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X3 E83 (2004 - 2010)
Talk about the E83 BMW X3 in this forum!

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  #1  
Old 02-15-2013, 08:56 AM
DTG DTG is offline
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Location: Central MA.
 
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Mein Auto: Ram Truck, 350Z, X3
Interesting Insurance Difference

Traded in my wife's loaded 2009 Nissan Rogue with 3400 miles for a 2009 CPO X3. with 4300. I got a refund check in the mail from my insurance co. The X3 is $128. less a year, same coverage.
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  #2  
Old 02-15-2013, 09:30 AM
Supercourse Supercourse is offline
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Mein Auto: 2004 X3 2.5i
Interesting.

Insurance claim history must show the X3 is a relatively safe vehicle because of above-average handling and braking performance.

Even in a fender bender, a Rogue could be just as costly to repair as an X3 the way most vehicles are nowadays.

(Hope those mileages are meant to be 34k and 43K!)
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Old 02-15-2013, 10:06 AM
DTG DTG is offline
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Yup, 34k, 43K
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  #4  
Old 02-15-2013, 02:49 PM
UncleJ UncleJ is offline
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Probably because the Nissan is more popular with the car thief/chop shop group -- so the loss rate is higher, hence the increased premium. Go over on the "current" X3 forum and read TKO's long thread w/pix about repairing a new X3 with front end damage (Dropping the engine out of an X3). If you look at the photos you will have a hard time believing that these can even be repaired -- much less there are craftsmen out there who can do it.

Last edited by UncleJ; 02-15-2013 at 02:54 PM.
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  #5  
Old 02-17-2013, 07:52 AM
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X3-terrestrial X3-terrestrial is offline
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Mein Auto: '05 X3, '95 M3, '89 MkI
Quote:
Originally Posted by Supercourse View Post
Interesting.

Insurance claim history must show the X3 is a relatively safe vehicle because of above-average handling and braking performance.

Even in a fender bender, a Rogue could be just as costly to repair as an X3 the way most vehicles are nowadays.

(Hope those mileages are meant to be 34k and 43K!)
Yep, better safety ratings for sure!
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