Welcome to Bimmerfest -- The #1 Online Community for BMW related information! Please enjoy the discussion forums below and share your experiences with the 200,000 current, new and past BMW owners. The forums are broken out by car model and into other special interest sections such as BMW European Delivery and a special forum to voice your questions to the many BMW dealers on the site to assist our members!

Please follow the links below to help get you started!

Go Back   Bimmerfest - BMW Forums > BMW Model Discussions > 5 Series > F10 / F11 (2011 - Current)

F10 / F11 (2011 - Current)
The new chapter in the highly successful story of the BMW 5 Series Sedan (F10) and wagon (F11)

Reply
 
Thread Tools Display Modes
  #201  
Old 09-15-2012, 09:52 AM
pukematrixx pukematrixx is offline
Registered User
Location: New York
 
Join Date: Apr 2012
Posts: 78
Mein Auto: 528xi
Quote:
Originally Posted by miamiboyca View Post
This is an opinion based on your financial priorities...

Who are you to say they are stretched? Can we stop judging how people spend their money... IT IS THEIR MONEY. They earned it and are free to spend it whichever way they want...

... maybe they have rich parents and don't need to worry about retirement. Maybe they have a critical illness and won't live past 45...

I am getting off this thread.
whoa whoa chill out man i think you misunderstood what i was saying. I'm not judging anyone (hell I take heck of a lot of grief for how i spend money). I'm just saying the financials of making 250, paying for an apartment in NYC, paying for the car itself, garaging it (450), is tight on just a pure monthly cash flow perspective. There are other circumstances like you mention that I'm not even talking about. I'm not judging one way or another.
Reply With Quote
  #202  
Old 09-15-2012, 09:53 AM
pukematrixx pukematrixx is offline
Registered User
Location: New York
 
Join Date: Apr 2012
Posts: 78
Mein Auto: 528xi
Quote:
Originally Posted by miamiboyca View Post
Thanks Sup... just annoys me when anyone tells me how much I should be spending on A or B... WTF... its my money. If I want to blow it all on gambling, drugs and hookers (aka the best weekend EVER) than that is up to me.

Its my money, and I have to deal with the consequences. This is what my lib friends hate about the conservatives, and even though I am the latter... I have to agree.
i agree with this 100% can't take it with you so spend it as you see fit.
Reply With Quote
  #203  
Old 09-15-2012, 10:14 AM
miamiboyca's Avatar
miamiboyca miamiboyca is offline
Officially Welcomed to the 'Fest
Location: Dallas, TX
 
Join Date: Jun 2012
Posts: 1,668
Mein Auto: F10 6MT
Quote:
Originally Posted by pukematrixx View Post
whoa whoa chill out man i think you misunderstood what i was saying. I'm not judging anyone (hell I take heck of a lot of grief for how i spend money). I'm just saying the financials of making 250, paying for an apartment in NYC, paying for the car itself, garaging it (450), is tight on just a pure monthly cash flow perspective. There are other circumstances like you mention that I'm not even talking about. I'm not judging one way or another.
Sorry Puke - I got my panties in a bunch. Obviously I get a lot of grief and its a hot button... LOL
__________________
2013 535i Space Grey, Biege, M-SPort, Premium, Tech, Cold Weather, Luxury Seating, PDC, 6MT ED-10/11/2012 - PCD Redelivery-12/14/12
Reply With Quote
  #204  
Old 09-15-2012, 02:10 PM
jammat jammat is offline
Officially Welcomed to the 'Fest
Location: In transit
 
Join Date: Jul 2006
Posts: 661
Mein Auto: 335i xDrive Coupe
Quote:
Originally Posted by Needsdecaf View Post
This thread is so full of cliches, false assumptions and misinformation, I am so glad I haven't followed it.

Kind of like this election campaign.
So what are you doing posting in it?
Reply With Quote
  #205  
Old 09-15-2012, 02:48 PM
SuperTerp SuperTerp is offline
Officially Welcomed to the 'Fest
Location: DMV (DC, MD, VA)
 
Join Date: Dec 2010
Posts: 3,116
Mein Auto: M5 NOW, M3 550 760 335RIP
Quote:
Originally Posted by miamiboyca View Post
Thanks Sup... just annoys me when anyone tells me how much I should be spending on A or B... WTF... its my money. If I want to blow it all on gambling, drugs and hookers (aka the best weekend EVER) than that is up to me.

Its my money, and I have to deal with the consequences. This is what my lib friends hate about the conservatives, and even though I am the latter... I have to agree.
See I fall somewhere in the middle I agree 100% its like the 3 little pigs if your lazy and build your house of straw and the wolf comes or you spend your straw money on online sex webcams, and laugh at me cause I'm bustin balls to build my brick house, and bad S* happens to you, you deserve the punishment that comes with those decisions. At the same time I feel like if you make bad choices you shouldn't be forever relegated to a poor life because you slipped up. (Even if someone never learns)

Its like when I see homeless people on cell phones that person isn't all encompassing of the homeless population. Its such a fine line, which is why I try and stay centered as best I can (at the same time I'm taking advantage of every opportunity I have like with my multiple citi accounts so that each one is fdic insured )

Last edited by SuperTerp; 09-15-2012 at 03:03 PM.
Reply With Quote
  #206  
Old 09-15-2012, 08:19 PM
Keyser Soze's Avatar
Keyser Soze Keyser Soze is offline
just like that, he's gone
Location: Northern California
 
Join Date: Oct 2003
Posts: 1,451
Mein Auto: 2013 535
go shyte up the political forum with this garbage, please.
__________________
2013 F10 535i M-Sport, Sophisto Grau, 6-speed MT
2011 E90 335i Sport, Jet Black, Sport Auto, Performance Edition
2002 E46 330i Sport, Jet Black, 5-speed MT, lots of upgrades
2001 E46 330Ci Sport, Steel Grey, 5-speed MT....and more

Reply With Quote
  #207  
Old 09-15-2012, 10:35 PM
djsilo djsilo is offline
Officially Welcomed to the 'Fest
Location: Bronx, NY
 
Join Date: Mar 2012
Posts: 272
Mein Auto: 2012 550i xdrive
Wait a minute! Homeless people have cell phones?! Where do you live?
Reply With Quote
  #208  
Old 09-15-2012, 11:07 PM
SuperTerp SuperTerp is offline
Officially Welcomed to the 'Fest
Location: DMV (DC, MD, VA)
 
Join Date: Dec 2010
Posts: 3,116
Mein Auto: M5 NOW, M3 550 760 335RIP
Quote:
Originally Posted by djsilo View Post
Wait a minute! Homeless people have cell phones?! Where do you live?
lol its in the location there was a lady who was always by our high school with a please help I'm homeless sign, and we'd always see her talking on a red cell phone.
Reply With Quote
  #209  
Old 09-15-2012, 11:47 PM
K-A's Avatar
K-A K-A is online now
Dark Knight
Location: U.S
 
Join Date: Nov 2010
Posts: 3,401
Mein Auto: '13 BMW 535i M Sport
__________________
'13 F10 BMW 535i Sport : Jet Black/Black-Anthracite : Premium & Technology Packages/Sport Auto Trans/Camera/Park Distance Control/Heated Seats/Tinted Windows/Blacked Out Markers/Performance Spoiler.

Ex M-B's: '11/'10/'06 E350's w/ AMG Sport Package, '02 S500 w/ Every Option.
Reply With Quote
  #210  
Old 09-16-2012, 07:21 AM
Ralph1201's Avatar
Ralph1201 Ralph1201 is offline
Officially Welcomed to the 'Fest
Location: Cleveland
 
Join Date: Mar 2012
Posts: 382
Mein Auto: 2013 BMW 528i
Quote:
Originally Posted by K-A View Post
thats the cellar in my basement!
Reply With Quote
  #211  
Old 09-16-2012, 07:41 AM
SuperTerp SuperTerp is offline
Officially Welcomed to the 'Fest
Location: DMV (DC, MD, VA)
 
Join Date: Dec 2010
Posts: 3,116
Mein Auto: M5 NOW, M3 550 760 335RIP
Quote:
Originally Posted by Ralph1201 View Post
thats the cellar in my basement!
you keep two people in your basement

Reply With Quote
  #212  
Old 09-16-2012, 07:47 AM
Ralph1201's Avatar
Ralph1201 Ralph1201 is offline
Officially Welcomed to the 'Fest
Location: Cleveland
 
Join Date: Mar 2012
Posts: 382
Mein Auto: 2013 BMW 528i
Quote:
Originally Posted by SuperTerp View Post
you keep two people in your basement

IRS officials (uninvited guests)
Reply With Quote
  #213  
Old 09-16-2012, 07:49 AM
dunderhi's Avatar
dunderhi dunderhi is online now
0-60 in 4 secs or less!
Location: MD
 
Join Date: Dec 2006
Posts: 5,706
Mein Auto: '13 X5M, 650xi
Quote:
Originally Posted by K-A View Post
There ya go, typical middle class, you get a few bucks and you spend it all on storage locker.

I wonder how much the guys at Auction Hunters would bid on this locker.
__________________


2013 X5M ........ 2013 650xi ...... 2011 550xi (ret) 2011 335d (ret)
Reply With Quote
  #214  
Old 09-16-2012, 08:54 AM
Leslierc's Avatar
Leslierc Leslierc is offline
Sejanus
Location: Silver Spring, Maryland - USA
 
Join Date: Sep 2006
Posts: 4,159
Mein Auto: From BMWs to Porsches
Quote:
Originally Posted by SuperTerp View Post
lol its in the location there was a lady who was always by our high school with a please help I'm homeless sign, and we'd always see her talking on a red cell phone.
On a serious note (just for clarification) many churches and community organizations provide pre-paid cell phones to homeless individuals for safety and other purposes...such as to assist them with employment opportunities. Just as a reminder there are many homeless people who have jobs, but cannot afford a place to live.
__________________
2013 Porsche Carrera 4
2011 Panamera 4S; 2012 Mini CooperS convertible;
Prior BMWs: `05 645CiC; `07 650i; `08 M6 convertible; '08 135i; `11 750ix MSport

"You think that's air you're breathing now?"
-Morpheus
Reply With Quote
  #215  
Old 09-16-2012, 09:34 AM
SuperTerp SuperTerp is offline
Officially Welcomed to the 'Fest
Location: DMV (DC, MD, VA)
 
Join Date: Dec 2010
Posts: 3,116
Mein Auto: M5 NOW, M3 550 760 335RIP
Quote:
Originally Posted by Leslierc View Post
On a serious note (just for clarification) many churches and community organizations provide pre-paid cell phones to homeless individuals for safety and other purposes...such as to assist them with employment opportunities. Just as a reminder there are many homeless people who have jobs, but cannot afford a place to live.
I knew that would come up, and thought about making a reference to it, but this was years ago, pre smartphone days, when I don't think programs like that had even formed. Most of the stuff turning up on google is 2008+ from what I can see.

Last edited by SuperTerp; 09-16-2012 at 09:42 AM.
Reply With Quote
  #216  
Old 09-16-2012, 10:00 AM
the_fox's Avatar
the_fox the_fox is offline
Custom User
Location: under the sun
 
Join Date: Jul 2006
Posts: 684
Mein Auto: X1
Truth is, people always make snap judgements about someone's finances when they see a roundel...
__________________
Do not fold, staple, or mutilate. Void where prohibited.

Last edited by the_fox; 09-19-2012 at 08:48 AM.
Reply With Quote
  #217  
Old 09-16-2012, 10:01 AM
Leslierc's Avatar
Leslierc Leslierc is offline
Sejanus
Location: Silver Spring, Maryland - USA
 
Join Date: Sep 2006
Posts: 4,159
Mein Auto: From BMWs to Porsches
Quote:
Originally Posted by SuperTerp View Post
I knew that would come up, and thought about making a reference to it, but this was years ago, pre smartphone days, when I don't think programs like that had even formed. Most of the stuff turning up on google is 2008+ from what I can see.
Correct...I just wanted to place a marker.
__________________
2013 Porsche Carrera 4
2011 Panamera 4S; 2012 Mini CooperS convertible;
Prior BMWs: `05 645CiC; `07 650i; `08 M6 convertible; '08 135i; `11 750ix MSport

"You think that's air you're breathing now?"
-Morpheus
Reply With Quote
  #218  
Old 09-16-2012, 11:09 AM
jjsC6 jjsC6 is online now
Officially Welcomed to the 'Fest
Location: Houston, TX
 
Join Date: Feb 2008
Posts: 1,423
Mein Auto: See Sig
Quote:
Originally Posted by Leslierc View Post
... Just as a reminder there are many homeless people who have jobs, but cannot afford a place to live.
I've got a job and a really nice 550 M-sport. But no place to live because I believed that guy last year that said the world was going to end last December 21, so I pissed away all my money
__________________
2012 BMW 550 M-Sport
2014 Lexus GS350---Wife's car
2013 BMW 1600 GT---2011 Kawasaki Ninja 1000---2012 Ducati Panigale
Reply With Quote
  #219  
Old 09-16-2012, 11:25 AM
SuperTerp SuperTerp is offline
Officially Welcomed to the 'Fest
Location: DMV (DC, MD, VA)
 
Join Date: Dec 2010
Posts: 3,116
Mein Auto: M5 NOW, M3 550 760 335RIP
Quote:
Originally Posted by jjsC6 View Post
I believed that guy last year that said the world was going to end last December 21, so I pissed away all my money
I just hope I get to see the new m3, and the redskins win a super bowl before it does
Reply With Quote
  #220  
Old 09-16-2012, 02:38 PM
mrcamp mrcamp is offline
Officially Welcomed to the 'Fest
Location: Chicago burbs
 
Join Date: Feb 2011
Posts: 286
Mein Auto: 2011 535 IX - March build
This unnecessary thread is so derailed it's not funny!
__________________
2011 BMW 535i Xdrive (3/2011 build), Space Grey/Black Dakota, premium 1&2.
Reply With Quote
  #221  
Old 09-16-2012, 02:44 PM
SuperTerp SuperTerp is offline
Officially Welcomed to the 'Fest
Location: DMV (DC, MD, VA)
 
Join Date: Dec 2010
Posts: 3,116
Mein Auto: M5 NOW, M3 550 760 335RIP
Quote:
Originally Posted by mrcamp View Post
This unnecessary thread is so derailed it's not funny!
income, homes, homeless people, politics, football, and end of the world
Reply With Quote
  #222  
Old 09-16-2012, 02:55 PM
The X Men The X Men is offline
Officially Welcomed to the 'Fest
Location: MA
 
Join Date: Mar 2012
Posts: 4,573
Mein Auto: 2012 535xi 2013 X3 35i
Quote:
Originally Posted by Leslierc View Post
On a serious note (just for clarification) many churches and community organizations provide pre-paid cell phones to homeless individuals for safety and other purposes...such as to assist them with employment opportunities. Just as a reminder there are many homeless people who have jobs, but cannot afford a place to live.
You mean the government pays for the free cell phone to the poor and homeless. Another reason why it is better to be unemployed than work at a job that pays minimum wage in this country.

http://www.freegovernmentcellphones.net/
Reply With Quote
  #223  
Old 09-16-2012, 03:05 PM
GOTONE! GOTONE! is offline
Registered User
Location: Rancho Cucamonga California
 
Join Date: Jul 2012
Posts: 32
Mein Auto: 2011 328i
Saw a story on the news last week about a homeless people with full time jobs. the guy thy choose to profile makes 19.00 dollars an hour. not bad for some parts of the country, but this guy decides to live in Santa Barbara California. I'm as sympathetic as the next guy but I could muster none for this guy. Of course he and his wife were obese. Life is random, sometimes you get dealt a bad hand, some people piss away a good hand. We will always have poor/homeless people among us.
Reply With Quote
  #224  
Old 09-16-2012, 11:45 PM
tadtaggert tadtaggert is offline
Officially Welcomed to the 'Fest
Location: Ohio
 
Join Date: Aug 2010
Posts: 476
Mein Auto: M6 F12
Quote:
Originally Posted by goldbergx View Post
Upper Class: tax rate = 0-15%


Upper Middle Class: tax rate = 30-35%


Big differences!!!

I see this all the time and it pisses me off, people just don't understand taxes, capital gains to be specific.

Let's say that over the course of a year I save $10,000 from my salary, you have to take into account that I have already paid INCOME TAX on the salary. I now put that $10,000 in the bank where it earns interest. Any interest I receive is taxed at the capital gain rate of 15%.

If I buy $10K worth of stock and later sell it for $15K, I pay the same 15% on the gain, or the $5K I made on the investment.

Those that save well (from any investments they may make) benefit from this. Sure those that make more might find it easier to save, but anyone can take advantage of this IF they plan and save well.

There are those that reach a level of investment that they don't have to work, they can live off of the returns of their investments. That doesn't mean that their INCOME TAX is 15%, they were just smart enough to save and use a portion of the tax code available to everyone.
Reply With Quote
  #225  
Old 09-17-2012, 04:28 AM
dunderhi's Avatar
dunderhi dunderhi is online now
0-60 in 4 secs or less!
Location: MD
 
Join Date: Dec 2006
Posts: 5,706
Mein Auto: '13 X5M, 650xi
Or in the rare cases were no taxes are paid is typically due to realized losses in investments that were already taxed in previous years.
__________________


2013 X5M ........ 2013 650xi ...... 2011 550xi (ret) 2011 335d (ret)
Reply With Quote
Reply

Bookmarks


Forum Navigation
Go Back   Bimmerfest - BMW Forums > BMW Model Discussions > 5 Series > F10 / F11 (2011 - Current)
Today's Posts Search
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On



Forum Jump


All times are GMT -7. The time now is 05:17 PM.


Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2014, vBulletin Solutions, Inc.
© 2001-2011 performanceIX, Inc. All Rights Reserved .: guidelines .:. privacy .:. terms