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BMWFS Lease Programs - 3/3/05

4193 Views 13 Replies 11 Participants Last post by  LeaseCompare, 
LeaseCompare
BMWFS 2005 Lease Programs - Effective 3/3/2005

Add 2% to Residual Value for 12k mi/yr and 3% for 10k mi/yr on all terms

325i Sedan

24 mo/15k mi - 65% Residual Value - Money Factor .00225 Base Rate
36 mo/15k mi - 55% Residual Value - Money Factor .00225 Base Rate
48 mo/15k mi - 44% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 36% Residual Value - Money Factor .00255 Base Rate

325Xi Sedan

24 mo/15k mi - 65% Residual Value - Money Factor .00200 Base Rate
36 mo/15k mi - 55% Residual Value - Money Factor .00200 Base Rate
48 mo/15k mi - 43% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 35% Residual Value - Money Factor .00255 Base Rate

325i Coupe

24 mo/15k mi - 62% Residual Value - Money Factor .00100 Base Rate
36 mo/15k mi - 57% Residual Value - Money Factor .00100 Base Rate
48 mo/15k mi - 41% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 33% Residual Value - Money Factor .00255 Base Rate

325i Convertible

24 mo/15k mi - 70% Residual Value - Money Factor .00150 Base Rate
36 mo/15k mi - 60% Residual Value - Money Factor .00150 Base Rate
48 mo/15k mi - 47% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 39% Residual Value - Money Factor .00255 Base Rate

325iT Wagon

24 mo/15k mi - 61% Residual Value - Money Factor .00100 Base Rate
36 mo/15k mi - 53% Residual Value - Money Factor .00100 Base Rate
48 mo/15k mi - 41% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 33% Residual Value - Money Factor .00255 Base Rate

325xiT Wagon

24 mo/15k mi - 61% Residual Value - Money Factor .00125 Base Rate
36 mo/15k mi - 53% Residual Value - Money Factor .00125 Base Rate
48 mo/15k mi - 42% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 34% Residual Value - Money Factor .00255 Base Rate

330i Sedan

24 mo/15k mi - 61% Residual Value - Money Factor .00225 Base Rate
36 mo/15k mi - 52% Residual Value - Money Factor .00225 Base Rate
48 mo/15k mi - 43% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 35% Residual Value - Money Factor .00255 Base Rate

330xi Sedan

24 mo/15k mi - 62% Residual Value - Money Factor .00210 Base Rate
36 mo/15k mi - 53% Residual Value - Money Factor .00210 Base Rate
48 mo/15k mi - 42% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 34% Residual Value - Money Factor .00255 Base Rate

330i Coupe

24 mo/15k mi - 62% Residual Value - Money Factor .00080 Base Rate
36 mo/15k mi - 57% Residual Value - Money Factor .00080 Base Rate
48 mo/15k mi - 42% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 34% Residual Value - Money Factor .00250 Base Rate

330i Convertible

24 mo/15k mi - 70% Residual Value - Money Factor .00150 Base Rate
36 mo/15k mi - 61% Residual Value - Money Factor .00150 Base Rate
48 mo/15k mi - 48% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 40% Residual Value - Money Factor .00255 Base Rate

M3 Coupe

24 mo/15k mi - 67% Residual Value - Money Factor .00200 Base Rate
36 mo/15k mi - 58% Residual Value - Money Factor .00200 Base Rate
48 mo/15k mi - 49% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 41% Residual Value - Money Factor .00255 Base Rate

M3 Convertible

24 mo/15k mi - 67% Residual Value - Money Factor .00200 Base Rate
36 mo/15k mi - 59% Residual Value - Money Factor .00200 Base Rate
48 mo/15k mi - 49% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 42% Residual Value - Money Factor .00255 Base Rate

525i Sedan

24 mo/15k mi - 71% Residual Value - Money Factor .00125 Base Rate
36 mo/15k mi - 60% Residual Value - Money Factor .00125 Base Rate
48 mo/15k mi - 44% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 34% Residual Value - Money Factor .00255 Base Rate

530i Sedan

24 mo/15k mi - 69% Residual Value - Money Factor .00125 Base Rate
36 mo/15k mi - 60% Residual Value - Money Factor .00125 Base Rate
48 mo/15k mi - 43% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 34% Residual Value - Money Factor .00255 Base Rate

545i Sedan

24 mo/15k mi - 68% Residual Value - Money Factor .00100 Base Rate
36 mo/15k mi - 59% Residual Value - Money Factor .00100 Base Rate
48 mo/15k mi - 42% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 33% Residual Value - Money Factor .00255 Base Rate

645i Coupe

24 mo/15k mi - 67% Residual Value - Money Factor .00255 Base Rate
36 mo/15k mi - 56% Residual Value - Money Factor .00255 Base Rate
48 mo/15k mi - 47% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 38% Residual Value - Money Factor .00255 Base Rate

645i Convertible

24 mo/15k mi - 66% Residual Value - Money Factor .00255 Base Rate
36 mo/15k mi - 56% Residual Value - Money Factor .00255 Base Rate
48 mo/15k mi - 47% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 39% Residual Value - Money Factor .00255 Base Rate

745i Sedan

24 mo/15k mi - 67% Residual Value - Money Factor .00125 Base Rate
36 mo/15k mi - 58% Residual Value - Money Factor .00125 Base Rate
48 mo/15k mi - 40% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 31% Residual Value - Money Factor .00255 Base Rate

745Li Sedan

24 mo/15k mi - 67% Residual Value - Money Factor .00125 Base Rate
36 mo/15k mi - 58% Residual Value - Money Factor .00125 Base Rate
48 mo/15k mi - 40% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 32% Residual Value - Money Factor .00255 Base Rate

760Li Sedan

24 mo/15k mi - 57% Residual Value - Money Factor .00255 Base Rate
36 mo/15k mi - 50% Residual Value - Money Factor .00255 Base Rate
48 mo/15k mi - 35% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 28% Residual Value - Money Factor .00255 Base Rate

Z4 2.5i

24 mo/15k mi - 63% Residual Value - Money Factor .00200 Base Rate
36 mo/15k mi - 56% Residual Value - Money Factor .00200 Base Rate
48 mo/15k mi - 40% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 33% Residual Value - Money Factor .00255 Base Rate

Z4 3.0i

24 mo/15k mi - 63% Residual Value - Money Factor .00200 Base Rate
36 mo/15k mi - 56% Residual Value - Money Factor .00200 Base Rate
48 mo/15k mi - 38% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 32% Residual Value - Money Factor .00255 Base Rate

X3 2.5i

24 mo/15k mi - 66% Residual Value - Money Factor .00160 Base Rate
36 mo/15k mi - 57% Residual Value - Money Factor .00160 Base Rate
48 mo/15k mi - 44% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 36% Residual Value - Money Factor .00255 Base Rate

X3 3.0i

24 mo/15k mi - 67% Residual Value - Money Factor .00100 Base Rate
36 mo/15k mi - 59% Residual Value - Money Factor .00100 Base Rate
48 mo/15k mi - 46% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 37% Residual Value - Money Factor .00255 Base Rate

X5 3.0i

24 mo/15k mi - 64% Residual Value - Money Factor .00125 Base Rate
36 mo/15k mi - 58% Residual Value - Money Factor .00125 Base Rate
48 mo/15k mi - 44% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 36% Residual Value - Money Factor .00255 Base Rate

X5 4.4i

24 mo/15k mi - 64% Residual Value - Money Factor .00125 Base Rate
36 mo/15k mi - 58% Residual Value - Money Factor .00125 Base Rate
48 mo/15k mi - 41% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 33% Residual Value - Money Factor .00255 Base Rate

X5 4.8is

24 mo/15k mi - 61% Residual Value - Money Factor .00255 Base Rate
36 mo/15k mi - 53% Residual Value - Money Factor .00255 Base Rate
48 mo/15k mi - 44% Residual Value - Money Factor .00255 Base Rate
60 mo/15k mi - 36% Residual Value - Money Factor .00255 Base Rate

Remember, the dealer does not have to give you the base rate.
It is always best to compare other sources.
You can do this through LeaseCompare.com.

Note: Regional rates may vary.

-Tarry Shebesta, OCLC
Certified Lease Consultant
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adrian's bmw
A BMW center has a maximum reserve of 4 basis points on sales support rates, so if you lease a 545i, for example, the money factor can be .00140. If you leased or financed through BMW FS within 6 months, you're eligible for a security deposit waiver. Otherwise, you can get your security deposit waived with a .00015 rate adder.

Also, remember that European Delivery leases have a rate adder of .00030, but BMW FS makes your second payment.
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Jon Shafer
Thanks Tarry!

:thumbup:
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Matthew330Ci
Hmm, this is different from when i leased my ED car a couple of years ago. .0003 hmm.. i guess they caught on that ED cars were getting huge benefits with the lowered sales price. but then they make your 2nd payment?? i wonder if that is enough to offset the increased rate.. i'll just run the calculations if/when the time comes.
adrian's bmw said:
Also, remember that European Delivery leases have a rate adder of .00030, but BMW FS makes your second payment.
Click to expand...
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///M Rakete
One less reason to visit toadfly! Woohoo!

This type of information helped me immensely in getting my 545i. The dealer still got a fair profit but I was in a position where I understood all aspects of the deal and could work it accordingly.

Thanks Tarry!
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Saintor
How is calculated the Money Factor .00225 and how to use it. I guess that it is related to residual and interest rate.
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LeaseCompare
Here is the lease calculation formula:

Capitalized Cost - Residual Value / Term = Monthly Depreciation
Capitalized Cost + Residual Value X Money Factor = Monthly Interest

Monthly Depreciation + Monthly Interest = Base Monthly Payment
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Weaselboy
Thanks Tarry... good to see you over here.
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F
It depends on the car, but in general, on an average vehicle/lease you are taking a hit of around $550 if you keep the vehicle through the term of the lease.
Matthew330Ci said:
Hmm, this is different from when i leased my ED car a couple of years ago. .0003 hmm.. i guess they caught on that ED cars were getting huge benefits with the lowered sales price. but then they make your 2nd payment?? i wonder if that is enough to offset the increased rate.. i'll just run the calculations if/when the time comes.
Click to expand...
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Saintor
Sorry, but this doesn't answer my quiestion. TIA. :cry:
LeaseCompare said:
Here is the lease calculation formula:

Capitalized Cost - Residual Value / Term = Monthly Depreciation
Capitalized Cost + Residual Value X Money Factor = Monthly Interest

Monthly Depreciation + Monthly Interest = Base Monthly Payment
Click to expand...
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djlfp
1. The money factor is not calculated (except by the lender). It is another way of stating the interest rate. For example, if the money rate is .00125, the actual interest rate being used by the lender is 24 times that amount, or 0.03 = 3%. It is probably expressed in this fashion to facilitate the calculation provided by Tarry. It permits you to calculate the monthly interest portion of the lease payment without first averaging the capitalized cost and the residual value. The MF .00225 is the result of dividing a 5.4% (.054) interest rate by 24.
2. I think that Tarry did explain how the money factor is used by providing his three formulas:
(Capitalized Cost - Residual Value) / Term = Monthly Depreciation
(Capitalized Cost + Residual Value) X Money Factor = Monthly Interest

Monthly Depreciation + Monthly Interest = Base Monthly Payment
Saintor said:
How is calculated the Money Factor .00225 and how to use it. I guess that it is related to residual and interest rate.
Click to expand...
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SARAFIL
Money factor is the interest rate divided by 2400. For example, a lease with a 5% interest rate would have a lease money factor of 5/2400 = .002083
Saintor said:
How is calculated the Money Factor .00225 and how to use it. I guess that it is related to residual and interest rate.
Click to expand...
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J
present lease rates

Does anyone know how long those rates are good for? Are the rates listed above the rates that all BMW dealers have access to and should offer their customers?
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LeaseCompare
They are usually good for the whole month.

Here is what I have at the bottom of the post that shows the BMWFS lease programs:

Remember, the dealer does not have to give you the base rate.
It is always best to compare other sources.
You can do this through LeaseCompare.com.

Note: Regional rates may vary.
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