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X1 E84 (2011 - current)
The new to the US BMW X1 will arrive at BMW dealers in the fall of 2012 as a 2013 model year. Get your X1 28i with either sDrive (RWD) or xDrive (AWD) or get the US exclusive I6 N55 powered X1 35i dDrive. |
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#1
11-19-2012, 11:42 AM
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About to order x1, question regarding holiday credit
I've worked out a deal for the X1, premium + lighting packages for $34500 + TTL
The dealer has a $500 credit if we get financing through them. Their current rate is 3.29. I see that PenFed has 1.49 on new car loans. So I was wondering if I can finance with the dealer to down a quick refinance right after? Is there any early payment penalty or time I need to hold the loan to qualify for the $500 credit? 
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#2
11-19-2012, 11:50 AM
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There is no early payment penalty, but it is advisable to keep the loan for 6 months with BMWFS. I believe the dealer may lose the credit money that they pass on to you otherwise.
Don't forget BMW Ultimate Drive App Credit of $300 and Loyalty of $750 (both if you qualify). I believe the PenFed rate still comes out on top, but if you have multiple incentives from BWWFS then the difference between the two becomes much smaller.
__________________
 1989 M3 - Zinnoberot/Black 2005 330i ZHP - Titanium Silver/Black 2013 X5 xDrive35d - Platinum Grey/Oyster 2013 X1 sDrive28i - Alpine White/Black >>>ED/PCD 12/12/12 2012 128i - Alpine White/Black>>>(ED/PCD 1/27/12) Retired 2010 128i - Saphire Black/Black>>>Retired 2006 330i - Alpine White/Terra>>> (ED 6/06) Retired 2004 325i - Alpine White/Black >>>Retired 1991 325i - Jet Black/Beige>>>Retired
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#3
11-19-2012, 11:58 AM
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to use the first drive app, I need to be a current BMW FS customer right?
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#4
11-19-2012, 12:11 PM
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Correct
__________________
1989 M3 - Zinnoberot/Black 2005 330i ZHP - Titanium Silver/Black 2013 X5 xDrive35d - Platinum Grey/Oyster 2013 X1 sDrive28i - Alpine White/Black >>>ED/PCD 12/12/12 2012 128i - Alpine White/Black>>>(ED/PCD 1/27/12) Retired 2010 128i - Saphire Black/Black>>>Retired 2006 330i - Alpine White/Terra>>> (ED 6/06) Retired 2004 325i - Alpine White/Black >>>Retired 1991 325i - Jet Black/Beige>>>Retired
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