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F10 / F11 (2011 - 2016)
The sixth generation of the BMW 5 Series Sedan (F10) was produced from 2011 - 2016 with LCI updates arriving in 2014. In the US BMW offered a hatchback 5 Series Gran Truismo (F07) and the rest of the world also go a Station Wagon/Touring version F11.

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  #1  
Old 10-10-2019, 12:25 AM
AnilPunjabi AnilPunjabi is offline
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Help me choose - extended warranty

Hi guys have a 2014 535d xdrive - cpo ends on Jan and here are my options so far

1. Route 66 easy street 3yr/36k - 3700
2. BMW 4 yr 48k - 4400
3. Carchex - 6 yr 75k. - 7000 ( covers seals and gaskets)

Any other recs - Iíve heard of fidelity and also aa insurance


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  #2  
Old 10-10-2019, 03:19 AM
Pierre Louis Pierre Louis is offline
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I'm not a fan, but this one sounds more sensible: https://www.geico.com/auto-insurance...own-insurance/

Extended warranties are likely high profit for the seller - not worth it for the low risk involved. I normally save my money for future repairs which don't materialize, so I'm ahead over $20K over the years...

My $.02
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  #3  
Old 10-10-2019, 07:37 AM
poconosms1 poconosms1 is offline
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What motor do you have?

If you have the 2.0 motor than you definitely need a warranty.

Endurance and Car Chex are probably the best. My understanding is Car Chex has the best BBB rating, Route 66 lost theirs. AA has a lot of complaints.
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Old 10-10-2019, 09:31 AM
kohsin kohsin is offline
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I use CUNA auto warranty and it has been a great experience for me. 3 major repairs and never had an issue.
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  #5  
Old 10-10-2019, 12:21 PM
OnlyGerman OnlyGerman is offline
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Quote:
Originally Posted by Pierre Louis View Post
I'm not a fan, but this one sounds more sensible: https://www.geico.com/auto-insurance...own-insurance/

Extended warranties are likely high profit for the seller - not worth it for the low risk involved. I normally save my money for future repairs which don't materialize, so I'm ahead over $20K over the years...

My $.02
When has owning a BMW ever been a low risk? Geico " MBI is available for new or leased cars that are less than 15 months old and with less than 15,000 miles"

Last edited by OnlyGerman; 10-10-2019 at 01:43 PM.
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  #6  
Old 10-10-2019, 12:22 PM
OnlyGerman OnlyGerman is offline
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Quote:
Originally Posted by AnilPunjabi View Post
Hi guys have a 2014 535d xdrive - cpo ends on Jan and here are my options so far

1. Route 66 easy street 3yr/36k - 3700
2. BMW 4 yr 48k - 4400
3. Carchex - 6 yr 75k. - 7000 ( covers seals and gaskets)

Any other recs - Iíve heard of fidelity and also aa insurance


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How many miles on your car?
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  #7  
Old 10-10-2019, 01:22 PM
AnilPunjabi AnilPunjabi is offline
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Originally Posted by OnlyGerman View Post
How many miles on your car?


67k


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  #8  
Old 10-10-2019, 01:43 PM
OnlyGerman OnlyGerman is offline
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Originally Posted by AnilPunjabi View Post
67k


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What type of coverage is carchex offering and who is the provider? Also check with autopom.
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  #9  
Old 10-10-2019, 02:31 PM
AnilPunjabi AnilPunjabi is offline
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Originally Posted by OnlyGerman View Post
What type of coverage is carchex offering and who is the provider? Also check with autopom.


Carchex sounded like the most comprehensive - covers seals and gaskets - might be American auto shield but waiting for their email




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  #10  
Old 10-10-2019, 06:56 PM
OnlyGerman OnlyGerman is offline
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Originally Posted by AnilPunjabi View Post
Carchex sounded like the most comprehensive - covers seals and gaskets - might be American auto shield but waiting for their email




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They use multiple providers, but yes American is one of them. I'm just curious on the level of coverage, exclusionary or component stated. You do not have high mileage so you should qualify for exclusionary but depends on warranty company. Many are starting to get VERY $$$ even with low miles.
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  #11  
Old 10-10-2019, 08:32 PM
kpytoi9 kpytoi9 is offline
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I have route 66 on my 528i and they just replaced my valve cover gaskets, oil filter housing, and rear differential without any issues.
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Old 10-11-2019, 03:08 PM
n1das n1das is offline
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I normally don't extend a warranty past 100k miles because I pee through warranties so quickly. I don't view 100k miles to be high miles on a car at all because that represents around 2 years of driving for me.

My 2014 535dx is currently at 130k miles and with no major issues. My 2012 X5 35d is only at 228k miles and climbing with no major issues. Both cars have needed their regular maintenance and have been very reliable. My long highway commute (100 miles/day r/t) and spirited driving style might have something to do with it. Both cars are long term keepers (10+ years) and won't be for sale anytime soon. I am not worried about extending any warranties.


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Old 10-11-2019, 03:37 PM
AnilPunjabi AnilPunjabi is offline
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Quote:
Originally Posted by n1das View Post
I normally don't extend a warranty past 100k miles because I pee through warranties so quickly. I don't view 100k miles to be high miles on a car at all because that represents around 2 years of driving for me.

My 2014 535dx is currently at 130k miles and with no major issues. My 2012 X5 35d is only at 228k miles and climbing with no major issues. Both cars have needed their regular maintenance and have been very reliable. My long highway commute (100 miles/day r/t) and spirited driving style might have something to do with it. Both cars are long term keepers (10+ years) and won't be for sale anytime soon. I am not worried about extending any warranties.


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Just had the I drive knob replaced the second time ( paid half as bmw covered half as courtesy ) and had entire navigation system changed under cpo warranty - 2k repair

And had my ac condenser changed for 1200 under cpo already

Also have a tire and wheel package - replaced 2 tires and 3 bent rims - made my money back here and still have three years left

6 year old car with 66 k

Yes overall the idea of warranty suggests itís to make money for somebody usually not the owner of the car but it has other uses - not needing to change cars because helps manage cash outlay and everyoneís risk tolerance on what they would accept is different

Had a prior Volvo XC90 - paid about 6k In two sets of extended warranties and they paid out roughly 15-20k in fixed ( 3 transmission and 1 axle repair )

In order for me to be losing money on extended warranties I would need to purchase them for my next two cars and not use them

Ps. Not sure if you are a false commenter or you just copy and paste your comments - seen you comment on multiple threads with the same exact verbiage


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  #14  
Old 10-11-2019, 04:07 PM
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Flatland328 Flatland328 is offline
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I have AA Auto on my car. They had a gasket and seals add on that I included in my purchase. They covered the one repair that I've needed. I did have to wait two days for their rep to approve the repair.
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Old 10-15-2019, 05:39 PM
MarekBMW MarekBMW is offline
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You will be better served doing all preventive maintenance including all lifetime fluids rather than spending your $$$ on insurance you may never use. If solid warranty plan is needed you may also check Mercury and Fidelity.
Remember all warranty/insurance companies are made for profit.
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Old 10-15-2019, 07:31 PM
OnlyGerman OnlyGerman is offline
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Quote:
Originally Posted by MarekBMW View Post
You will be better served doing all preventive maintenance including all lifetime fluids rather than spending your $$$ on insurance you may never use. If solid warranty plan is needed you may also check Mercury and Fidelity.
Remember all warranty/insurance companies are made for profit.
Pretty sure mercury no longer does BMW or even Mercedes unless they are NEW <24 months. Fidelity is just crazy $$$ like over 10k....Maintenance will only get you so far, **** will still break...
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Old 10-15-2019, 08:04 PM
MarekBMW MarekBMW is offline
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Originally Posted by OnlyGerman View Post
Quote:
Originally Posted by MarekBMW View Post
You will be better served doing all preventive maintenance including all lifetime fluids rather than spending your $$$ on insurance you may never use. If solid warranty plan is needed you may also check Mercury and Fidelity.
Remember all warranty/insurance companies are made for profit.
Pretty sure mercury no longer does BMW or even Mercedes unless they are NEW <24 months. Fidelity is just crazy $$$ like over 10k....Maintenance will only get you so far, **** will still break...
Both do offer plans for BMWs. $10k you are referring is for 7yrs/100k warranty that OP will not be eligible nor is seeking one at his car age and mileage stage. Preventive maintenance is key but it's not going mitigate any breakage 100%. Warranties by 3rd parties do not guarantee to pay 100% for all repairs even during coverage time. If don't believe google calims being denayed to this or that reasons by claim adujster. I spend 4700 on BMW 7yrs/100k platinum warranty for my X5 that I used only $1500 out of it. On top of warranty I spent up to date 105k miles about $2500 on preventive maintenance that I truly believe resulted in problem free 105k miles on my diesel X5.
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