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X3 E83 (2004 - 2010)
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Old 09-20-2014, 11:35 AM
Syscokid Syscokid is offline
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Location: Canada
Join Date: Sep 2014
Posts: 1
Mein Auto: 2010 X3
2010 X3 Warranty question

Hello all, Yesterday I purchased a 2010 X3 from a Toyota dealership (I traded in my 03 RAV4) This is my first BMW so I don't really know what to expect in terms of reliability. I was offered one of those extended warranties for $2000 which will cover me for 3 years. I believe there was a $500 deductible if I was to use it and if I don't use it in the 3 years they refund me $1500. I have a few days to decide so I was hoping I could get some of your opinions if this is a wise thing to get?

Thanks for your time!
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Old 09-21-2014, 06:18 AM
MADBMWX3 MADBMWX3 is offline
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Location: Aldie, VA
Join Date: Mar 2012
Posts: 152
Mein Auto: 2005 BMW X3
Wow, I never heard of a deal like that. Normally, if you don't use the extended warranty is money down the drain. Here is my experience. I bought my 2005 X3 in 2011 with only 40,080 miles from a Ford Dealer. I went online and got me an aftermarket 36/36K extended warranty for 36/36K miles. I paid $2,200 with $100 deductible. Within 60 day, things started breaking down. First was the Secondary air pump, then was the transfer case, then oil leak from valve cover, then oil leak from oil filter housing, AC repairs, I can go on and on. Was I glad I got the extended warranty? You bet. By the end of my 36K miles, I had spend out of pocket no more than $500. The extended warranty covered over $7,000 in repairs. So in my case, it was worth it.

Last edited by MADBMWX3; 09-21-2014 at 12:38 PM.
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Old 09-21-2014, 08:10 AM
UncleJ UncleJ is offline
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Location: Silicon Valley
Join Date: May 2006
Posts: 6,575
Mein Auto: '06 X3
Wow! What a deal. My biggest mistake was to not get the BMW extended warranty -- I saved about $3K and wound up spending over $6K in repairs to date after the 50K mile OEM warranty expired. I have to say that after the magic 50K mark things went south with some rapidity. I don't know how good that warranty would be, since it is a "second party warranty" but if they really will refund $1,500 it sounds hard to beat. You can bet that there WILL be repairs and they WILL be expensive, even at an indy. BMW's are just costly to repair.
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Old 09-21-2014, 09:05 AM
Supercourse Supercourse is offline
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Location: British Columbia, Canada
Join Date: Feb 2008
Posts: 3,227
Mein Auto: 2004 X3 2.5i
Yes, read all the small print. Be sure which components are covered and which are not.

A $500 deductible is obviously designed to discourage claims for minor repairs.

But not only minor ones - even a $800 repair will give you cause to wonder if it's worth paying it yourself to preserve the $1,500 rebate at the end.

Some "full refund if unused warranties" have a catch - the refund isn't isn't cash but a discount on your next (full price) warranty with that company. Watch out for that.

As with any warranty, the odds are stacked in favor of the warranty/insurance company or they wouldn't be offering it.
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Old 09-22-2014, 11:37 AM
joylove joylove is offline
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Location: USA
Join Date: Mar 2013
Posts: 1,133
Mein Auto: 08 e83 LCI
Check if it covers the sunroof, the transfer box, the auto gearbox, the transfer box actuator, the suspension, the heated seats, the windows motors, the starter motor. If it covers all that you are golden.
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Old 09-22-2014, 02:43 PM
nightmareuki nightmareuki is offline
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Location: Chicago
Join Date: Sep 2010
Posts: 580
Mein Auto: X3
500 is too high of a deductible for warranty, just saying....
make sure it covers gaskets like valve cover not just the cover itself.
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