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  #1  
Old 04-04-2019, 03:18 PM
lsedels lsedels is offline
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Extended Warranty/Maintenance

Hey Everyone. My 2016 428XI is approaching 50,000 miles. It's decision time again. I'm approaching retirement age (although not quite there yet ... but this does tend to change one's thinking on spending) and spending close to $50K on a car (as much as I love the 4-series coupe and I love my car) is causing me some hesitation. Yes, I'd have (probably) about a $15K trade-in value so that makes it a little better. But still.

I've asked my SA for quotes on Extended Warranty and Extended Maintenance. I did Extended Maintenance on a prior BMW and I'm not sure if I really came out that much ahead ... or maybe I did but it wasn't by much. The Platinum Extended Warranty is quite pricey and when I look back at the types of things that went wrong with my past 3-series after 50,000 miles, they are often things that wouldn't be covered under an extended warranty (e.g. bushings, rear taillight assembly, blower motor?). Add to that the "normal" wear-and-tear things that tend to happen between 50,000 - 100,000 (e.g. battery, maybe struts, water pump, tires, belts, etc) that wouldn't be covered by extended maintenance. And you can see where one would potentially have to put out a large amount of money to keep a car beyond 50K and also purchase the extended warranty/maintenance. To be honest, it almost makes you think about buying a new one instead.

Has anyone here done the extended warranty/maintenance? What has been your experience? Do you recommend them? Anyone else have any thoughts on this?
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Old 04-04-2019, 05:58 PM
jtmat jtmat is offline
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I'd understand if you said 150,000 miles... or even 250,000 miles.

50k is still new if you have it maintained by the dealer at the intervals recommended. I've take a couple of cars to 200k.

But then I pay my cars off within 1 or 2 years of purchase so when a maintenance item hits it does not bother me to fix.

Dunno... I've know a couple of people over years with hi-miles on a bmw with zero issues. Maybe others have different experiences.

To answer your question directly: I never buy extended warranty anything... they offer it because there is a VERY high chance they will make money off the deal.

Take that money and put in an emergency fund.
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Old 04-04-2019, 06:01 PM
Ziggy328xi Ziggy328xi is offline
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its such a car by car basis from what ive seen here at the dealer, ive seen people w/ 100k highest warrenty bmw offers as well as 100k maintence and based off their history it was well worth the money they spent, then ive seen similar cars with no warrenty where nothings gone wrong in same time frame.
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Old 04-04-2019, 06:08 PM
lsedels lsedels is offline
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Originally Posted by jtmat View Post
I'd understand if you said 150,000 miles... or even 250,000 miles.

50k is still new if you have it maintained by the dealer at the intervals recommended. I've take a couple of cars to 200k.

But then I pay my cars off within 1 or 2 years of purchase so when a maintenance item hits it does not bother me to fix.

Dunno... I've know a couple of people over years with hi-miles on a bmw with zero issues. Maybe others have different experiences.

To answer your question directly: I never buy extended warranty anything... they offer it because there is a VERY high chance they will make money off the deal.

Take that money and put in an emergency fund.
Good idea.

So you are saying that you've had a couple of BMWs with no significant issues between 50K and 200K?
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Old 04-04-2019, 06:09 PM
lsedels lsedels is offline
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Originally Posted by Ziggy328xi View Post
its such a car by car basis from what ive seen here at the dealer, ive seen people w/ 100k highest warrenty bmw offers as well as 100k maintence and based off their history it was well worth the money they spent, then ive seen similar cars with no warrenty where nothings gone wrong in same time frame.
Interesting. Hit and miss. Not the same quality as Japanese, but much more fun to drive (and much nicer cars).
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Old 04-06-2019, 07:46 PM
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If you want to gamble, roll the dice on the extended warranty/maintenance hoping to win/get your money's worth.
If you want to hold your cards, keep the money and spend it when your car needs it.
The dealer is not the only game in town, look for a reputable indy to save on the deal.
Good luck!
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Old 04-06-2019, 08:50 PM
lsedels lsedels is offline
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Originally Posted by LarryboysUDM View Post
If you want to gamble, roll the dice on the extended warranty/maintenance hoping to win/get your money's worth.
If you want to hold your cards, keep the money and spend it when your car needs it.
The dealer is not the only game in town, look for a reputable indy to save on the deal.
Good luck!
Fair point.

As far as the indy is concerned, not really a viable option for me. Nothing convenient that will provide a loaner car like BMW. I'm single so don't have a wife to pick up/drop off. So the convenience of the dealer (they're within 5 minutes and will drop off/pick up) and the fact that they offer loaner cars really helps. I did find it interesting when I saw another thread where someone went to an indy and actually got a new battery AND the programming. Thought you can only get that at a BMW dealer. Good to know.
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Old 04-07-2019, 01:27 AM
namelessman namelessman is offline
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Originally Posted by lsedels View Post
Fair point.

As far as the indy is concerned, not really a viable option for me. Nothing convenient that will provide a loaner car like BMW. I'm single so don't have a wife to pick up/drop off. So the convenience of the dealer (they're within 5 minutes and will drop off/pick up) and the fact that they offer loaner cars really helps. I did find it interesting when I saw another thread where someone went to an indy and actually got a new battery AND the programming. Thought you can only get that at a BMW dealer. Good to know.
Our local bmw dealer loaner crew is fast and efficient, while other makes are not as pro. In those cases, ride sharing can be another option.
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Old 04-07-2019, 09:30 PM
Hookster57 Hookster57 is offline
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Extended Warranty/Maintenance

Youíre single? You should have plenty of cash laying around. Ha.


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Old 04-08-2019, 05:52 AM
lsedels lsedels is offline
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Youíre single? You should have plenty of cash laying around. Ha.


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Oh sure! Single women don't cost any money at all! Especially in the NYC area!
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Old 04-08-2019, 06:59 AM
Hookster57 Hookster57 is offline
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You know what Iím going to say :
Cheaper to rent/lease than own.



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Old 04-08-2019, 07:04 AM
eddymerckx3 eddymerckx3 is offline
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Originally Posted by lsedels View Post
I'd have (probably) about a $15K trade-in value so that makes it a little better.
...I think your math is a bit off here. I suspect $15K trade-in value on a 2016 428 with 50K miles might be bit high.
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  #13  
Old 04-08-2019, 09:24 AM
lsedels lsedels is offline
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you know what iím going to say :
Cheaper to rent/lease than own.



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lol.
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Old 04-08-2019, 09:28 AM
lsedels lsedels is offline
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Originally Posted by eddymerckx3 View Post
...I think your math is a bit off here. I suspect $15K trade-in value on a 2016 428 with 50K miles might be bit high.
I'm getting $19-$21K on KBB. Subtract 20% for KBB if you want.
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Old 04-09-2019, 02:52 PM
jtmat jtmat is offline
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Originally Posted by lsedels View Post
Good idea.

So you are saying that you've had a couple of BMWs with no significant issues between 50K and 200K?
LOL... this is my FIRST bmw... I had a couple of accords that I took to 200k. I have known a couple of people with hi-miles on BMWs/mercs and no/small issues. I've also known people who purchased used and ended up with a money pit.

Truth is it is a "roll of the dice". My only issue with the warranty from BMW is that it cost a hell of a lot for a short period of time. But then again I purchased a warranty once in my life (20+ years ago) and it was a waste. Never did that again and I've won so far.

Depends on the person... I keep a hefty emergency fund and would dump the car if it turned into a money pit. Worth the gamble for me. Do what makes you feel comfortable.

Heck, I spoke to this lady who did not feel "safe" in any car with over 30,000 miles on it. Really?

Crazy to me... but I'm not her. LOL

Key to me is taking it to the dealer anytime there is an issue AND at the specified manufacture intervals. My car is paid off so I don't mind small things here and there for maintenance. I did not say my accords were "0 money". I did have what I'd call routine maintenance on them after 100k or so... but all work done at the dealer. Yea, people said I was crazy to pay dealer prices but the dealer kept my car running.

Line for me is a car that leaves me stranded. Once that happens that POS is gone.
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Old 04-09-2019, 05:51 PM
lsedels lsedels is offline
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Originally Posted by jtmat View Post
LOL... this is my FIRST bmw... I had a couple of accords that I took to 200k. I have known a couple of people with hi-miles on BMWs/mercs and no/small issues. I've also known people who purchased used and ended up with a money pit.

Truth is it is a "roll of the dice". My only issue with the warranty from BMW is that it cost a hell of a lot for a short period of time. But then again I purchased a warranty once in my life (20+ years ago) and it was a waste. Never did that again and I've won so far.

Depends on the person... I keep a hefty emergency fund and would dump the car if it turned into a money pit. Worth the gamble for me. Do what makes you feel comfortable.

Heck, I spoke to this lady who did not feel "safe" in any car with over 30,000 miles on it. Really?

Crazy to me... but I'm not her. LOL

Key to me is taking it to the dealer anytime there is an issue AND at the specified manufacture intervals. My car is paid off so I don't mind small things here and there for maintenance. I did not say my accords were "0 money". I did have what I'd call routine maintenance on them after 100k or so... but all work done at the dealer. Yea, people said I was crazy to pay dealer prices but the dealer kept my car running.

Line for me is a car that leaves me stranded. Once that happens that POS is gone.
I get it, I get it.

Accords going to 200K with no major issues don't surprise me (although I think you have to be prepared for the dreaded water pump/timing belt replacement). I would venture to say that the odds are better than with a BMW, although that is not to say it doesn't happen.

Not safe after 30K? Wow, just wow!

Thanks for your insight. I'm going to review the extended warranty options anyway and keeping an emergency fund is not a bad idea as an alternative. I also would dump it if it turned into consistent repairs. Just that once you spend the money on a repair or two, you begin to feel reluctant to get rid of it because you just put a lot of money into it.
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Old 04-09-2019, 08:17 PM
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I get it, I get it.

Accords going to 200K with no major issues don't surprise me (although I think you have to be prepared for the dreaded water pump/timing belt replacement). I would venture to say that the odds are better than with a BMW, although that is not to say it doesn't happen.
Water pump/timing belt replacement are cheap items, even brakes are cheap on honda's, but not on BMWs.
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Old 04-10-2019, 05:51 AM
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self funding by putting the money in the bank and pay as needed. You will probably come out better in the long run. Good luck.
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Old 04-10-2019, 08:15 AM
tedavis01 tedavis01 is offline
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Skip the warranty and save the cash. Warranties are only good for catastrophic damage otherwise you are wasting your money.


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Old 04-10-2019, 08:48 AM
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My 2015 428i GC is at 66K right now and I too was thinking about getting extended warranty after hearing about N20 timing chain problems but it was for N20 prior to 2015. I think bmw fixed the problems in 2015.

im still debating on getting extended warranty.
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Old 04-10-2019, 09:17 AM
namelessman namelessman is offline
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Water pump/timing belt replacement are cheap items, even brakes are cheap on honda's, but not on BMWs.
Recently my indy measured my rear brake [email protected] and said they will be good for another set of new pads. With coupons/online discounts, my BMW logo non-sport rear pads + sensors costed $40, plus $100-150 indy labor, so it is not bad at all.

Water pump and timing chain on F30 are expensive jobs($1k and $2k respectively)
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Old 04-11-2019, 04:38 PM
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Recently my indy measured my rear brake [email protected] and said they will be good for another set of new pads. With coupons/online discounts, my BMW logo non-sport rear pads + sensors costed $40, plus $100-150 indy labor, so it is not bad at all.

Water pump and timing chain on F30 are expensive jobs($1k and $2k respectively)
and have all three done on a honda will be less than 1K. What is your point?
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Old 04-11-2019, 06:58 PM
namelessman namelessman is offline
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and have all three done on a honda will be less than 1K. What is your point?
Honda [email protected] indies are like:
$250 - brake
$350 - water pump
$350 - timing belt

BMW prices are:
$250 - brake
$700 - water pump
$0 - timing chain(forever?!?)

The key is to find competent indies at fair prices.
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Old 04-17-2019, 01:59 PM
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Originally Posted by namelessman View Post
Honda [email protected] indies are like:
$250 - brake
$350 - water pump
$350 - timing belt

BMW prices are:
$250 - brake
$700 - water pump
$0 - timing chain(forever?!?)

The key is to find competent indies at fair prices.
It also depends on location.

Labor is the killer. BMW will always cost more.
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