Total loss - Bimmerfest - BMW Forums



Go Back   Bimmerfest - BMW Forums > BMW Model Discussions > X Series > X1 E84 (2011 - 2015)

X1 E84 (2011 - 2015)
First generation BMW X1 availbe as a X1 28i with either sDrive (RWD) or xDrive (AWD) or the US exclusive I6 N55 powered X1 35i xDrive.

Reply
 
Thread Tools Display Modes
  #1  
Old 10-10-2017, 05:31 PM
bgraham91 bgraham91 is offline
Registered User
Location: Athens, Ga
 
Join Date: Oct 2017
Posts: 1
Mein Auto: BMW X1
Total loss

I wrecked my 2013 BMW X1 and was looking for some insight on about it being totaled. They area I?m in was affected by Irma so an adjuster won?t be out for a while. I rear ended someone that pulled out in front of me and it was considered her fault. State Farm is handling the claim if that matters at all. Most of the damage is looks fine but the thing that concerns me is the tire was pushed back almost all the way. Something was also busted because there was fluid leaking. Also an error came up on impact but I can?t remember what it said. It?s a 2013 with 60,000 with sunroof and nav.
Attached Thumbnails
Click image for larger version

Name:	2811C32A-44FA-47DD-AB77-436CA83E2828_1507681746300.jpg
Views:	198
Size:	87.9 KB
ID:	683849   Click image for larger version

Name:	288FEE26-A91D-4CE8-83FF-0692F11A96A9_1507681766567.jpg
Views:	160
Size:	100.4 KB
ID:	683857  
Reply With Quote
Sponsored Links
Advertisement
 
  #2  
Old 10-10-2017, 05:45 PM
acoste's Avatar
acoste acoste is offline
Officially Welcomed to the 'Fest
Location: California
 
Join Date: Nov 2011
Posts: 5,330
Mein Auto: 2010 550i MT
I don't expect this being totaled. There is no frame damage. Bent suspension parts can be replaced. New fender, headlight and bumper, plus fender frame may need some straightening.
__________________
__________________
2010 BMW 550i MT
2003 BMW 325i @216k and counting
1998 BMW 528i MT @ 231k //sold
1997 Saab 9000 //sold
Reply With Quote
  #3  
Old 10-11-2017, 01:31 AM
mcdanielvzw mcdanielvzw is offline
Officially Welcomed to the 'Fest
Location: Jacksonville, FL
 
Join Date: Oct 2015
Posts: 163
Mein Auto: BMW X1 xDrive35i
Totaled? Hard to say. 15-20k of damage? Mmmmm not at all unlikely by the time all is said and done. Lots of insurance companies will go out of their way to fix a car before totaling it anymore. Had a Mazda 6 about 10 years ago that ended up having 13-15k of damage repaired, which was easily within the 90% of the cars' worth repaired.
Reply With Quote
Sponsored Links
Advertisement
 
  #4  
Old 10-12-2017, 07:58 PM
YLT YLT is offline
Registered User
Location: Texas
 
Join Date: May 2017
Posts: 33
Mein Auto: X1
Looks like control arm, suspension, maybe axle damage too. Don't think this is totaled. However I also have no clue the residue value of a 60,000 miles x1...

Sent from my HTC 10 using Bimmerfest mobile app
Reply With Quote
  #5  
Old 10-13-2017, 05:58 AM
Doug Huffman's Avatar
Doug Huffman Doug Huffman is offline
Nuclear engineer
Location: Washington Island, Wisconsin, thru Death's Door
 
Join Date: Apr 2015
Posts: 12,696
Mein Auto: CPO2012 X5 35d M57(E70)
State Farm did fine by me when my VW was totaled by the Ringgold, Ga. tornado. I had been a customer for 40-ish years primarily for their household-hurricane coverage east of US-17 in SC.
__________________
Scepticism and Animal Faith (1923)
Scepticism is the chastity of the intellect, and it is shameful to surrender it too soon or to the first comer: there is nobility in preserving it coolly and proudly through long youth, until at last, in the ripeness of instinct and discretion, it can be safely exchanged for fidelity and happiness.
(The Works of George Santayana p. 65)

Eschew eristical argumentation. I am responsible for what I write, not for your understanding of it.
Reply With Quote
  #6  
Old 10-15-2017, 06:48 AM
luigi524td luigi524td is offline
Officially Welcomed to the 'Fest
Location: The State of Southern NJ
 
Join Date: Apr 2005
Posts: 3,965
Mein Auto: '17 540xDrive; '98 Z3 2.8
Front quarter w/o airbag deployment = likely repairable.

60K miles on a '13 is low/average mileage. If it's not heavily optioned the repair estimate might come close to the threshold for many insurance companies to "total" - but the shop you choose (DO THAT CAREFULLY) to do the work may discover more after they pull the car apart to see what needs to be replaced. You're fortunate that the insurance companies have assigned "blame" to the other driver - that will work in your favor when it comes to negotiating the "details" of a claim.

Last point> Remember, the job of an insurance adjuster is NOT protecting YOUR interests - it's limiting the insurance company's financial exposure!
__________________
My opinions are free - you'll get exactly what you pay for!
Current: '17 540 xDrive | '13 X1 MSport | '98 Z3 2.8
Past: '13 535xDrive|'07 530xi|'01 740i|'98 740i|'94 740i |'86 524TD
"Seek and ye shall find" - start with your owner's manual!


Click on the MrRebates logo/link for cash back savings at on-line stores like Tirerack!Mr. Rebates
Reply With Quote
  #7  
Old 10-15-2017, 07:53 AM
mcdanielvzw mcdanielvzw is offline
Officially Welcomed to the 'Fest
Location: Jacksonville, FL
 
Join Date: Oct 2015
Posts: 163
Mein Auto: BMW X1 xDrive35i
To expand on what luigi524td said - Depending on who your insurance company is, they'll send out the adjuster and estimate initial costs. Assuming it is repairable and they let you choose where to take it, you can choose to use a BMW collision center if you have one nearby and then they handle all additional contact with your insurance company when (not if) more damage is found. All you'll be out is your deductible and any rental costs if you don't have sufficient coverage with your insurance.
Reply With Quote
  #8  
Old 10-15-2017, 03:27 PM
luigi524td luigi524td is offline
Officially Welcomed to the 'Fest
Location: The State of Southern NJ
 
Join Date: Apr 2005
Posts: 3,965
Mein Auto: '17 540xDrive; '98 Z3 2.8
Claim action

Quote:
Originally Posted by mcdanielvzw View Post
To expand on what luigi524td said - Depending on who your insurance company is, they'll send out the adjuster and estimate initial costs. Assuming it is repairable and they let you choose where to take it, you can choose to use a BMW collision center if you have one nearby and then they handle all additional contact with your insurance company when (not if) more damage is found. All you'll be out is your deductible and any rental costs if you don't have sufficient coverage with your insurance.
Seems that, based on first post, the other party (& his/her insurance company?? ) have accepted "fault" ... the OP should not be on the hook for deductible / rental/replacement car coverage.
__________________
My opinions are free - you'll get exactly what you pay for!
Current: '17 540 xDrive | '13 X1 MSport | '98 Z3 2.8
Past: '13 535xDrive|'07 530xi|'01 740i|'98 740i|'94 740i |'86 524TD
"Seek and ye shall find" - start with your owner's manual!


Click on the MrRebates logo/link for cash back savings at on-line stores like Tirerack!Mr. Rebates
Reply With Quote
  #9  
Old 10-15-2017, 03:39 PM
mcdanielvzw mcdanielvzw is offline
Officially Welcomed to the 'Fest
Location: Jacksonville, FL
 
Join Date: Oct 2015
Posts: 163
Mein Auto: BMW X1 xDrive35i
Quote:
Originally Posted by luigi524td View Post
Seems that, based on first post, the other party (& his/her insurance company?? ) have accepted "fault" ... the OP should not be on the hook for deductible / rental/replacement car coverage.
You're right! I was too busy thinking about how it worked in my situation.

Also as a side note, thus far I have always made my insurance company foot the bill for the work and then get reimbursed from the other insurance company, even when not at fault. I didn't have to worry about a deductible or rental, and my rates weren't affected. Best part, I didn't have to worry about dealing with another insurance company.
Reply With Quote
Reply

See More Related BMW Stories


Forum Navigation
Go Back   Bimmerfest - BMW Forums > BMW Model Discussions > X Series > X1 E84 (2011 - 2015)
Today's Posts Search
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On



Forum Jump


All times are GMT -7. The time now is 09:59 AM.


Powered by vBulletin® Version 3.8.8
Copyright ©2000 - 2019, vBulletin Solutions, Inc.
vBulletin Security provided by vBSecurity v2.2.2 (Pro) - vBulletin Mods & Addons Copyright © 2019 DragonByte Technologies Ltd.
© 2001- VerticalScope Inc. All rights reserved.