BMW Tire & Wheel Insurance question

So I have now replaced 9 LS2 Goodyear tires because of bubbles (245/40/19) and have reached my limit.

I want to switch to the new Bridgestone 960 A/S Run Flat in 45 series (245/45/19) but I can't get a definitive answer on whether BMW will honor the tire warranty.

Has anyone switched to a non OEM tire (still a Run Flat) and tried to get BMW to honor the tire insurance?

The dealers will not be able to replace the Bridgestone 960A/S since they dont stock those.

My understanding is that the tire manufacturer should have warranted the tires and you should not have had to have your tire and wheel insurance pay for them. Honestly, I cannot imagine that you have had to replace nine tires. Did you ever contact Goodyear about your problems with them?

I know that does not answer your question, but I'm curious about the answer.

Originally Posted by Diver624

So I have now replaced 9 LS2 Goodyear tires because of bubbles (245/40/19) and have reached my limit.

I want to switch to the new Bridgestone 960 A/S Run Flat in 45 series (245/45/19) but I can't get a definitive answer on whether BMW will honor the tire warranty.

Has anyone switched to a non OEM tire (still a Run Flat) and tried to get BMW to honor the tire insurance?

It comes down to the contract you signed. What does the contract state?

Keep in mind even if the contract would honor a different tire, a replacement would be whatever the dealer stocks.

I suspect the contract states BMW will replace with like or similar item when vehicle was originally sold.

Originally Posted by Diver624

Has anyone switched to a non OEM tire (still a Run Flat) and tried to get BMW to honor the tire insurance?

I'm still waiting for my vehicle to be shipped to me from the dealer (I ordered out-of-state), but I did just go through the details of the BMW wheel and tire insurance with them. I was told that the insurance *does* cover non-OEM wheels and tires, as long as they are within factory specs (e.g. they would cover 19" and 20" wheels but they would not cover 21" or higher).

I have not read the actual paperwork, though. So I could have been lied to.

According to the BMW website's brouchure: "Tires and wheels will be replaced using original equipment manufacturer (OEM) rims and OEM-approved tires and parts." Meaning the dealer will replace the tire with oem tires. If the other 3 tires are not oem, you should not mix and match different tires on your car, I doubt the dealer will allow you to do that in the first place. The exception might be a set of dealer bought winter tires. Sometimes these finance managers will tell you anything to get you to buy their tire and wheel insuarnce.

http://www.bmwusa.com/Standard/Conte...rotection.aspx

Originally Posted by The X Men

According to the BMW website's brouchure: "Tires and wheels will be replaced using original equipment manufacturer (OEM) rims and OEM-approved tires and parts." Meaning the dealer will replace the tire with oem tires. If the other 3 tires are not oem, you should not mix and match different tires on your car, I doubt the dealer will allow you to do that in the first place. The exception might be a set of dealer bought winter tires. Sometimes these finance managers will tell you anything to get you to buy their tire and wheel insuarnce.

http://www.bmwusa.com/Standard/Conte...rotection.aspx

I would think when you buy a new BMW, with tire and wheel insurance, the insurance is for the tires and wheels on the car.

I don't think it is realistic for any warranty to cover something for which is was not purchased.

You would need to get a separate warranty for the tires themselves. That's what I did. It's not a comprehensive warranty in that I need to repurchase the warranty after each incident, and pay for mounting. However, the cost was only about $40 per tire.

Originally Posted by The X Men

Sometimes these finance managers will tell you anything to get you to buy their tire and wheel insuarnce.

Thank G-d!

You can but a nice used car for the same cost as 9 of those bad boys.

I have BMW's Wheel and Tire. According to the contract if it's an OE supplier, it will be covered. For my snows, I picked a wheel and tire package that was an OE part number. The key is following that. BMW parts should be able to give you a list of tires that have an OE P/N. You can shop dealers, and I've found they'll match or beat Tire-Rack. If you're a good customer, who knows what kind of deal you can get.

Why let the terms of the BMW Wheel and Tire Warranty drive your decision? You have certainly gotten your money's worth. According to the Tire Rack site, you can add Road Hazard coverage to the Bridgestones for under $25 per tire. I imagine that Discount Tire, Town Fair, etc. will be similar, if not cheaper. (And the BMW plan will likely cover any wheel damage).

I would be more concerned about availability. Since your F10 does not have a spare, what happens if you get a flat when you are 300 miles from home, and no local tire store has the 245/45/19 in stock? Do you want to be stranded in East Bumfrick for a couple days till one can be shipped in? One solution is to buy 5 tires and one extra wheel now. Carry the spare in your trunk when you go on long trips, and leave it in your garage at home when you are local. You can rotate the 5th wheel/tire on and off the car, prolonging your treadlife, and when you get rid of the F10, you can throw the wheel on Craigslist and get back at least half what you paid for it.

now and mount one of them on

Originally Posted by jjsC6

My understanding is that the tire manufacturer should have warranted the tires and you should not have had to have your tire and wheel insurance pay for them. Honestly, I cannot imagine that you have had to replace nine tires. Did you ever contact Goodyear about your problems with them?

I know that does not answer your question, but I'm curious about the answer.

I have BMW's tire insurance so it has not cost me any $ (other than the $1500 insurance cost) but at around an hour and a half per incident at the dealer it's cost me allot of time, I have not contacted Goodyear since BMW has honored the warranty. I have to get rid of these 40 series tires and at this point I'm willing to take some risks re. the insurance.

I live on Long Island and the roads are a mess. It does not take much to bubble these tires.

i replaced 3 tires in the first 6 months of ownership, all sidewall damage. all covered by the tire insurance. lucky me

I have never heard of so many tires go bad. Why would BMW ever put this type of tire on their cars? I have owned many cars and have only had one tire that ever had to be replaced. Hearing these tire stories is a turn off and will make some customers not even want to buy a BMW. Who wants to worry about wasting time replacing tires all of the time?

Originally Posted by Diver624

So I have now replaced 9 LS2 Goodyear tires because of bubbles (245/40/19) and have reached my limit.

I want to switch to the new Bridgestone 960 A/S Run Flat in 45 series (245/45/19) but I can't get a definitive answer on whether BMW will honor the tire warranty.

Has anyone switched to a non OEM tire (still a Run Flat) and tried to get BMW to honor the tire insurance?

Welcome to the club. . I had 8 19" LS2 failures in 7 months and none in 16 months after switching to 245/45/18 RFTs. So the short answer is you probably won''t have to file a claim when you go to 245/45/19s.

The longer answer is you have to read your insurance agreement and then call the insurance company. Not all policies sold by BMW dealers are genuine BMW insurance. My genuine BMW insurance says that "replacement OEM or OEM approved tires are covered." It's a question of how OEM approved tires are defined. 245/45/19 are not OEM tires on an F10, but never-the-less the tires themselves may be OEM approved by BMW and in fact that size is available on the 7 series. Bridgestone will tell you if they are BMW approved tires and the insurance company will tell you if they are insured even though they are not OEM on the F10.

Pick the right vehicle for your environment and all of this goes away.

Insurance or not repetitive issues that I know I can avoid would drive me nuts.