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  #1  
Old 12-11-2012, 05:42 AM
tremontana tremontana is offline
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Quick Lease deal questions - 528i xdrive

working a lease on a 13 528i xdrive

- is there supposed to be interest on the multiple security deposits? putting about 3k worth to lower the MF but I thought I read here that you get interest on the $ when the deposits are returned?

- is the holiday cash incentive 1k? getting that and the $750...anything else out there i should know about?

- acq fee of 725 seems in line with what ive seen here

thanks
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  #2  
Old 12-11-2012, 06:01 AM
cchrisv cchrisv is offline
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Quote:
Originally Posted by tremontana View Post
working a lease on a 13 528i xdrive

- is there supposed to be interest on the multiple security deposits? putting about 3k worth to lower the MF but I thought I read here that you get interest on the $ when the deposits are returned?

- is the holiday cash incentive 1k? getting that and the $750...anything else out there i should know about?

- acq fee of 725 seems in line with what ive seen here

thanks

You do not earn interest on MSDs. You probably heard someone discuss return on their investment which is a different concept. The incentives you have and the acq fee is accurate.
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  #3  
Old 12-11-2012, 06:10 AM
tremontana tremontana is offline
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thanks - yes I saw some people talk about it as interest earned and some as a return from the interest savings over time

makes sense
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  #4  
Old 12-11-2012, 06:19 AM
nhman nhman is offline
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Each extra security deposit reduces the money factor by .00007. A total of extra 7 MSD's can be applied equating to a .00049 in rate reduction. This will of course reduce the interest paid over the period of the lease. In effect, this is your return.
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  #5  
Old 12-11-2012, 09:51 AM
sfsebas sfsebas is offline
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Quote:
Originally Posted by tremontana View Post
working a lease on a 13 528i xdrive

- is there supposed to be interest on the multiple security deposits? putting about 3k worth to lower the MF but I thought I read here that you get interest on the $ when the deposits are returned?

- is the holiday cash incentive 1k? getting that and the $750...anything else out there i should know about?

- acq fee of 725 seems in line with what ive seen here

thanks
Hi, run the numbers on a 535i xDrive... with a better residual and $2,000 holiday bonus, the lease comes out to be cheaper than a 528.
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  #6  
Old 12-11-2012, 01:24 PM
tremontana tremontana is offline
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Originally Posted by sfsebas View Post
Hi, run the numbers on a 535i xDrive... with a better residual and $2,000 holiday bonus, the lease comes out to be cheaper than a 528.
really? i asked this and they said it would be "way off"

I was dealing with an in stock unit that they had ordered a month or so back with my exact specs...they prob wont have a 35 with the same configuration but I can be flexible on that

I got a res of 57% on a 39 month/ 10k
buy rate for the mf then the reduction due to msd

I'll give them a call tomorrow and see what it is - thanks
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  #7  
Old 12-11-2012, 01:28 PM
cchrisv cchrisv is offline
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535 has larger incentive, higher residual and lower MF. Have them search for a car that is close to what you are looking for.
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  #8  
Old 12-12-2012, 04:16 PM
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miamiboyca miamiboyca is offline
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Quote:
Originally Posted by cchrisv View Post
535 has larger incentive, higher residual and lower MF. Have them search for a car that is close to what you are looking for.
+1

Does not make sense to go with the 528 right now. Between the higher incentive and higher residual, the difference should be negligible.

Go luck and come back and post details when they offer you the deals. There is a guy who just leased a 535i in Chicago. You may want to ping him to compare. His configuration and therefore MSRP will be different but should give you a good idea.


Here you go...

http://www.bimmerfest.com/forums/sho...d.php?t=663442

Good luck!
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Last edited by miamiboyca; 12-12-2012 at 04:18 PM.
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  #9  
Old 12-12-2012, 05:27 PM
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Kamdog Kamdog is offline
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Drive the 535, it is more fitting, up and down the range. Don't drive it gently, get into it like you had a sudden, oh sh!t, I gotta get past these two trucks so I gotta stomp it on this gaddam Mass Pike.
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