Owners choice is only available in 2-3 states, so you need someone who can provide you that information from one of those states.
What I REMEMBER (which could be wrong, as i am not in an owners choice state), is that the maximum markup for owners choice was 1% (like lease markup was .00040). IF (repeat) IF thats true, then you could assume that as the dealer marked up your lease rate the maximum, that they marked up the owners choice loan rate the maximum as well.
Let me stress that, this is from memory, and I am NOT sure. I would imagine that your quote is marked up like the lease is however, so thats what I would expect to be happening.
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