Is this a good lease deal? 2013 328xi

Hi all,

I'm hoping to get some advice on a lease deal that I've been offered. It seems a little high to me, but maybe I am missing something.

Quick Rundown:

MSRP: $46,495
Seattle, WA: 9.8% Tax
Monthly: $553 for 39 months, 10k miles
Money Factor: 0.0017 (subtract 0.00049 for 7 MSD program)
Residual: 60% (39 mo / 10k miles)



And now the details:

$46,495 - MSRP
-$2,240 - Dealer Negotiated Discount (4.8% off)
-$1,000 - Team USA Voucher (still valid on the xdrive, combinable with holiday cash - coming up...)

$43,255 Sale Price
+ $925 Lease Acquisition Fee
+ $11 Adjustments
$1,000 Holiday Cash
-$89 Tax on Holiday Cash (Washington Law)
-$219 Licensing
-$150 Documentation Fee
-$553 First Months Payment
=======
$44,191 Cap Cost

Money Factor: 0.00121 (including the 0.00049 adjustment for 7 security deposits)
Residual: 60% at 39 months, 10k miles
Tax: 9.8%



$553 per Month

$4,200 security deposits
$0 First Month Payment
$0 Other Fees (that I know of)

Any advice you can give on how to make this a better deal would be appreciated.

The MF you are being quoted (.00170) is being marked up to the max. The base MF is .00130. Also use BMWConfig.com to find the invoice pricing and add $500 to $1000 to that for a ballpark for pricing not including any incentives.