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The sixth generation BMW 3 Series Sedan F30/F31/F34 and the first first generation 4 Series Coupe F32/F33/F36. Get the latest 3 and 4 series pricing from our ordering and pricing guide sticky thread.

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  #1  
Old 08-31-2019, 08:52 AM
DCWhybrew DCWhybrew is offline
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14 F30 Totaled

Well, I’m out of the Bimmer community for a while. My ‘14 320 was totaled by State Farm when one of their customers backed into my car.its hard to believe this repair cost $9,000.

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  #2  
Old 08-31-2019, 11:18 AM
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Wow! I can't even see the damage. Sorry for your misfortune. Are you thinking you will not replace it with another Bimmer? There are a lot of 320i's out there. You should be able to find a nice replacement fairly easily. Especially if you're willing to travel a little for the right one. Good luck on your search. If you don't mind me asking how much is State Farm giving you for your car? You don't have to accept the initial offer. If it's low and you think your car is worth more do some searching around on sites like Cars.com to find like kind examples. If you can make a case for a higher value it's possible to get the insurance company to pay more than they first offer.
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Old 08-31-2019, 11:23 AM
luigi524td luigi524td is offline
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HUH?!?!

Did you forget to upload any other pics?? Hardly looks like a "total" to me?!?
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  #4  
Old 08-31-2019, 01:23 PM
DCWhybrew DCWhybrew is offline
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Quote:
Originally Posted by tturedraider View Post
Wow! I can't even see the damage. Sorry for your misfortune. Are you thinking you will not replace it with another Bimmer? There are a lot of 320i's out there. You should be able to find a nice replacement fairly easily. Especially if you're willing to travel a little for the right one. Good luck on your search. If you don't mind me asking how much is State Farm giving you for your car? You don't have to accept the initial offer. If it's low and you think your car is worth more do some searching around on sites like Cars.com to find like kind examples. If you can make a case for a higher value it's possible to get the insurance company to pay more than they first offer.


State Farm paid me $12,800 for it. $12,300 for the car plus $500 for the taxes. I couldn’t get them to budge on the price. But based on KBB I wasn’t upset about the price. It seemed fair. I had 127,000 miles on it. I bought it in February 2017 with 47,000.

I thought about another BMW. There was a 328d in the west OKC area. I talked to my dealership and they weren’t real keen on the diesels. The said I should plan to spend $1-2k per year due to all of the emission sensors.

I decided to go back to a SUV. I loved my 320. It was extremely reliable and fun to drive. I still wonder if I should have gone after the 328d.


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Old 08-31-2019, 01:28 PM
DCWhybrew DCWhybrew is offline
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Originally Posted by luigi524td View Post
HUH?!?!

Did you forget to upload any other pics?? Hardly looks like a "total" to me?!?


I know. I was shocked too. The dent extended through the door and also got into the wheel well. There for the door had to be replaced and the entire left rear quarter had to be cut out. With these unibody frames, once you get into the structure, the repair costs are huge. So the body shop would have to find another left rear quarter panel and weld it in. They couldn’t find a used or remanufactured left rear quarter panel.

The cost to repair with new was $9,000. And it really was a light bump.

So be careful with your Bimmers.


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Old 08-31-2019, 02:37 PM
namelessman namelessman is offline
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It is unfortunate the car is totaled. 2013-2014 F30 320i/328i with 60-70k miles probably go for $13k-$15k, so it seems plausible to get a similar F30 with the insurance payout.
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Old 08-31-2019, 02:47 PM
wcr3d wcr3d is online now
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That one I would of bought it back cheap, put minimum insurance for the other guy and continued to drive.
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  #8  
Old 08-31-2019, 04:52 PM
namelessman namelessman is offline
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Originally Posted by wcr3d View Post
That one I would of bought it back cheap, put minimum insurance for the other guy and continued to drive.
Yes a colleague at work did that on his Infiniti G37 coupe, it was a side swipe that is worse than OP's. His payout was around $25k and insurance, sold the salvaged car back to him for $6k. The car still runs well with door and rear quart damage(door still closes flush).
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  #9  
Old 08-31-2019, 05:14 PM
KWStandard KWStandard is offline
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Quote:
Originally Posted by DCWhybrew View Post
Quote:
Originally Posted by tturedraider View Post
Wow! I can't even see the damage. Sorry for your misfortune. Are you thinking you will not replace it with another Bimmer? There are a lot of 320i's out there. You should be able to find a nice replacement fairly easily. Especially if you're willing to travel a little for the right one. Good luck on your search. If you don't mind me asking how much is State Farm giving you for your car? You don't have to accept the initial offer. If it's low and you think your car is worth more do some searching around on sites like Cars.com to find like kind examples. If you can make a case for a higher value it's possible to get the insurance company to pay more than they first offer.


State Farm paid me $12,800 for it. $12,300 for the car plus $500 for the taxes. I couldn't get them to budge on the price. But based on KBB I wasn't upset about the price. It seemed fair. I had 127,000 miles on it. I bought it in February 2017 with 47,000.

I thought about another BMW. There was a 328d in the west OKC area. I talked to my dealership and they weren't real keen on the diesels. The said I should plan to spend $1-2k per year due to all of the emission sensors.

I decided to go back to a SUV. I loved my 320. It was extremely reliable and fun to drive. I still wonder if I should have gone after the 328d.


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I have a 2014 328d with 150k miles on it, and I have spent right about ZERO dollars on emissions sensors, and I've had it since new. It still gets ~50 MPG on the highway. At the rate you are putting miles on your car, the 328d is a solid choice!
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  #10  
Old 08-31-2019, 09:06 PM
DCWhybrew DCWhybrew is offline
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Originally Posted by KWStandard View Post
I have a 2014 328d with 150k miles on it, and I have spent right about ZERO dollars on emissions sensors, and I've had it since new. It still gets ~50 MPG on the highway. At the rate you are putting miles on your car, the 328d is a solid choice!


Ugh! I knew I should have considered it more closely. I had a 2013 VW Passat TDI that I loved. I really enjoyed my Bimmer. I did want something bigger with cargo room. So I went with an SUV. Oh well. Damn!


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  #11  
Old 08-31-2019, 10:43 PM
Autoputzer Autoputzer is online now
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Land Rover / Jaguar still sell diesel SUV's here. Maybe Volvo, too. I think Mazda has one coming out here, too.

Last edited by Autoputzer; 08-31-2019 at 10:44 PM.
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  #12  
Old 09-03-2019, 11:23 AM
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quackbury quackbury is offline
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Sorry to hear but your glass is half full. I'd say you got GREAT value. You don't say what you paid, but 80,000 miles in 2 1/2 years, and $12,500 back at the end? Not bad at all.
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  #13  
Old 09-03-2019, 04:14 PM
rbreding rbreding is offline
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Hey there okie. If you would like to discuss the 328d and what you can expect feel free to PM me and we can discuss. I have 3 BMW diesels.
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Old 09-03-2019, 08:08 PM
lobos305 lobos305 is offline
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My insurance company (USAA) will not insure salvage title cars.
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  #15  
Old 09-04-2019, 12:04 PM
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exl_ent_v6 exl_ent_v6 is offline
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  #16  
Old 09-04-2019, 08:04 PM
DCWhybrew DCWhybrew is offline
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Originally Posted by quackbury View Post
Sorry to hear but your glass is half full. I'd say you got GREAT value. You don't say what you paid, but 80,000 miles in 2 1/2 years, and $12,500 back at the end? Not bad at all.


I paid $17,000 for it. I was happy with SFs value.


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Old 09-04-2019, 08:07 PM
DCWhybrew DCWhybrew is offline
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Originally Posted by rbreding View Post
Hey there okie. If you would like to discuss the 328d and what you can expect feel free to PM me and we can discuss. I have 3 BMW diesels.


Hey I appreciate the offer. I bought a ‘13 Ford Explorer. I wanted more room and AWD/4WD. I would have bought a wagon if I could have found one nearby. After two tanks of gas in the past few days, I wished I had considered the 328d. I miss my Passat TDI and I miss the 3 series.

I would appreciate your thoughts/experiences on your three BMW diesels. I may reconsider them in the future.


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Old 09-04-2019, 09:07 PM
namelessman namelessman is offline
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Originally Posted by DCWhybrew View Post
I paid $17,000 for it. I was happy with SFs value.


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Wow $4500 for 80k miles, that is 5.6 cents per mile!
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Old 09-04-2019, 09:15 PM
dzlbimmer dzlbimmer is offline
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Originally Posted by DCWhybrew View Post
. So I went with an SUV. Oh well. Damn!
For the mileage you drive, a 328d's savings at the pump over Explorer could pay for a significant chunk of the cost of the car. Then you'd have both your sweet commuter and your utility/bad weather car.
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