USAA not combinable?

My dealer is telling me that you cannot combine the following on an F30 or X3 lease through BMWFS:

USAA ($1,000)
Loyalty ($700)
BMW Connected Drive App ($300)
Holiday Credit ($1000)
Eco Credit (for Activehybrid3, $3500)

I thought I had seen it comfirmed on here that you could but he claims his research shows the USAA is the only one that cannot be combined out of the above. Can anyone else confirm this? Thanks in advance!

Originally Posted by arktctr

My dealer is telling me that you cannot combine the following on an F30 or X3 lease through BMWFS:

USAA ($1,000)
Loyalty ($700)
BMW Connected Drive App ($300)
Holiday Credit ($1000)
Eco Credit (for Activehybrid3, $3500)

I thought I had seen it comfirmed on here that you could but he claims his research shows the USAA is the only one that cannot be combined out of the above. Can anyone else confirm this? Thanks in advance!

I just took delivery of a new X3 last week and the USAA incentive could not be combined with the other programs.

my dealer is combining USAA, loyalty, recent grad, year end on my F30

Originally Posted by ianturner

my dealer is combining USAA, loyalty, recent grad, year end on my F30

ianturner,

Can you please confirm that your dealer is letting you combine USAA with the year end holiday discount? That is what I wish to do on a 650 coupe.

Thanks

Originally Posted by mrjoed2

ianturner,

Can you please confirm that your dealer is letting you combine USAA with the year end holiday discount? That is what I wish to do on a 650 coupe.

Thanks

as of when i last spoke to them last week they were.

Originally Posted by ianturner

as of when i last spoke to them last week they were.

Please let us know if they follow through. I may ask you for the name of your Dealer/CR

This link on BMW USA's site says discount good on "the lease or purchase of a new BMW" but your CA is saying it is not stackable with Holiday Savings?
http://www.bmwusa.com/standard/conte...arysalute.aspx

Originally Posted by arktctr

My dealer is telling me that you cannot combine the following on an F30 or X3 lease through BMWFS:

USAA ($1,000)
Loyalty ($700)
BMW Connected Drive App ($300)
Holiday Credit ($1000)
Eco Credit (for Activehybrid3, $3500)

I thought I had seen it comfirmed on here that you could but he claims his research shows the USAA is the only one that cannot be combined out of the above. Can anyone else confirm this? Thanks in advance!

yes, it can be combined as long as you use the FS funded part of the program

Originally Posted by mywave

This link on BMW USA's site says discount good on "the lease or purchase of a new BMW" but your CA is saying it is not stackable with Holiday Savings?
http://www.bmwusa.com/standard/conte...arysalute.aspx

I think the confusion is that there are two types of "USAA incentives": USAA pricing that provides discounted pricing is available and can be combined with BMW incentives; however, the $1,000 rebate that can be received on a new BMW purchase, after the deal is completed, is the USAA incentive that my dealer said could not be combined with the BMW Olympic Drive $1,000.

Originally Posted by innovativeit

I think the confusion is that there are two types of "USAA incentives": USAA pricing that provides discounted pricing is available and can be combined with BMW incentives; however, the $1,000 rebate that can be received on a new BMW purchase, after the deal is completed, is the USAA incentive that my dealer said could not be combined with the BMW Olympic Drive $1,000.

I heard the same thing - but it doesn't matter - the $1000 drive USA ended Oct 31st.
I do know the BMW option credits that appear in the spring CAN be combined with USAA, so that's what I'm going to shoot for. BMW is pretty sly with USAA, the program details clearly state can be combined with all BMW retail incentives, but they make most of their deals linked to BMWFS which kills the best discounts on USAA.

I am leasing and USAA offers a 1K rebate for the 3 series ($1500 when financed through USAA). I talked to the finance manager at my dealer and he told me it could be combined with the Holiday Credit ($1000).

Originally Posted by dzaborn

I am leasing and USAA offers a 1K rebate for the 3 series ($1500 when financed through USAA). I talked to the finance manager at my dealer and he told me it could be combined with the Holiday Credit ($1000).

I think that may be wrong, my understanding is to claim the holiday credit you must finance through BMW financial.

My issue is 650 coupe nets me a 6,000 discount off invoice, but if I go through BMWFS it drops it down to a measly $1000. So even though Holiday credit is $3500 I come out behind.

Originally Posted by mrjoed2

I think that may be wrong, my understanding is to claim the holiday credit you must finance through BMW financial.

My issue is 650 coupe nets me a 6,000 discount off invoice, but if I go through BMWFS it drops it down to a measly $1000. So even though Holiday credit is $3500 I come out behind.

A lease would be through BMWFS.

Originally Posted by mrjoed2

I think that may be wrong, my understanding is to claim the holiday credit you must finance through BMW financial.

My issue is 650 coupe nets me a 6,000 discount off invoice, but if I go through BMWFS it drops it down to a measly $1000. So even though Holiday credit is $3500 I come out behind.

Then go with the $6000 off by financing through USAA. Their incentive is linked to you financing with them and not BMW. The same way BMWs incentive is linked to you financing with them and not USAA.

There is no guarantee there will be option credits next year. The car is selling well and they dont need large incentives to move them currently. If you cannot afford to pay market value to the car then you need to look for another vehicle.

Oh boy, here we go again...

Originally Posted by mrjoed2

I think that may be wrong, my understanding is to claim the holiday credit you must finance through BMW financial.

My issue is 650 coupe nets me a 6,000 discount off invoice, but if I go through BMWFS it drops it down to a measly $1000. So even though Holiday credit is $3500 I come out behind.

Why is it wrong? 1K from USAA when financed/leased thru FS and another 1K for HC...sounds right to me

Originally Posted by miamiboyca

Oh boy, here we go again...

Yup !

Originally Posted by cchrisv

Then go with the $6000 off by financing through USAA. Their incentive is linked to you financing with them and not BMW. The same way BMWs incentive is linked to you financing with them and not USAA.

There is no guarantee there will be option credits next year. The car is selling well and they dont need large incentives to move them currently. If you cannot afford to pay market value to the car then you need to look for another vehicle.

First of all your wrong- I do not need to finance through USAA to get the 6K discount. I can pay cash and get that incentive as a USAA member. Of course there is no guarantee on the option credits in the spring - but I will be willing to make a wager with you they do offer them again. And if so, i can stack the option credit with USAA.

And I will continue to look at the vehicle I like, and work hard to get it for the lowest price humanly possible if you like it or not.

Originally Posted by Justin@NCBMW

Why is it wrong? 1K from USAA when financed/leased thru FS and another 1K for HC...sounds right to me

Because he mentioned $1500 when financed through USAA. If he finances with BMWFS he can't get the $1500 only 1K.

Originally Posted by dzaborn View Post
I am leasing and USAA offers a 1K rebate for the 3 series ($1500 when financed through USAA). I talked to the finance manager at my dealer and he told me it could be combined with the Holiday Credit ($1000).

Originally Posted by mrjoed2

First of all your wrong- I do not need to finance through USAA to get the 6K discount. I can pay cash and get that incentive as a USAA member. Of course there is no guarantee on the option credits in the spring - but I will be willing to make a wager with you they do offer them again. And if so, i can stack the option credit with USAA.

And I will continue to look at the vehicle I like, and work hard to get it for the lowest price humanly possible if you like it or not.

Fair enough on paying cash for the vehicle.

I truly hope the price works itself out for you. The 6 series is an amazing car but you have to be happy with how much you paid for it as well.

Originally Posted by cchrisv

Fair enough on paying cash for the vehicle.

I truly hope the price works itself out for you. The 6 series is an amazing car but you have to be happy with how much you paid for it as well.

Thanks, the 650 is my dream car - but the dollars & cents side of me does require the price be right. And with all the turmoil in the European economy that is now even effecting Germany, I think we will see some great incentives in '13.

Originally Posted by mrjoed2

Because he mentioned $1500 when financed through USAA. If he finances with BMWFS he can't get the $1500 only 1K.

Originally Posted by dzaborn View Post
I am leasing and USAA offers a 1K rebate for the 3 series ($1500 when financed through USAA). I talked to the finance manager at my dealer and he told me it could be combined with the Holiday Credit ($1000).

in bold...i think he said what you are saying

Originally Posted by arktctr

My dealer is telling me that you cannot combine the following on an F30 or X3 lease through BMWFS:

USAA ($1,000)
Loyalty ($700)
BMW Connected Drive App ($300)
Holiday Credit ($1000)
Eco Credit (for Activehybrid3, $3500)

I thought I had seen it comfirmed on here that you could but he claims his research shows the USAA is the only one that cannot be combined out of the above. Can anyone else confirm this? Thanks in advance!

It never ceases to amaze me how much incompetence exists out there.

You get what you pay for... You shouldn't have to pay for "research". The seller should already know and fully understand BMW Sales Support Programs.

I concur with Jon and Justin........

I am a USAA member. How do you get the additional $1000? I have never looked into their car buying service and I cant seem to find the information on their site. Can the $1000 be used on a leased car? I'm doing Euro delivery.