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F10 / F11 (2011 - Current)
The new chapter in the highly successful story of the BMW 5 Series Sedan (F10) and wagon (F11)

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  #1  
Old 04-02-2014, 07:23 PM
gg22 gg22 is offline
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Location: usa
 
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Mein Auto: bmw
Deal on 535x drive please reivew help

$66,375.00***65292; AFTER TALK they get me $60375, i think i need to get 15% market price off , right?

Cold weather Package, Driver assistance plus, driver assistance package, Premium Package, light package
10K mile/year
36 Months
$6,000 down
$792

Is this a good deal?


i am going to lease 535x drive, following is about my questions?

i am going to find 6 dealer then sent emails to talk about OTD price then get lowest to matched all others. Then go to store to do final contract, is that right?

do i need a led light since i am not very like dark drive?

is there any way to put 0 downpayment?
do i need to pay tax in NJ or NY if i just lease car?

what is happend if i return car early? Dealer said i have to pay all lease term fee ?

BTW I AM IN NJ AREA , ANY BMW DEALER GOOD IN NJ NYC? ANY SALESMALE?
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  #2  
Old 04-03-2014, 05:44 PM
jam3s1ee jam3s1ee is offline
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Location: Northern VA
 
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Mein Auto: 2014 F10 535I
I recently got the new f10 535.
MSRP 65375
Sale Price 57725
No money down
12k miles/peryear
725 1st month payment.
I rolled everything such as Tax tags and registration onto the contract. Your deal with 6k down is ridiculous in my opinion.Money factor they are quoting or something is highly off
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  #3  
Old 04-03-2014, 06:10 PM
gg22 gg22 is offline
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where did you get this deal. please help me i am in nj and nyc area.....


Quote:
Originally Posted by jam3s1ee View Post
I recently got the new f10 535.
MSRP 65375
Sale Price 57725
No money down
12k miles/peryear
725 1st month payment.
I rolled everything such as Tax tags and registration onto the contract. Your deal with 6k down is ridiculous in my opinion.Money factor they are quoting or something is highly off
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  #4  
Old 04-03-2014, 06:15 PM
jam3s1ee jam3s1ee is offline
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Location: Northern VA
 
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Posts: 4
Mein Auto: 2014 F10 535I
Quote:
Originally Posted by gg22 View Post
where did you get this deal. please help me i am in nj and nyc area.....
sorry I am down in Northern VA. Passport Bmw in Marlow Heights Maryland.
I'm sure if you are persistent you can get the deal you want
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  #5  
Old 04-03-2014, 06:31 PM
wrr14f wrr14f is offline
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Quote:
Originally Posted by gg22 View Post
$66,375.00***65292; AFTER TALK they get me $60375, i think i need to get 15% market price off , right?

Cold weather Package, Driver assistance plus, driver assistance package, Premium Package, light package
10K mile/year
36 Months
$6,000 down
$792

Is this a good deal?


i am going to lease 535x drive, following is about my questions?

i am going to find 6 dealer then sent emails to talk about OTD price then get lowest to matched all others. Then go to store to do final contract, is that right?

do i need a led light since i am not very like dark drive?

is there any way to put 0 downpayment?
do i need to pay tax in NJ or NY if i just lease car?

what is happend if i return car early? Dealer said i have to pay all lease term fee ?

BTW I AM IN NJ AREA , ANY BMW DEALER GOOD IN NJ NYC? ANY SALESMALE?
Very BAD deal, don't do it. For this sale price, your payment should way lower, without 6K down. At a minimum, check out what Truecar says and go that route.
__________________
2014 535D M Sport, Carbon Black, Black Dakota, Premium, DA, Cold Weather, MC, SAT, HK
2006 E60 530Xi - Retired.
Notable mentions Infiniti FX '06 and '11, '04 350Z, '08 Maxima
What you didn't have: 1975 LADA 1500S, 1984 Lancia Prisma 1600
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  #6  
Old 04-03-2014, 06:33 PM
gg22 gg22 is offline
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what is package on your car, how you deal price with them? how to do 0 downpayment?


Quote:
Originally Posted by jam3s1ee View Post
sorry I am down in Northern VA. Passport Bmw in Marlow Heights Maryland.
I'm sure if you are persistent you can get the deal you want
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  #7  
Old 04-03-2014, 06:40 PM
wrr14f wrr14f is offline
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Quote:
Originally Posted by gg22 View Post
what is package on your car, how you deal price with them? how to do 0 downpayment?
My car is in my signature. You do NOT have to put any downpayment at all... not sure why your dealer is trying to screw you. The total of your payments is close to 35K uner this lease... this is a terrible MF, assuming they can't manipulate the residual.
__________________
2014 535D M Sport, Carbon Black, Black Dakota, Premium, DA, Cold Weather, MC, SAT, HK
2006 E60 530Xi - Retired.
Notable mentions Infiniti FX '06 and '11, '04 350Z, '08 Maxima
What you didn't have: 1975 LADA 1500S, 1984 Lancia Prisma 1600
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  #8  
Old 04-04-2014, 06:47 AM
terp97 terp97 is offline
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Bad deal.


Sent from BimmerApp mobile app
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  #9  
Old 04-04-2014, 07:44 AM
weinschela weinschela is offline
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Mein Auto: 2014 535ix 2008 E61
I agree it is a bad lease deal. Looks like a very high money factor. Should be around .0013 if you are top tier credit risk. To answer your other question, in NY at least you must pay sales tax on the lease payments. The tax can be paid up front or rolled into your payments.
__________________
BMWCCA since '88
==============
'14 535i xdrive. Azurite, Cinnamon
Other: '08 E61
Other: '14 MB E350 wagon
Past: Too many to list, but includes 3,5,7 & 8 series BMW, C, E and S MBenzes, an Alfa Romeo, an MGB, plus others.
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  #10  
Old 04-04-2014, 07:46 AM
CHSBoater CHSBoater is offline
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Quote:
Originally Posted by gg22 View Post
do i need a led light since i am not very like dark drive?
I don't like to drive in the dark either, so I didn't get the lighting package. The couple of times I've driven after dark since I bought the car have been fine.

Maybe I'm missing something but the discounted price seems ok to me. 66,375 * .93 = 61,729 for a rough invoice price, less 1,500 current incentive = 60,229 dealer cost less incentive unless I'm missing something.

But, from the comments above, it sounds like they are trying to make up for it in the finance office, so, you need to understand the terms of your lease. If the Acquisition cost is over $725 the dealer is marking it up. Same with the money factor - from a quick look in the Ask a Dealer section, it should be 0.0013. Maybe someone here could update that.

Also, many here will tell you not to put money down on a lease. Multiple Security Deposits - yes, definitely as they will lower your money factor, but not money down.

See if you can get the details of the lease and bring them here for others more knowledgeable to discuss.
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2014 X1 xDrive35i Cashmere Silver / Oyster
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  #11  
Old 04-04-2014, 08:49 AM
jam3s1ee jam3s1ee is offline
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Location: Northern VA
 
Join Date: Apr 2014
Posts: 4
Mein Auto: 2014 F10 535I
Quote:
Originally Posted by gg22 View Post
what is package on your car, how you deal price with them? how to do 0 downpayment?
My car: 535i lpine w/ mocha
cold weather, m sport, driver assistance, premium package, sport paddle, side and top view option, carbon fiber rear spoiler accessories. My mistake msrp is 65,360.

Any ways he originally discounted down 7% to 60784k. i said i wanted close to 10% off PLUS their incentive they were running which was 1500 on top for roughly 57725. I left the dealership and they called me right away to come back. These cars can get about 10-11% discount i believe. Going for 15% is rare. Also make sure to discount everything first than apply the incentives if any is running at the moment.

When it comes to down payment, it's your choice not the dealers. So don't believe them saying you HAVE to down payment. Make sure to check the money factor and residual as well so they aren't hiking it up like others have mention. I didn't pay nothing except my 1st month payment 725. this is with the top tier credit .0013 money factor. either way you should be shooting for mid to high 700s in my opinion. If not go to another dealership and walk away.

Good luck buddy
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  #12  
Old 04-04-2014, 05:31 PM
World Wide Automobile World Wide Automobile is offline
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Mein Auto: 2013 F10 550Xi Msport
Quote:
Originally Posted by gg22 View Post
$66,375.00***65292; AFTER TALK they get me $60375, i think i need to get 15% market price off , right?

Cold weather Package, Driver assistance plus, driver assistance package, Premium Package, light package
10K mile/year
36 Months
$6,000 down
$792

Is this a good deal?


i am going to lease 535x drive, following is about my questions?

i am going to find 6 dealer then sent emails to talk about OTD price then get lowest to matched all others. Then go to store to do final contract, is that right?

do i need a led light since i am not very like dark drive?

is there any way to put 0 downpayment?
do i need to pay tax in NJ or NY if i just lease car?

what is happend if i return car early? Dealer said i have to pay all lease term fee ?

BTW I AM IN NJ AREA , ANY BMW DEALER GOOD IN NJ NYC? ANY SALESMALE?
You my friend is what we in the business call getting raped, who ever the dealer is that gave you that price is looking to go on a nice vac a I'm assuming this month or next. On the other note how is your credit? why such a big downpayment? they are lying to you about the selling price at those numbers your suppose to be at $640/month at most! and thats with 12k miles/year based on NY tax. I can offer you a better selling price on the vehicle and show you the right way to use that 6k if you have the desire to pay so much out of pocket. Please PM asap. Note: bmw just updated their programs for April and they are a bit better
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- Early Lease Terminations & BUY Outs
- Custom Factory Builds
- Allocations for the rarest new builds
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- We Take in all trade-ins

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  #13  
Old 04-05-2014, 11:59 AM
jam3s1ee jam3s1ee is offline
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Location: Northern VA
 
Join Date: Apr 2014
Posts: 4
Mein Auto: 2014 F10 535I
Quote:
Originally Posted by World Wide Automobile View Post
You my friend is what we in the business call getting raped, who ever the dealer is that gave you that price is looking to go on a nice vac a I'm assuming this month or next. On the other note how is your credit? why such a big downpayment? they are lying to you about the selling price at those numbers your suppose to be at $640/month at most! and thats with 12k miles/year based on NY tax. I can offer you a better selling price on the vehicle and show you the right way to use that 6k if you have the desire to pay so much out of pocket. Please PM asap. Note: bmw just updated their programs for April and they are a bit better
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  #14  
Old 04-05-2014, 05:09 PM
bigSystems bigSystems is offline
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Location: Seattle
 
Join Date: Jul 2012
Posts: 60
Mein Auto: 2014 535i m-sport
I went in to my local BMW dealership today to chat with the salesman and get some quotes on lease terms. The numbers I received seemed really high in comparison to what others have quoted in this thread. I asked for a quote on zero down but he only returned quotes on 2,500/5/7.5k down.

Thoughts? I have good credit for being 26, about 790 though that is not factored in the quotes below.




--
2014 535d

OPTION PACKAGES
HEATED FRONT SEATS
REAR-VIEW CAMERA
PREMIUM PACKAGE
Power Tailgate,
Satellite Radio, 1 year subscription from original in-service date,
Comfort Access Keyless Entry,
PARK DISTANCE CONTROL,
M SPORT
Dakota Leather Upholstery,
Aluminum Hexagon Interior Trim,
Increased Top Speed Limiter,
Without Lines Designation Outside,
Shadowline Exterior Trim,
Aerodynamic Kit,
LED Fog Lights,
Anthracite Headliner,
Wheels: 19 x 8.5 Fr & 19 x 9.0 Rr (Style 351M) Light alloy,
Double-spoke,
Tires: P245/40R19 Fr & P275/35R19 Rr Perf Run-Flat,
M Sport Suspension,
M Steering Wheel,
M Sport Package,
CERAMIC CONTROLS.
535d with Carbon Black Metallic exterior and
Leather Black interior
__________________
2014 535i Current - MSport / Cold Weather Pkg / Driver Assistance Pkg / Premium Pkg / Multi-Contour Seats

2005 745Li - Sold


Last edited by bigSystems; 04-06-2014 at 12:09 PM.
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  #15  
Old 04-05-2014, 05:26 PM
weinschela weinschela is offline
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Location: New York area
 
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Posts: 216
Mein Auto: 2014 535ix 2008 E61
Are you talking about a 535d or 335d? The documents conflict. In any event, I think the deal is awful. I think my deal was not great but my MSRP was 75,000 plus and I put down zero and lease for 36 mos/10k was $848. I paid sales taxes up front and tire/wheel ins up front, but no cap cost reduction. And the residual in March was 63%, making your deal even worse. Did they tell you what the money factor is? It should be around .0013 for top tier.
__________________
BMWCCA since '88
==============
'14 535i xdrive. Azurite, Cinnamon
Other: '08 E61
Other: '14 MB E350 wagon
Past: Too many to list, but includes 3,5,7 & 8 series BMW, C, E and S MBenzes, an Alfa Romeo, an MGB, plus others.
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  #16  
Old 04-05-2014, 06:04 PM
pony_trekker pony_trekker is online now
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Quote:
Originally Posted by gg22 View Post
$66,375.00***65292; AFTER TALK they get me $60375, i think i need to get 15% market price off , right?

Cold weather Package, Driver assistance plus, driver assistance package, Premium Package, light package
10K mile/year
36 Months
$6,000 down
$792

Is this a good deal?


i am going to lease 535x drive, following is about my questions?

i am going to find 6 dealer then sent emails to talk about OTD price then get lowest to matched all others. Then go to store to do final contract, is that right?

do i need a led light since i am not very like dark drive?

is there any way to put 0 downpayment?
do i need to pay tax in NJ or NY if i just lease car?

what is happend if i return car early? Dealer said i have to pay all lease term fee ?

BTW I AM IN NJ AREA , ANY BMW DEALER GOOD IN NJ NYC? ANY SALESMALE?
Using the calculator on the web site, at that selling price I get a payment of $726 with nothing down.
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  #17  
Old 04-05-2014, 06:31 PM
wrr14f wrr14f is offline
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Location: NJ
 
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Quote:
Originally Posted by weinschela View Post
Are you talking about a 535d or 335d? The documents conflict. In any event, I think the deal is awful. I think my deal was not great but my MSRP was 75,000 plus and I put down zero and lease for 36 mos/10k was $848. I paid sales taxes up front and tire/wheel ins up front, but no cap cost reduction. And the residual in March was 63%, making your deal even worse. Did they tell you what the money factor is? It should be around .0013 for top tier.
Yeah, I couldn't follow either. I thought that there is no 335D in 2014?
Anyway, no good.
__________________
2014 535D M Sport, Carbon Black, Black Dakota, Premium, DA, Cold Weather, MC, SAT, HK
2006 E60 530Xi - Retired.
Notable mentions Infiniti FX '06 and '11, '04 350Z, '08 Maxima
What you didn't have: 1975 LADA 1500S, 1984 Lancia Prisma 1600
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  #18  
Old 04-06-2014, 08:25 AM
RaveD's Avatar
RaveD RaveD is offline
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Mein Auto: 2011 535i
Quote:
Originally Posted by gg22 View Post
$66,375.00***65292; AFTER TALK they get me $60375, i think i need to get 15% market price off , right?
Not a good deal at all.

I suggest you take your time, search this forum, and educate yourself before making any deal. A few quick points:

1. Never put a down payment (i.e. capital cost reduction) on a lease. Instead, put that money towards the maximum number of multiple security deposits (MSD) to lower your interest rate (if it is legal in your state).

2. Never negotiate based on a monthly payment. Decide on the purchase price of the car before you talk about financing it.

3. Negotiate up from the invoice price, not down from the MSRP. Use Edmunds.com or similar site to find out the invoice price and typical price that people in your area are paying. Typically it should be within $500-$1,000 over invoice.

4. Do not accept any markup on the money factor. The base money factor is 0.013. MSDs will lower that money factor to 0.00081.

5. Do not accept any markup on acquisition fee ($725) and check other fees such as Doc. Fee to make sure they are not hiding any additional markups.
__________________
2014 535i xDrive Carbon Black/Mocha Nappa/Anthracite Trim/M Sport/Dynamic Handling/Sport auto transmission/Driver Assistance/Cold Weather/Luxury Seating/Premium
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  #19  
Old 04-06-2014, 07:59 PM
bigSystems bigSystems is offline
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Location: Seattle
 
Join Date: Jul 2012
Posts: 60
Mein Auto: 2014 535i m-sport
Well I took the plunge.

I sent an email stating exactly what I wanted and I got close. I went to a different BMW dealership further south and had a much different experience.

no money down, 750 over invoice, 6 MSD's, $150 doc fee, registration/tax rolled onto contract, 748 a month, and I traded in my 101k mi 2005 7 series, which was starting to have a lot of problems. I'll have to update my signature soon.

it is a beautiful car. although I only saw the thread about the RFT/low profile tire problems after I got home tonight from purchase. I opted not to get the tire insurance, after seeing how many people had problems with the tires, I am going to check which tires I have and see if they will still let me purchase the tire insurance on day 2.

---

Color 668 Jet Black N/C
Upholstery LCLZ Leather Dakota Black exclusive stitching N/C
Options
ZMM M Sport 3,150.00
3DZ Without Lines designation outside N/C
5A1 LED Fog Lights N/C
840 Increased top speed limiter N/C

ZCW Cold Weather Package 950.00
248 Heated Steering Wheel N/C
494 Heated front seats N/C
496 Heated rear seats N/C
502 Retractable headlight washers N/C

ZDA Driver Assistance Package 1,800.00
3AG Rear-view camera N/C
508 Park Distance Control N/C
610 Head-up Display N/C
6WA Instrument cluster with extended contents N/C

ZPP Premium Package 1,500.00
316 Power tailgate N/C
322 Comfort Access keyless entry N/C
655 Satellite radio with 1 year subscription N/C
337 M Sport Package N/C
2ND***8224;19" Light alloy Double-spoke wheels sty... N/C
4CE***8224;Anthracite Wood Trim N/C
710 M steering wheel N/C
715 Aerodynamic kit N/C
760 Shadowline exterior trim N/C
775 Anthracite headliner N/C
1CA CO2 relevant vehicles N/C

2TB Sport automatic transmission with shift paddles 500.00
456 Multi-contour seats 1,300.00
688 Harman Kardon surround sound system 875.00
8S4 Variable Light Decoding N/C

Accessories Z06 Black Kidney Grilles 185.00
__________________
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2005 745Li - Sold


Last edited by bigSystems; 04-06-2014 at 08:02 PM.
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  #20  
Old 04-06-2014, 08:48 PM
wrr14f wrr14f is offline
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Location: NJ
 
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Mein Auto: A Car
Quote:
Originally Posted by bigSystems View Post
Well I took the plunge.

I sent an email stating exactly what I wanted and I got close. I went to a different BMW dealership further south and had a much different experience.

no money down, 750 over invoice, 6 MSD's, $150 doc fee, registration/tax rolled onto contract, 748 a month, and I traded in my 101k mi 2005 7 series, which was starting to have a lot of problems. I'll have to update my signature soon.

it is a beautiful car. although I only saw the thread about the RFT/low profile tire problems after I got home tonight from purchase. I opted not to get the tire insurance, after seeing how many people had problems with the tires, I am going to check which tires I have and see if they will still let me purchase the tire insurance on day 2.

---

Color 668 Jet Black N/C
Upholstery LCLZ Leather Dakota Black exclusive stitching N/C
Options
ZMM M Sport 3,150.00
3DZ Without Lines designation outside N/C
5A1 LED Fog Lights N/C
840 Increased top speed limiter N/C

ZCW Cold Weather Package 950.00
248 Heated Steering Wheel N/C
494 Heated front seats N/C
496 Heated rear seats N/C
502 Retractable headlight washers N/C

ZDA Driver Assistance Package 1,800.00
3AG Rear-view camera N/C
508 Park Distance Control N/C
610 Head-up Display N/C
6WA Instrument cluster with extended contents N/C

ZPP Premium Package 1,500.00
316 Power tailgate N/C
322 Comfort Access keyless entry N/C
655 Satellite radio with 1 year subscription N/C
337 M Sport Package N/C
2ND***8224;19" Light alloy Double-spoke wheels sty... N/C
4CE***8224;Anthracite Wood Trim N/C
710 M steering wheel N/C
715 Aerodynamic kit N/C
760 Shadowline exterior trim N/C
775 Anthracite headliner N/C
1CA CO2 relevant vehicles N/C

2TB Sport automatic transmission with shift paddles 500.00
456 Multi-contour seats 1,300.00
688 Harman Kardon surround sound system 875.00
8S4 Variable Light Decoding N/C

Accessories Z06 Black Kidney Grilles 185.00
Congratulations on the new ride! Assuming this is a 535D? If so, it is exactly my car, with all options except for Carbon Black. Enjoy!
__________________
2014 535D M Sport, Carbon Black, Black Dakota, Premium, DA, Cold Weather, MC, SAT, HK
2006 E60 530Xi - Retired.
Notable mentions Infiniti FX '06 and '11, '04 350Z, '08 Maxima
What you didn't have: 1975 LADA 1500S, 1984 Lancia Prisma 1600
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  #21  
Old 04-06-2014, 09:11 PM
gg22 gg22 is offline
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Location: usa
 
Join Date: Jan 2014
Posts: 74
Mein Auto: bmw
Thanks a lot. Now i am not sure if i need following package:


i will go with: cold weather, driver assistance package , premium package and option: side and top camera

but not sure if i need following: light package( i really need high light in dard night) M sport?

Question on your suggestion:

1: what is multiple security deposits? can they refund me after 36 month lease?
2: purchase price? is that OTD price?
3:invoice price? is that OTD price after get almost 15% off from MSRP?
4: not sure about money factor, what is it?

thank so much.


Quote:
Originally Posted by RaveD View Post
Not a good deal at all.

I suggest you take your time, search this forum, and educate yourself before making any deal. A few quick points:

1. Never put a down payment (i.e. capital cost reduction) on a lease. Instead, put that money towards the maximum number of multiple security deposits (MSD) to lower your interest rate (if it is legal in your state).

2. Never negotiate based on a monthly payment. Decide on the purchase price of the car before you talk about financing it.

3. Negotiate up from the invoice price, not down from the MSRP. Use Edmunds.com or similar site to find out the invoice price and typical price that people in your area are paying. Typically it should be within $500-$1,000 over invoice.

4. Do not accept any markup on the money factor. The base money factor is 0.013. MSDs will lower that money factor to 0.00081.

5. Do not accept any markup on acquisition fee ($725) and check other fees such as Doc. Fee to make sure they are not hiding any additional markups.
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  #22  
Old 04-06-2014, 09:19 PM
gg22 gg22 is offline
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Location: usa
 
Join Date: Jan 2014
Posts: 74
Mein Auto: bmw
BTW i could not find what i need on dealer, so can i order from GERMANY by dealer, is that same price in dealer store?
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  #23  
Old 04-06-2014, 09:56 PM
wrr14f wrr14f is offline
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Location: NJ
 
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Quote:
Originally Posted by gg22 View Post
Thanks a lot. Now i am not sure if i need following package:


i will go with: cold weather, driver assistance package , premium package and option: side and top camera

but not sure if i need following: light package( i really need high light in dard night) M sport?

Question on your suggestion:

1: what is multiple security deposits? can they refund me after 36 month lease?
2: purchase price? is that OTD price?
3:invoice price? is that OTD price after get almost 15% off from MSRP?
4: not sure about money factor, what is it?

thank so much.
Quote:
Originally Posted by gg22 View Post
BTW i could not find what i need on dealer, so can i order from GERMANY by dealer, is that same price in dealer store?
Bro, no offense, but it sounds to me like you're getting lost in the journey of leasing a Bimmer right now. I cringe when everybody says "Just get in touch with a sponsor.", but this may be your best option at this point. It's a tough world out there and you seem like a good candidate to get burned pretty badly. Somebody asked you to PM them a few posts ago... why not do that? Or find a sponsor near you and get in touch with them, it IS that simple. I'd hate to see you go into a horrible deal.
__________________
2014 535D M Sport, Carbon Black, Black Dakota, Premium, DA, Cold Weather, MC, SAT, HK
2006 E60 530Xi - Retired.
Notable mentions Infiniti FX '06 and '11, '04 350Z, '08 Maxima
What you didn't have: 1975 LADA 1500S, 1984 Lancia Prisma 1600
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  #24  
Old 04-06-2014, 10:28 PM
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Eagle11 Eagle11 is offline
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Originally Posted by gg22 View Post
where did you get this deal. please help me i am in nj and nyc area.....
I think before leasing a car, learn about leases and the all the terms used, 6K down is very high, unless you putting down MSDs....
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  #25  
Old 04-06-2014, 10:30 PM
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Eagle11 Eagle11 is offline
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Location: Valley of the Sun
 
Join Date: Oct 2013
Posts: 537
Mein Auto: 2013 320i
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Originally Posted by wrr14f View Post
My car is in my signature. You do NOT have to put any downpayment at all... not sure why your dealer is trying to screw you. The total of your payments is close to 35K uner this lease... this is a terrible MF, assuming they can't manipulate the residual.
Why is the dealer trying to screw them, simple, you have an uneducated person (in realtions to leasing) and the dealers can make some quick cash... That is why...
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