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Old 11-25-2012, 12:53 PM
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tturedraider tturedraider is offline
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Originally Posted by John Galt View Post
Hello Fellow Bimmerfesters,

I believe this is favorable, but I thought I'd get a litmus test on here just to be sure. Could you please rate this deal for me?

2013 328xi
Black Sapphire Metallic
Cold Weather

MSRP $47,045 Dealer "Invoice" price: $43,605 (which appears to be $150 over invoice according to BMW Config). They are offering me what they claim is their invoice pricing instead of $500 over invoice before incentives as my normal starting point, since I'm accepting a car on the lot vs. ordering one. They seem to add a few things to their invoice price vs. what BMW Config says, but hey- if it's $150, whatever...

From there, subtract holiday bonus cash, owner loyalty, and Drive app, and Then add $75 doc fee, $925 acquisition fee and taxes of $1,163= Net cap cost of 44,311.90.

MSD x7 reduced money factor to .00116 (I believe this is the going MSD rate, or at least extremely competitive based on working with invoice before incentive pricing) and with term of 39 months, 10k miles per year = $496.58 per month.

What do you think? I am 99% sure this is the best deal I shall receive, especially since it's $0 down and I get the MSD back at the end. Thanks in advance for your feedback!

Invoice includes a $180 Training Fee from BMWNA. Not sure if that us on BMWconfig.

IIRC the base MF for your lease term is 0.0013. Dealers are allowed to mark up the MF by 0.0004 (0.96%). It appears your MF before the MSD reduction is 0.00165, marked up 0.00035. The base acquisition fee is $725. Dealers are allowed to mark it up by $200, which yours has.

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Last edited by tturedraider; 11-25-2012 at 12:54 PM.
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