My CA told me the 2013 X3x are at 0.9% to 1.9% depending on term. Unfortunately for me, I'm only interested in 2014s.
BMW finance rates are higher than competitors right now. I really like the X3, but when i can get the Evoque for 0.9% and max 1.9% for the 4 other cars I'm comparing the X3 to, I sadly think that i'll need to have my first non-BMW with my next purchase.
I could pay in cash, but in this rate environment, financing should be cheap and BMWs high rates really bugs me. I'll take my $50k and make a larger spread by buying a competitors product w/ cheaper financing.
Current - '14 X3 35i / all the Bells & Whistles
Past - '09 335i Coupe / Black Sapphire / Coral Red / Nav / Premium / Sport (19's) / Sat / iPod
Current - '03 Honda CBR 600F4i
Previous: '02 330i / MT / M-package / Premium -- will miss this near perfect car