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F12 / F13 (2012 - Current)
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Old 11-24-2012, 07:39 PM
Rocco7680 Rocco7680 is offline
Registered User
Location: New Jersey
Join Date: Nov 2012
Posts: 10
Mein Auto: 2013 650iCv
Looking to Lease a 2013 640iC - Deal or No Deal?

Hi, I am new to the site....

I am currently in the market for a 2013 640iC.

Can someone please let me know if this is a good deal?

$81,900 - Base
$400 - Cold Weather
$3,400 - Executive
$1,300 - 19" V-spoke (366)

Total MSRP: $88,795

36 Month Lease
12K Miles p year

Total Due @ Signing: $3,473.53

Monthly Lease Payment: $1,099.33

Current Vehicle:
2010 MB E550 Coupe

Past Vehicles:
2003 330i
2006 335i
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Old 11-24-2012, 09:20 PM
EmM HoLLa EmM HoLLa is offline
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Location: Fort Lee, NJ
Join Date: Jun 2010
Posts: 594
Mein Auto: BMW
What's the Cap Cost and Money Factor(Rate)?..
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Old 11-25-2012, 03:42 AM
Bönz's Avatar
Bönz Bönz is offline
Officially Welcomed to the 'Fest
Location: Michigan
Join Date: Jun 2012
Posts: 641
Mein Auto: 2015 M5
Not a good deal - without even knowing the lease details. If you amortize your down pmt, it's about another $96/month. So your real monthly pmt is $1196. I pay significantly less than that, with zero down, for a car with an MSRP in the mid-90s. I think you can do better, understanding that there's an extra 1% sales tax in NJ over MI.

To better assist, we do need to know the cap cost, MF and residual.
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Old 11-25-2012, 06:45 AM
Soldes Soldes is offline
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Location: Florida
Join Date: Feb 2010
Posts: 64
Mein Auto: 2013 640i Coupe
Mr Rocco
There is crucial info lacking, to make an educated assesment of your deal: Did you get the $3,500 Holliday credit + $750 loyalty credit towards the cap cost or the lease?. Did you put down multiple security deposits to bring your payments down (those are refundable at the end of the lease)?. How much was the Money Factor (dealers can Jackup this number for their profits)?. Residual value at the end of the term. There is no mention of how much they came down of the MRSP (which is the starting number for the calculations). I just hammered a deal on a 640 coupe, and believe me; the folks in this board help me save $7,000 over the life of the lease, just by educating me on how all this things (cap cost, MF, MSD etc), affect your botton line vs your dealer profits.
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Old 11-25-2012, 07:10 AM
Rocco7680 Rocco7680 is offline
Registered User
Location: New Jersey
Join Date: Nov 2012
Posts: 10
Mein Auto: 2013 650iCv
Thanks all... I will get those details tomorrow and post. Much appreciated.

I know the $3,500 Holiday credit was applied.
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Old 12-16-2012, 08:12 PM
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640GC 640GC is offline
(aharding)ED #1 Sept 2012
Location: Lubbock, TX & Oahu, HI
Join Date: Mar 2012
Posts: 596
Mein Auto: BMW GC & MB SL500
We purchased our 640GC on European Delivery. Pmt is $1,009.00 plus tax for 36 months with 15k miles per year. Sticker was $101k. Your deal doesn't seem that great at first glance. When you get the additional information, it will be easier to calculate what you should offer.

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Last edited by 640GC; 12-16-2012 at 08:13 PM.
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