Pay by self or insurance
So, had a bit of a fender scratch on black pain. No dents. Just lots of scraped paint on the real bumper.
Need some advice on whether I should file insurance claim ($500 deduct + rate going up?) or just pay for it myself to the other party. Need to decide tonight and don't have a body shop open now to get an estimate. Any rough estimate (low hundreds of $, high hundreds, low thousands?) would be deeply appreciated! I've never dealt with a body shop in my 10 years in the US.
Last edited by index2020; 10-29-2013 at 03:55 PM.