-2011, 09:59 AM
hegs910 hegs910 is offline
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Location: NY
 
Join Date: Nov 2011
Posts: 4
Mein Auto: Audi A4
335xi vs 328xi

Hey guys, new here, and switching from Audi to BMW. Now I put a deposit down on a 335xi, and have the option to switch it over to a 328xi if I decide to by the end of Nov. I was hoping to see what you thought of the lease deal.

Final cost: 52,5xx
Black/black
AWD
Premium pkg
Sports pkg
Paddle shifters
Heated seats, wheel
NAV
Ipod/usb

36 month/10K miles
They are paying my last Audi payment of $516

Bank fee+1smt month pymt+taxes/titles/fees= $3471 (down)
0 cap cost

Total monthly pymt= $569


My other option was to get a loaded 328xi(~44000) for $100 less a month. I have the money for both, just want to know if the 335 is as great/worth it as it sounds. Please let me know what you guys think, anything would be appreciated.

Thanks
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  #446  
Old 11-07-2011, 10:45 AM
dtc100 dtc100 is offline
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What are the MSRPs on both? Sedan, coupe or convertible? What year model, 2011 or 2012?
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  #447  
Old 11-07-2011, 11:37 AM
hegs910 hegs910 is offline
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Quote:
Originally Posted by dtc100 View Post
What are the MSRPs on both? Sedan, coupe or convertible? What year model, 2011 or 2012?
Sorry about that. Both 2011 Sedan's.

335xi:
MSRP: 52565
Selling: 46805

328xi:
MSRP: 43315
Seling: 39876
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  #448  
Old 11-07-2011, 01:16 PM
dtc100 dtc100 is offline
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Location: Norcal
 
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Posts: 4,694
Mein Auto: 2011 328i
Quote:
Originally Posted by hegs910 View Post
Sorry about that. Both 2011 Sedan's.

335xi:
MSRP: 52565
Selling: 46805

328xi:
MSRP: 43315
Seling: 39876
Quote:
Quote:
What are the MSRPs on both? Sedan, coupe or convertible? What year model, 2011 or 2012?
Sorry about that. Both 2011 Sedan's.

335xi:
MSRP: 52565
Selling: 46805

328xi:
MSRP: 43315
Seling: 39876
For November 2011, the MF for both models is 0.00185. Residuals are 60% for the 335xi and 63% for the 328xi.

Your quoted payments of $569 and $470 are on the money for the MSRPs and the selling prices.

But the selling prices can be better. According to Truecar.com, the "great price" for the above cars is around $45,670 and $39,105, respectively. Truecar.com has not considered the new $1,500 trunk money for both cars.

If the $1,500 is added, by my calculation the best deals are $491 and $407 per month, respectively.

The "best price" is one you shoot for, not one you think you deserve Personally, I'd be very happy if I can get the payment down to $500-$520 range on that 335xi, without additional cap reduction of course.
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  #449  
Old 11-07-2011, 01:30 PM
vercetti0 vercetti0 is offline
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Posts: 218
Mein Auto: 2014 BMW 535i xdrive
I signed my lease on sept 1 after waiting 10 weeks for the car to come in.

I got a 335xi coupe 2011

alpine white
navi
coral red leather
heated front seats
m-package
bmw apps

MSRP: 54625

due at signing: 1200
monthly payment: $544 this includes new jersey state tax
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  #450  
Old 11-07-2011, 01:45 PM
hegs910 hegs910 is offline
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Posts: 4
Mein Auto: Audi A4
Wow thanks for all that, very helpful. I looked at truecar.com after you mentioned it, and it seems like my deal is a "good price."(I also added Sat radio, came to 52565 exactly)

Now we worked out the deal for 569(he talked to his manager, signed paper, etc.), and I put a deposit down, but nothing has been "finalized" since I have the choice to move my deposit onto the 328xi(deposit good until Nov.30th). Can I go about negotiating a better price, or am I locked in?
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