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F10 / F11 (2011 - Current)
The new chapter in the highly successful story of the BMW 5 Series Sedan (F10) and wagon (F11)

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  #1  
Old 09-29-2011, 01:59 PM
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quackbury quackbury is offline
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What's Wrong With My Thinking?

I am picking up one of the last 2011 535xi's tomorrow. The car is an 8/11 build M Sport with the dreaded GY LS-2's. I am spending way too much time waffling over the wheel and tire coverage.

My rational mind tells me that the Goodyears have a manufacturer road hazard warranty anyway, so any bubbles should be covered (full coverage for one year 2/32nds of wear, pro-rata after that), and spending $1,200 on the BMW warranty is overkill.

And with the G/Y's in short supply, there is a good chance that Goodyear will not have a replacement available when that first, inevitable bubble appears, and will be swapping out all 4 LS2's for a competitor's tire. As I read the BMW W&T warranty, those replacements would NOT be covered, since they are not the OE tires. (And presumably the tire dealer that replaces my LS2's with another brand of tire will be happy to sell me road hazard coverage for +/- $25/tire, which is a much better deal than the BMW plan).

So unless I bend / break a wheel along the way (which I've done exactly once in almost 40 years of driving), the BMW warranty is a waste of money.

But then the irrational side of me thinks about the fact that my LS2's are pretty much guaranteed to fail, and that the conventional wisdom here is that the BMW warranty is pretty much a requirement.

Which side of me is right? All insights are appreciated. TIA
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Prior BMW's
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  #2  
Old 09-29-2011, 02:35 PM
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1985mb 1985mb is offline
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I'd forego the warranty. If something bad happens to the Goodyears, just get 4 new tires of your choice on their dime and pay $100 for road hazard on the new ones.
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  #3  
Old 09-29-2011, 02:39 PM
nyranger74 nyranger74 is offline
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  #4  
Old 09-29-2011, 02:41 PM
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TJPark01 TJPark01 is offline
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you obviously have read all the threads about the bubbles on the GY LS2 245/40/19, as well as tire and wheel insurance. I have never bent a rim, so for me that wasn't an issue. I would skip the insurance, since the tires already have insurance for the first year, then the first bubble I got, I would ditch the RFT's and get a decent high performance all season tire like:
Michelin Pilot Sport A/S Plus
or
Continental ExtremeContact DWS
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  #5  
Old 09-29-2011, 02:45 PM
Hvarsov Hvarsov is offline
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Get the Warantee....won't have to worry about tires for 5 years.....wheels too.....I got the Warantee and that's the way I rationalized......and I have 18 inch wheels.....19 inch wheels and sport package is a no brainer for the insurance........
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  #6  
Old 09-29-2011, 03:34 PM
iwantone iwantone is online now
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Quote:
Originally Posted by tjpark01 View Post
you obviously have read all the threads about the bubbles on the gy ls2 245/40/19, as well as tire and wheel insurance. I have never bent a rim, so for me that wasn't an issue. I would skip the insurance, since the tires already have insurance for the first year, then the first bubble i got, i would ditch the rft's and get a decent high performance all season tire like:
Michelin pilot sport a/s plus
or
continental extremecontact dws
+1
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  #7  
Old 09-29-2011, 03:40 PM
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Elias Elias is offline
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If you live in the Northeast then I can see having to get the warranty, anywhere else just do what tj park recommends.
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  #8  
Old 09-29-2011, 03:53 PM
tdepetra tdepetra is offline
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Nothing's wrong with your thinking, unless you live in NY or a few other metro areas with huge potholes. Drive the LSs until you just can't any more, and then use the saved insurance premium for some good tires.
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  #9  
Old 09-29-2011, 03:56 PM
clutchlee clutchlee is offline
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Quote:
Originally Posted by TJPark01 View Post
you obviously have read all the threads about the bubbles on the GY LS2 245/40/19, as well as tire and wheel insurance. I have never bent a rim, so for me that wasn't an issue. I would skip the insurance, since the tires already have insurance for the first year, then the first bubble I got, I would ditch the RFT's and get a decent high performance all season tire like:
Michelin Pilot Sport A/S Plus
or
Continental ExtremeContact DWS
what he said
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  #10  
Old 09-29-2011, 04:13 PM
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MileHiGolfer MileHiGolfer is offline
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I live in your area and have the same car - 7500 miles and no bubbles. I did buy the insurance though, and somehow actually have some curb rash already.
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  #11  
Old 09-29-2011, 04:25 PM
PsychDoc1 PsychDoc1 is online now
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I'd pass and let GY do their thing when the bubbles occur. So far it appears they've been super responsive to customers' complaints and needs. I doubt you'll ever bend a rim and if you do you can use the money you saved on the insurance to buy another.
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  #12  
Old 09-29-2011, 06:39 PM
RH512 RH512 is offline
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quackbury - I tried to reply to your PM but your mailbox was full. If you're interested in a compact space for the F10, look at my thread here: http://www.bimmerfest.com/forums/sho...=compact+spare

I didn't go for the insurance and I'm in the high risk zone. Was ready to dump OE run flats from the start, based on all the info on this and other forums. So figured it wouldn't pay off in the long run since I wouldn't stay the course with OE tires.
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  #13  
Old 09-29-2011, 07:43 PM
schnell525 schnell525 is offline
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i have 18" wheels and took BMW's Tire and Wheel ins. I was told prices were going up Oct. 1st and claims utilization is high--that makes sense from what i've seen on here.

i got a good price. given my roads are horrible, and that my dealer even admitted that their customers with 19" wheels have had problems. the road repairs suck--municipalities like to mill a street, and leave 2" drop-offs and raised manhole covers all over the place. all it takes is the wrong angle.
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  #14  
Old 09-29-2011, 08:08 PM
radarguy radarguy is offline
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Just to muddy the waters a bit. If you had an LS2 failure today, a Goodyear dealer would not be able to find a replacement tire for you. You then have to make a decision to buy eight new tires - four summer and four winter RFT - or you can decide to go buy four non-RFT all-season and accept whatever risk that brings to your particular situation. Based on past performance, Goodyear will pay for the first four tires. No guarantees though and they might make you wait a week or more while they search for an LS2.

However, if you went to a BMW dealer today you could probably have an LS2 in a day or two. The Goodyear and BMW dealers have different supply chains and at the moment, BMW is the favored. They will not exchange tires between the two supply chains. Many, perhaps most, BMW dealers will not honor the Goodyear warranty. If your local dealer will honor it, then you are in much better shape. Or you could just suck up the $450 cost.

Needless to say the supply picture could be reversed in a month or there might be a plethora of LS2s available wherever you shop. Not an easy decision.
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  #15  
Old 09-29-2011, 08:14 PM
64Dutch 64Dutch is offline
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Just do it. Sometimes this turns into "analysis paralysis", believe me I know.
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  #16  
Old 09-29-2011, 08:22 PM
alex md alex md is offline
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i decided to get an insurance/cost 1095 $/
my reasoning was with all negatives i still prefer safety of RFT on a highway as well ability to go with damaged tire
IMO this is important
I also realized, that winter tire is by far more superior than all-season, but i have an SUV for really bad snow storm and ussualy roads are ok within 2-3 days after even major storm
I am leasing my 550 xi M sport and that is also a consideration for not buying 2 sets of tires
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  #17  
Old 09-29-2011, 08:24 PM
bmwarchitect bmwarchitect is offline
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It seems to me to be an issue of who's in control. Which route puts you, the one who paid $60k plus in control of the situation. If you pay the extortion money for the insurance are you still in control of what happens if you get a bubble or two? What about if you are on a road trip and you get a failure? How will that $1200 dollars you paid help you? Are you keeping the car for five years? What happens when the insurance runs out?

Seems like if you don't pay the insurance and let the Goodyear's run their course, you could get a set of summer or winter tires on their dime. If you survive the first year, get a set of non-runflat all seasons as others have suggested. You could also sell the LS-2's to fund the new tires and a spare tire kit along with the insurance money.

Not an F-10 Owner, but just some thoughts.

Last edited by bmwarchitect; 09-29-2011 at 08:28 PM.
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  #18  
Old 09-29-2011, 08:39 PM
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1HOT BMR 1HOT BMR is offline
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It depends on whether or not you like the OE runflats. If you do, then don't get the insurance, drive until they bubble (very soon) and then replace them with OE runflats that don't bubble - like my Michelin Primacy tires. Good Year will pick up a big portion of the cost if not all of it.

If you are planning on replacing the runflats at some point with a perfomance tire like the Michelin Super Sport then: don't get the insurance, wait until the first tire fails and buy 4 new Michelin SS for about the cost of the insurance. Either way, you need not/should not buy the insurance.
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  #19  
Old 09-30-2011, 05:51 AM
bill13070 bill13070 is offline
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Question

Does the insurance only cover tires/ rims when original OE tires fitted ( I mean the original brand/ style as supplied with car even if later cars get different OE from start ). Or does it cover as long as all tires are supplied from BMW dealer, irrespective.
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  #20  
Old 10-02-2011, 10:44 AM
OrthoPT OrthoPT is offline
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I recommend getting the insurance. It's much easier go to the dealer and let them fix the problem. I've had my car since february and had 6 tires replaced so far. You bring your car to the dealer I fix it.
I think it's well worth the money. Just my recommendation.

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  #21  
Old 10-02-2011, 10:44 AM
OrthoPT OrthoPT is offline
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I meant to say they fix it..

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  #22  
Old 10-02-2011, 02:04 PM
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quackbury quackbury is offline
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Okay. Thanks everyone for the input. Here's what I wound up doing.

I passed on the $1,299 BMW plan. Instead I purchased the $799 First Automotive plan through Robin Agee at Flow BMW. ragee@flowauto.com.

The coverage is virtually identical to the BMW plan. It can be cancelled at any time. Full refund for first 60 days, pro rata refund after that.

If I am really, really lucky, my LS2's will bubble in the next 60 days, the replacements will be backordered, Goodyear will buy me a set of competitors tires, and I will cancel the First Automotive coverage and buy road hazard coverage on the replacement tires.

The worst case scenario is that Goodyear restocks the tire and I replace a slew of them, all covered by either the GY warranty or the First Automotive one. I can live with that, especially for the price.

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Current BMW's:
2014 535i MSport Space / Black, ZCW, ZDA, ZLP, ZLS, ZPP, H-K and 704
2014 328i Sport Wagon, Glacier / Black, ZSL, ZD2, ZD3, ZDH, ZLP, ZPP, ZTP, and H-K

Prior BMW's
2011 535ix MSport
2011 X5 35D
2008 ///M3 Vert
2008 X5 3.0
2007 X5 3.0
2006 X5 3.0
2006 550iA SP
2003 540iA M-Technic
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  #23  
Old 10-02-2011, 05:00 PM
bmw_enthusiasm bmw_enthusiasm is offline
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dont' give up..
just listen to your rational side


Quote:
Originally Posted by quackbury View Post
I am picking up one of the last 2011 535xi's tomorrow. The car is an 8/11 build M Sport with the dreaded GY LS-2's. I am spending way too much time waffling over the wheel and tire coverage.

My rational mind tells me that the Goodyears have a manufacturer road hazard warranty anyway, so any bubbles should be covered (full coverage for one year 2/32nds of wear, pro-rata after that), and spending $1,200 on the BMW warranty is overkill.

And with the G/Y's in short supply, there is a good chance that Goodyear will not have a replacement available when that first, inevitable bubble appears, and will be swapping out all 4 LS2's for a competitor's tire. As I read the BMW W&T warranty, those replacements would NOT be covered, since they are not the OE tires. (And presumably the tire dealer that replaces my LS2's with another brand of tire will be happy to sell me road hazard coverage for +/- $25/tire, which is a much better deal than the BMW plan).

So unless I bend / break a wheel along the way (which I've done exactly once in almost 40 years of driving), the BMW warranty is a waste of money.

But then the irrational side of me thinks about the fact that my LS2's are pretty much guaranteed to fail, and that the conventional wisdom here is that the BMW warranty is pretty much a requirement.

Which side of me is right? All insights are appreciated. TIA
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  #24  
Old 10-02-2011, 05:14 PM
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Kamdog Kamdog is offline
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Quote:
Originally Posted by quackbury View Post
Okay. Thanks everyone for the input. Here's what I wound up doing.

I passed on the $1,299 BMW plan. Instead I purchased the $799 First Automotive plan through Robin Agee at Flow BMW. ragee@flowauto.com.



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Don't trust to luck. Take matters into your own hands. Get ahold of a cheap rim of the appropriate size, move the tire to that rim, whack it with a sledge hammer, cut the inside of the tire, and , hay presto, a bubble.
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  #25  
Old 10-02-2011, 05:18 PM
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quackbury quackbury is offline
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This from mild mannered Kamdog? A sure sign the Apocalypse is nigh!



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Current BMW's:
2014 535i MSport Space / Black, ZCW, ZDA, ZLP, ZLS, ZPP, H-K and 704
2014 328i Sport Wagon, Glacier / Black, ZSL, ZD2, ZD3, ZDH, ZLP, ZPP, ZTP, and H-K

Prior BMW's
2011 535ix MSport
2011 X5 35D
2008 ///M3 Vert
2008 X5 3.0
2007 X5 3.0
2006 X5 3.0
2006 550iA SP
2003 540iA M-Technic
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