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F10 / F11 (2011 - Current)
The new chapter in the highly successful story of the BMW 5 Series Sedan (F10) and wagon (F11)

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  #176  
Old 09-14-2012, 04:29 PM
jammat jammat is offline
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Quote:
Originally Posted by dex2003 View Post
In my mind it's actually
big German car -> $500k+
Italian sport car -> $1M+

But maybe I'm just a bit on the conservative side. I never even considered buying any german car when our family income was less than 200K, and we didn't even have our daughter then. Our cars then were a 2009 Acura TSX (my wife's) and a 2005 CR-V.
Great. So you will leave a lot for the heirs to enjoy, good for you.
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  #177  
Old 09-14-2012, 04:32 PM
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Originally Posted by emilner View Post
no, but the problem is obama groups the entire nation under one classification. You cannot say a person making $250k a year in metro ny is wealthy. To some people in the country that might sound ridiculous but in metro ny you are comfortable, in nyc you are on the verge on lower middle class- just making it. People don't complain about living here, they want to, they just don't want the fuehrer telling them they are f!?king rich and need to stop leaching on the nation, that need to pay their fair share. $250k in the coastal us and $250k in middle america are two completely different income classes....
+1
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  #178  
Old 09-14-2012, 04:38 PM
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Originally Posted by LukeS View Post
I can't speak for everyone, but I define myself as:
A country loving American who has worked hard and contributed to the success of this nation, who feels privileged to live here, not entitled.

If I don't have time to say all that....I just say "I'm Republican".
Not to turn this into a political thread. People of a certain persuasion here are motivated, work hard, overcome obstacles and are rewarded for their effort in this country, until now. Redistribution anyone!
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  #179  
Old 09-14-2012, 05:11 PM
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Ralph1201 Ralph1201 is offline
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Quote:
Originally Posted by LukeS View Post
I can't speak for everyone, but I define myself as:
A country loving American who has worked hard and contributed to the success of this nation, who feels privileged to live here, not entitled.

If I don't have time to say all that....I just say "I'm Republican".
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  #180  
Old 09-14-2012, 05:43 PM
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Quote:
Originally Posted by jammat View Post
Not to turn this into a political thread. People of a certain persuasion here are motivated, work hard, overcome obstacles and are rewarded for their effort in this country, until now. Redistribution anyone!
Redistribution will be child's play if we continue in this direction...
It's really not redistribution, they are fleecing everyone. The lower income are paying less taxes but not nearly enough to offset the screwing in healthcare costs (due to certain recent policy changes) and inflation. Everyone loses....blind leading the blind. Well, I like to believe its the blind leading other then some socialist agenda. All I know is we need a change and not hope and change....
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  #181  
Old 09-14-2012, 06:02 PM
goldbergx goldbergx is offline
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Quote:
Originally Posted by The X Men View Post
I can see this thread is full of republicans who are making $250,000 or above and consider them self middle class
According to what I have seen, heard....

Upper class:

1. Have nice mansions, collect classics (cars, arts), pay someone to buy stuff for you
2. Have a personal staff to take care of house chores and cooking
3. Fly in private jet, have yacht, and travel exotic/exclusive places
4. Have enough asset so don't really need to work at all to maintain lifestyle
5. Belong to exclusive club that common people never heard of
6. Know famous people personally on equal terms
7. Get big money from bank
8. Pay low % or no tax

Upper middle class:

1. Have a nice house, nice cars, and buy expensive stuff yourself
2. High income, but not so high asset to live off of
3. Need to work hard to maintain lifestyle
4. Travel abroad/long distance regularly
5. Use frequent miles to fly 1st class
6. Get "reward" from bank but not much else
7. Pay high % tax

Middle class:

1. Have average house, average cars
2. High in debt, average income, almost no asset
3. Need to work hard to pay bills
4. Never travel abroad, or maybe once long long time ago
5. Use frequent miles to fly coach free (or intend to use it that way)
6. Pay bank money or about break even with them
7. pay low % or no tax

Need help class:

1. Don't really own anything
2. High in debt, low income, negative asset
3. Not really travel over 100 miles for leisure
4. Low education, no skill
5. Pay bank money all the time
6. Owes some people something
7. Government pays tax to you

Last edited by goldbergx; 09-14-2012 at 06:07 PM.
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  #182  
Old 09-14-2012, 06:16 PM
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Using a cost of living calculator here's what I found for what it takes in other cities to maintain the same standard ofliving as $250k in Manhattan,NY:

$208,752 - Brooklyn, NY
$191,727 - Honolulu, HI
$185,900 - San Francisco, CA
$175,845 - Queens, NY
$168,418 - Stamford, CT
$163,734 - Washington-Arlington-Alexandria, DC-VA
$163,048 - Orange County, CA
$156,878 - Boston, MA
$151,736 - Los Angeles-Long Beach, CA
$150,365 - Bergen-Passaic, NJ
$149,223 - San Diego, CA
$147,280 - Bethesda-Gaithersburg-Frederick, MD
$142,824 - Philadelphia, PA
$136,883 - Manchester, NH
$136,083 - Baltimore, MD
$133,797 - Seattle, WA
$131,055 - Chicago, IL
$129,798 - Portland, OR
$126,371 - Minneapolis, MN
$122,372 - Miami-Dade County, FL
$119,972 - Denver, CO
$118,487 - Morgantown, WV
$116,202 - Bozeman, MT
$115,859 - Cleveland, OH
$113,459 - Milwaukee-Waukesha, WI
$111,174 - Orlando, FL
$111,174 - Atlanta, GA
$110,260 - Phoenix, AZ
$109,917 - Dallas, TX
$109,803 - Chicago, IL
$109,346 - Little Rock-North Little Rock, AR
$108,318 - Pittsburgh, PA
$107,518 - Chattanooga, TN
$107,061 - Detroit, MI
$106,604 - Cincinnati, OH
$105,918 - Austin, TX
$105,690 - Colorado Springs, CO
$104,890 - Tampa, FL
$104,204 - Des Moines, IA
$103,062 - Nashville-Franklin, TN
$102,833 - Tulsa, OK
$102,605 - Houston, TX
$102,033 - Tupelo, MS
$102,148 - Omaha, NE
$101,234 - Birmingham, AL
$101,119 - Wichita Falls, TX
$99,748 - Kalamazoo, MI

http://cgi.money.cnn.com/tools/costo...tofliving.html
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  #183  
Old 09-14-2012, 07:41 PM
jjsC6 jjsC6 is offline
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Quote:
Originally Posted by dunderhi View Post
Using a cost of living calculator here's what I found for what it takes in other cities to maintain the same standard ofliving as $250k in Manhattan,NY:

$208,752 - Brooklyn, NY
$191,727 - Honolulu, HI
$185,900 - San Francisco, CA
$175,845 - Queens, NY
$168,418 - Stamford, CT
$163,734 - Washington-Arlington-Alexandria, DC-VA
$163,048 - Orange County, CA
$156,878 - Boston, MA
$151,736 - Los Angeles-Long Beach, CA
$150,365 - Bergen-Passaic, NJ
$149,223 - San Diego, CA
$147,280 - Bethesda-Gaithersburg-Frederick, MD
$142,824 - Philadelphia, PA
$136,883 - Manchester, NH
$136,083 - Baltimore, MD
$133,797 - Seattle, WA
$131,055 - Chicago, IL
$129,798 - Portland, OR
$126,371 - Minneapolis, MN
$122,372 - Miami-Dade County, FL
$119,972 - Denver, CO
$118,487 - Morgantown, WV
$116,202 - Bozeman, MT
$115,859 - Cleveland, OH
$113,459 - Milwaukee-Waukesha, WI
$111,174 - Orlando, FL
$111,174 - Atlanta, GA
$110,260 - Phoenix, AZ
$109,917 - Dallas, TX
$109,803 - Chicago, IL
$109,346 - Little Rock-North Little Rock, AR
$108,318 - Pittsburgh, PA
$107,518 - Chattanooga, TN
$107,061 - Detroit, MI
$106,604 - Cincinnati, OH
$105,918 - Austin, TX
$105,690 - Colorado Springs, CO
$104,890 - Tampa, FL
$104,204 - Des Moines, IA
$103,062 - Nashville-Franklin, TN
$102,833 - Tulsa, OK
$102,605 - Houston, TX
$102,033 - Tupelo, MS
$102,148 - Omaha, NE
$101,234 - Birmingham, AL
$101,119 - Wichita Falls, TX
$99,748 - Kalamazoo, MI

http://cgi.money.cnn.com/tools/costo...tofliving.html

Thanks for posting that. Now when people ask me how I can afford all my toys I can point to this chart and tell them I live in the Houston area, and it's not my fault ya'll had children and I didn't
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  #184  
Old 09-15-2012, 02:36 AM
goldbergx goldbergx is offline
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Upper Class: tax rate = 0-15%











Upper Middle Class: tax rate = 30-35%







Big differences!!!

Last edited by goldbergx; 09-15-2012 at 02:47 AM.
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  #185  
Old 09-15-2012, 06:10 AM
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Needsdecaf Needsdecaf is offline
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This thread is so full of cliches, false assumptions and misinformation, I am so glad I haven't followed it.

Kind of like this election campaign.
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  #186  
Old 09-15-2012, 06:21 AM
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Quote:
Originally Posted by Needsdecaf View Post
This thread is so full of cliches, false assumptions and misinformation, I am so glad I haven't followed it.

Kind of like this election campaign.
lol ..... but here's one "you can take to the bank" ,,,,, no state income tax in Texas
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  #187  
Old 09-15-2012, 06:47 AM
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goldbergx those are some funny pictures, but the reality is the rich do pay their taxes.



Quintile | Effective Tax Rate

Lowest | 2.0% - avg income $18,400 - avg taxes paid $368

Second | 9.1% - avg income $42,500 - avg taxes paid $3,868

Middle | 12.7% - avg income $64,500 - avg taxes paid $8,192

Fourth | 15.7% - avg income $94,100 - avg taxes paid $14,774

Highest | 20.1% - avg income $264,700 - avg taxes paid $53.205



Top 10% | 20.7% - avg income $394,500 - avg taxes paid $81,662

Top 5% | 20.9 - avg income $611,200 - avg taxes paid $127,741

Top 1% | 20.6% - avg income $1,873,000 - avg taxes paid $384,838

Top 400 | 16.6% - avg income $344,831,528 - avg taxes paid $57,242,034

http://www.nytimes.com/interactive/2...tax-rates.html
http://www.irs.gov/pub/irs-soi/08intop400.pdf



And yes, some people manage to pay less than others, but that happens in all classes.


http://krugman.blogs.nytimes.com/201...ctual-numbers/
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Last edited by dunderhi; 09-15-2012 at 10:47 AM.
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  #188  
Old 09-15-2012, 06:57 AM
RambleJ RambleJ is offline
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Quote:
Originally Posted by goldbergx View Post
According to what I have seen, heard....

Upper class:

1. Have nice mansions, collect classics (cars, arts), pay someone to buy stuff for you
2. Have a personal staff to take care of house chores and cooking
3. Fly in private jet, have yacht, and travel exotic/exclusive places
4. Have enough asset so don't really need to work at all to maintain lifestyle
5. Belong to exclusive club that common people never heard of
6. Know famous people personally on equal terms
7. Get big money from bank
8. Pay low % or no tax

Upper middle class:

1. Have a nice house, nice cars, and buy expensive stuff yourself
2. High income, but not so high asset to live off of
3. Need to work hard to maintain lifestyle
4. Travel abroad/long distance regularly
5. Use frequent miles to fly 1st class
6. Get "reward" from bank but not much else
7. Pay high % tax

Middle class:

1. Have average house, average cars
2. High in debt, average income, almost no asset
3. Need to work hard to pay bills
4. Never travel abroad, or maybe once long long time ago
5. Use frequent miles to fly coach free (or intend to use it that way)
6. Pay bank money or about break even with them
7. pay low % or no tax

Need help class:

1. Don't really own anything
2. High in debt, low income, negative asset
3. Not really travel over 100 miles for leisure
4. Low education, no skill
5. Pay bank money all the time
6. Owes some people something
7. Government pays tax to you
Hmm I guess im middle class, with an out of my class range car....
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  #189  
Old 09-15-2012, 06:59 AM
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AggieKnight AggieKnight is offline
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Guys, I am pretty sure if you look, you can find a forum for these political discussions.
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  #190  
Old 09-15-2012, 07:03 AM
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Quote:
Originally Posted by goldbergx View Post
Upper Class: tax rate = 0-15%











Upper Middle Class: tax rate = 30-35%







Big differences!!!
That can't be a house for the upper middle class. Too nice.
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  #191  
Old 09-15-2012, 07:21 AM
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Leslierc Leslierc is offline
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Originally Posted by AggieKnight View Post
Guys, I am pretty sure if you look, you can find a forum for these political discussions.
Agree! These types of discussions hardly ever end well.
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  #192  
Old 09-15-2012, 08:44 AM
The X Men The X Men is offline
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On the news report last night, a reporter ask Obama and Romney how much they think the American middle class makes a year. I believe Romney said $250,000 a year and Obama guessed $200,000. The actual medium income in the US according to the news report was $50,000 a year. It seems like some of you are a bit out of touch with the real America just like our rich politician.
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  #193  
Old 09-15-2012, 08:45 AM
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miamiboyca miamiboyca is offline
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Quote:
Originally Posted by Needsdecaf View Post
This thread is so full of cliches, false assumptions and misinformation.
+1

The reality is this forum has
  • Conservatives and liberals
  • Spenders and savers
  • Big earners and not so big earners
  • Donators and non donators

Can we just agree that

You should never discuss money, religion or politics
and
We all love great cars

Now lets end this thread
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  #194  
Old 09-15-2012, 08:58 AM
goldbergx goldbergx is offline
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My friend works for an accounting firm who does tax for the real wealthy in Manhattan.

She said that wealthy people pay less than 10% tax, and I did not believe her..... until....

A presidential candidate said that on the return he's disclosing, his tax rate is less than 15%!

Ok, this thread is getting too political now... Let's end this thread!!!
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  #195  
Old 09-15-2012, 09:11 AM
SuperTerp SuperTerp is offline
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Quote:
Originally Posted by ductman View Post
If Obama is voted out of office I guess I have to get a job and not live off entitlements such as 144 weeks of unemployment, did I just make a political statement
I think if you're unemployed and driving (or trying to drive) a BMW you don't deserve a job, since your priorities would clearly qualify for admittance into a federally run mental institution.
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  #196  
Old 09-15-2012, 09:16 AM
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Originally Posted by goldbergx View Post
At $250k/year, in Manhattan, I think you can even get tuition aid for some private schools for your kids, because $250k is considered not enough income....

And Obama wants to increase tax on them!!!!
to put manhattan in perspective.... to rent a 1BR/1BA decent apartment outside of Soho and Tribecca is about 3,500/month. A 2BR/2BA outside of those two areas is about $6-7k a month.

To buy a 2BR/2BA is going to run you about 1.5M unless you shoot up past 92nd on the east side or 115'ish on the westside.

So if someone is making 250 and driving one of these cars they are probably pretty stretched unless they are underweight on their housing expense per month.
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  #197  
Old 09-15-2012, 09:28 AM
SuperTerp SuperTerp is offline
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Quote:
Originally Posted by pukematrixx View Post
to put manhattan in perspective.... to rent a 1BR/1BA decent apartment outside of Soho and Tribecca is about 3,500/month. A 2BR/2BA outside of those two areas is about $6-7k a month.

To buy a 2BR/2BA is going to run you about 1.5M unless you shoot up past 92nd on the east side or 115'ish on the westside.

So if someone is making 250 and driving one of these cars they are probably pretty stretched unless they are underweight on their housing expense per month.
DC/MD/McLean VA too, 250k in some burb of Houston I bet you could live like a king... I don't think I even knew a family growing up whose parent's didn't make at the very least 600k.(edit that is incorrect, the guy behind us was just a director of something at a tech firm, but his wife had family money from hotels )

Last edited by SuperTerp; 09-15-2012 at 09:31 AM.
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  #198  
Old 09-15-2012, 09:39 AM
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miamiboyca miamiboyca is offline
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Quote:
Originally Posted by pukematrixx View Post
t

So if someone is making 250 and driving one of these cars in they are probably pretty stretched unless they are underweight on their housing expense per month.
This is an opinion based on your financial priorities...

Who are you to say they are stretched? Can we stop judging how people spend their money... IT IS THEIR MONEY. They earned it and are free to spend it whichever way they want...

... maybe they have rich parents and don't need to worry about retirement. Maybe they have a critical illness and won't live past 45...

I am getting off this thread.
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  #199  
Old 09-15-2012, 09:42 AM
SuperTerp SuperTerp is offline
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Quote:
Originally Posted by miamiboyca View Post
... maybe they have rich parents and don't need to worry about retirement (or working).


I am getting off this thread.



lol we need to expand the amount of smilies we have.
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  #200  
Old 09-15-2012, 09:46 AM
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miamiboyca miamiboyca is offline
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Quote:
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lol we need to expand the amount of smilies we have.
Thanks Sup... just annoys me when anyone tells me how much I should be spending on A or B... WTF... its my money. If I want to blow it all on gambling, drugs and hookers (aka the best weekend EVER) than that is up to me.

Its my money, and I have to deal with the consequences. This is what my lib friends hate about the conservatives, and even though I am the latter... I have to agree.
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