Tire Insurance

On a new lease I am considering, I may end up,with the 20" tire option. Anyone knows what should the tire insurance cost from a dealer? Is the insurance from BMW or a different seller?

I know I can ask this from the dealer, but I want to have an idea of the real cost.

Thanks

When I was at the F&I desk, I kept rejecting ALL extras. As I knew I'd want to replace the optional 19s and RFTs. But he offered me 1495 then 999.99 for 3 years. I of course did not take it, but something to give you an idea.

I've always negotiated this price...the most I've ever paid was $1100 for 3 years. Price also depends upon where you live. Prices likely will be higher in urban east, northeast, and north central areas. I would recommend this insurance if you're staying with the 20" wheels.

I declined it. $899 for 5 years. Nothing happens. You need two flats to come ahead and you are replacing tires every 18 months anyway. I will replace mine with non-runflats in 1 years and be done with these noisy RFTs.

You may not need the insurance. Check out my thread - http://www.bimmerfest.com/forums/sho...d.php?t=660461

Note that this is only for Goodyear RFTs.

Even in connection with a new purchase, dealers claim cost is around $1,200 and lowest they go is $1,400. Will Keep looking. This is for 20" 3 years

Back when I had my `08 M6 convertible, a set of 20" Michelin Pilots would run me about $2100...I did the original plus 2 sets with that car; all on account of tread wear (no flats or tire damage). I replaced 3 run flat tires (Bridgestones) on my first 6 Series car...insurance paid for all three (flats); I think they would have cost me around $400 a-piece. I had 19s" on my `11 7 Series and never had any problems with them.

For what it's worth....

Hi all,

I am confused about this thread. I am picking up my new 2013 750i with MSport this weekend. Are you all saying don't get tire insurance, even for $1000, because we will be replacing the tires anyway with nonrunflats? Are you saying those are less than $250 a piece?? I have a Lexus now with no special tires but I can tell you that when I replaced my tires with cheapo ones, it still cost me over $1000 to do all 4.

So if I drive low miles (under 10,000), it sounds like I will likely need to replace my tires at least once in a 3 year lease, right? So why not get the insurance? Or are we splitting hairs on like $50?

Please help! Katherine

Insurance doesn't cover wear. You'll still have to pay to change tires when worn down.

Originally Posted by chrischeung

Insurance doesn't cover wear. You'll still have to pay to change tires when worn down.

Oooooooooooooooo-h. I didn't realize that. Never mind then. I'll be passing on it also.

Originally Posted by kath00

Oooooooooooooooo-h. I didn't realize that. Never mind then. I'll be passing on it also.

Be advised that insurance covers damage to wheels, including curb rash, and replacement of damaged tires (flats, bubbles) that have a specified amount of tread depth remaining. Depending on where you live, this insurance could possibly save a lot of money. In other words, insurance may be a good investment if you live in an area where road conditions are somewhat poor or are subjected to winter conditions. Based on what you said was your cost, $1,000 could be one wheel or two tire replacements. One other thing to consider if you stick with the run flats is that flat tires on those means a new tire...most tire repair shops and dealers won't repair a flat on a run flat.

Originally Posted by kath00

Hi all,

I am confused about this thread. I am picking up my new 2013 750i with MSport this weekend. Are you all saying don't get tire insurance, even for $1000, because we will be replacing the tires anyway with nonrunflats? Are you saying those are less than $250 a piece?? I have a Lexus now with no special tires but I can tell you that when I replaced my tires with cheapo ones, it still cost me over $1000 to do all 4.

So if I drive low miles (under 10,000), it sounds like I will likely need to replace my tires at least once in a 3 year lease, right? So why not get the insurance? Or are we splitting hairs on like $50?

Please help! Katherine

Tires is where rubber hits the road Don't even think of putting cheapo ones. Your whole driving experience will be screwed if you put lesser tires.

Totally worth it if you have run flat tires..IMO

I've had my 750i for 6 months and I've gone through two tires already ($1200).....NYC roads. My insurance is for 5 years and was about $2500 for 5 years. Will definitely pay for itself in the long run.....It seems like the prices are a lot cheaper outside of NYC but that makes sense given the increased claim numbers they get around here.

If you are planning to keep the shallow 20" RFTs on the vehicle, then DEFINITELY, I repeat, DEFINITELY get the tire/wheel insurance from some carrier (BMW or otherwise). I am at the end of my 3 year lease and have gone through no fewer than 11 tire replacements, either because the sidewalls experienced severe "bubbling" or a complete failure. Again, NYC roads are to blame. Damage only occurs on the front (narrower) tires.

Thanks to all. I will definitely get the insurance. For 3 years the "retail" original ask price is $1,850. I am near closing on a car and dealer is down to $1,250 on the insurance.