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Never leased a vehicle and do not know the acronym.....the 5 BMWs we've owned, are owned outright. Why pay so much and have nothing at the end....???? different strokes, different folks..."MSD" is a pretty common acronym in leasing lingo. Context is everything.
I should also include that I have worked pretty much for the same entity for 38 years.... acronyms change, sometimes within less than a month depending on where you are...
As the character in the movie stated... Its in the specifics Bob, its in the specifics...