Are MSDs included in the lease payoff?

The letter is self-explanatory and explicitly states that you have to authorize them to apply the MSD’s to the payoff.


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"MSD", my backround is Medicine and I read that as Musculoskeletal Disorder. I hate these damn ackronyms.

Material Support Date.... that's when spare parts for military equipmemt finally become available through the military supply system... instead of being distributed from under some engineer's desk.

FYI - A dealer bought out my leased BMW vehicle above the residual (almost the same amount as your residual). The amount paid above the residual was applied to the new vehicle purchased. My 7 MSD's were returned by BMW financial about 2 weeks later by check mailed to me. The dealer charged me the $350 disposition fee that was subsequently waived by BMW (though the new vehicle is not a BMW). I believe I got a good deal and did not pursued the $350 from the dealer.

Autoputzer said:

Material Support Date.... that's when spare parts for military equipmemt finally become available through the military supply system... instead of being distributed from under some engineer's desk.

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Yeah, yet another possible interpretation. Some guys must not have the extra 2 seconds it would take to make it clear. Guess I'm not quite that important.

speedyman said:

Yeah, yet another possible interpretation. Some guys must not have the extra 2 seconds it would take to make it clear. Guess I'm not quite that important.

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55+ percent of new BMW's are leased. So, MSD is a common acronym here, and particularly on the Ask-A-BMW-Dealer board.

I worked in mine countermeasures. I proposed a "Mine Extermination & Obliteration Weapon."

A friend work on a data collection device installed in an air-dropped mine's parachute tail that would survive the mine hitting the water even if the parachute didn't work, the Special High Impact Tail Recorder.

Autoputzer said:

55+ percent of new BMW's are leased. So, MSD is a common acronym here, and particularly on the Ask-A-BMW-Dealer board.

I worked in mine countermeasures. I proposed a "Mine Extermination & Obliteration Weapon."

A friend work on a data collection device installed in an air-dropped mine's parachute tail that would survive the mine hitting the water even if the parachute didn't work, the Special High Impact Tail Recorder.

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Yeah, I guess it would be a hardship for some people to spend that extra 2 seconds to type out the words for the rest of us not conversant with all the leasing lingo. If I had used ackronyms like that in medicine during patient contacts there would have been many, many pissed off people.
I've noticed that so many of the pseudo big shot corporate boys love to toss these things around left and right along with their BS titles.

"MSD" is a pretty common acronym in leasing lingo. Context is everything.

Autoputzer said:

"MSD" is a pretty common acronym in leasing lingo. Context is everything.

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Never leased a vehicle and do not know the acronym.....the 5 BMWs we've owned, are owned outright. Why pay so much and have nothing at the end....???? different strokes, different folks...

I should also include that I have worked pretty much for the same entity for 38 years.... acronyms change, sometimes within less than a month depending on where you are...

As the character in the movie stated... Its in the specifics Bob, its in the specifics...

ghpup said:

Never leased a vehicle and do not know the acronym.....the 5 BMWs we've owned, are owned outright. Why pay so much and have nothing at the end....???? different strokes, different folks...

I should also include that I have worked pretty much for the same entity for 38 years.... acronyms change, sometimes within less than a month depending on where you are...

As the character in the movie stated... Its in the specifics Bob, its in the specifics...

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I've never leased a car, either. I used to be a militant anti-leaser, but as with most things I "go where the data takes me."

I look up the KBB values of our cars on the anniversary of their purchases. What that's shown me is that if somebody has a short automotive attention span (wants a new car every five years or less) and drives 15k miles/year or more, they'd be money ahead by leasing.

I wasn't money ahead by owning my 2014 535i until early in the sixth year, but with the COVID car shortage I'm making out like a bandit now. My car depreciated only about $1000 in the seventh and eighth years (March 2020 to March 2022). I've had some large repair bills, but they're trivial compared to what new car depreciation or a lease payment would have been.

Frau Putzer's 2018 X3 had zero depreciation over the third, and fourth years (also March 2020 to March 2022). The maintenance costs were about $300: two DIY oil changes and a wheel alignment.

Our automotive attention spans are long. We've kept cars bought new an average of 9.6 years. That's steadily going up with retirement and lower annual mileage. The last three cars we sold were 12.5, 12.5, and 15 years old.

speedyman said:

Yeah, I guess it would be a hardship for some people to spend that extra 2 seconds to type out the words for the rest of us not conversant with all the leasing lingo.

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Do you accept folks typing out MD or DO after your name? Or do you get some sort of perverse thrill from making them type it out?

This is a thread about leasing. Your lack of interest in learning the pertinent lingo does not require the rest of us to stoop to your level. Get over yourself.