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Old 06-10-2015, 07:54 PM
Jeffro83 Jeffro83 is offline
Registered User
Location: Frisco TX
Join Date: Jun 2015
Posts: 1
Mein Auto: Prius

Hey guys.... I have been anxiously waiting and planning on getting a new bmw after paying off student loans for the last 2.5 years. Now completely out of debt, I went to see what kind of deal I could get and here is what we settled on. I'm hoping you can tell me if I got a good deal or not.... Keep in mind I know the base MF is .00129, but I also know my credit score falls somewhere between 670-690, so I wasn't sure if I could get that. I think a .00149 MF represents a difference of $10-15 per month from the .00129.


2015 328i
Mineral White w/ saddle brown leather

MSRP: 48,735
Selling Price: 44,251
+ fees,
-$2000 for trade in
MF: .00149
Residual: .65

Texas sales tax of 6.25%

36 mo/12k miles

Will write check for $1507 out the door with first months payment included, 35 more payments of $485 even (tax is included on that number)

After I had left the dealership, leaving with an offer of $2000 out the door and a payment around $530 (which I knew was significantly higher than it should've been) I called back and offered a check for $1500 and 475 a month. Within 5 minutes they called me back and offered the $1507 and $485 and I took it. The discount from MSRP was over 9%, which seems to be a pretty steep discount (isn't 5-7% good to shoot for?). Just wanted to see what those of you with more experience think.

It's my first ever lease, and I have spent so many hours on these (and other forums) trying to make sure I got a decent deal. They are detailing it for me in the morning and I will pick it up tomorrow afternoon, so let me know of anything else I should be wary of or ask about. Thanks!
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