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F10 / F11 (2011 - Current)
The new chapter in the highly successful story of the BMW 5 Series Sedan (F10) and wagon (F11)

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  #1  
Old 01-16-2013, 03:57 AM
jbrinkley jbrinkley is offline
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do I need tire/wheel insurance in florida?

I'm signing this morning on a 535 with M sport. Do I need the tire and wheel insurance?
I'm in Florida.
I've read the threads, it just seems all this wheel stuff happens in the north east.

Can someone point me to a thread about swapping for non run flats?

thanks
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  #2  
Old 01-16-2013, 09:52 AM
JoeTwelvePack JoeTwelvePack is offline
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Yes you need the ins

with the cost of the wheels, it's really necessary. I got it for the first time on my Porsche and it was about 1,200 USD. I had a flat in the middle of Texas and it paid for the new tire. I had crub rash on two rims (separate incidents) and it replaced (adj for depreciation) the wheels.

Get it. You won't be sorry.

Old Slow Joe
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  #3  
Old 01-16-2013, 10:25 AM
kckc1016 kckc1016 is offline
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depends on how much they are charging for it?
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  #4  
Old 01-16-2013, 11:28 AM
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miamiboyca miamiboyca is offline
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That's a waste of money in my opinion. Especially in Florida.
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  #5  
Old 01-16-2013, 12:12 PM
omaralt omaralt is offline
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i'm in tampa and didnt get it. didnt think it was worth it; like you said most of the issues are from the north east. it's a gamble. and about the curb rash; i dont think they cover that.
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  #6  
Old 01-16-2013, 01:17 PM
dspaner dspaner is offline
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I live in Florida and swear bye it. The roads here in Florida are filled with debris from construction.
My wife went through 4 tires last year on her x 5.Having the insurance was a life saver.
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  #7  
Old 01-16-2013, 01:50 PM
shredace shredace is offline
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I live in FL and yes the roads are in excellent condition however I have the tire insurance on my 535i M Sport mainly because of the road debris. I've picked up various nails and screws in my tires over the past few years and the insurance gives me piece of mind.
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  #8  
Old 01-16-2013, 02:11 PM
jbrinkley jbrinkley is offline
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thanks.

they wanted 1200 for it. I passed. I am putting on a non RF set tomorrow and turn these in when I'm done.

thanks for the help.
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  #9  
Old 01-16-2013, 06:37 PM
omaralt omaralt is offline
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Funny but I just got the low pressure warning today (after me original reply). I'll get it patched tomorrow for $20. Still don't think the insurance is worth it. The dealer will tell you that run flats cannot be patched; that's BS. As long as its not near the sidewall and you haven't driven it flat for a while your fine
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  #10  
Old 01-16-2013, 06:46 PM
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miamiboyca miamiboyca is offline
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I don't believe the warranty covers you getting a flat anyway.
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  #11  
Old 01-16-2013, 10:31 PM
schnell525 schnell525 is offline
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in my area (land of snow and pot holes, not NYC but great lakes, yes it's worth it). however i think Gen II of Goodyear LS2 Runflats have helped. Plus I ran at recommend placcard psi.

My winter tires are Dunlop RFT's that I'm running at 36/36....no problems with 1,200 miles on them.

however, it is a cheap investment. bargain hard on the insurance and see what happens. i got a decent deal on mine for 3 years, so it's worth a try.
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  #12  
Old 01-17-2013, 05:01 AM
kckc1016 kckc1016 is offline
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How do you know if u have gen 2 ls2s? And what dunlop winters u use thank?
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  #13  
Old 01-17-2013, 07:12 AM
Skyrider01 Skyrider01 is offline
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I live in South Florida and bought the insurance. I had 4 tires replaced for free in the first 7 months due to punctures from nails and screws on the roads. Coverage I have is for 5 years and it already paid for itself.
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  #14  
Old 01-17-2013, 07:33 AM
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X3emist X3emist is offline
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Again I will post a heads up to look in your portfolio in your glove box for the Tire Warranty DVD. You have full replacement coverage on tires for the first 12 months or 2/32 of wear. They don't tell you that and my dealer had never heard of it, I was for first to get a new tire. Check it out, it may help some of you out. 2/32 is probably depending on driving habits 8 or 9000 miles.
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  #15  
Old 01-17-2013, 11:01 AM
rparik01 rparik01 is offline
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Quote:
Originally Posted by schnell525 View Post

however, it is a cheap investment. bargain hard on the insurance and see what happens. i got a decent deal on mine for 3 years, so it's worth a try.
What is considered a decent deal on the insurance for 3 years?
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  #16  
Old 01-17-2013, 11:17 AM
ChrisC83 ChrisC83 is offline
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I love my tire wheel warranty, I had 3 tires replaced already and it already paid for itself especially since it costs 468 a tire on an M5
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  #17  
Old 01-17-2013, 01:16 PM
schnell525 schnell525 is offline
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I think the cut in for Gen II was after 12/11 iirc. I haven't had any problems with the tires.

Winters are Dunlop Wintersport 3D 245/45R18 100V RFT mounted on BMW Type 281 wheels.

As for pricing, I don't want to disclose but I've done several deals with the dealership. I know prices range all over the board. If it sounds decent to you, then go for it.
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  #18  
Old 01-17-2013, 06:39 PM
marsb007 marsb007 is offline
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Quote:
Originally Posted by rparik01 View Post
What is considered a decent deal on the insurance for 3 years?
I paid $1000. It's worth it if you get 2-3 nails over those 3 years...
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