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I want to put $20K down.

Finance the rest ($23259.73) for either 36 Months or 48 Months.

They gave me the following numbers after typing it in their computer system:

6.59 interest rate.

if I do 36 months: 713.94 a month.

if I do 48 months 552.56 a month.

For some reason my math doesn't come up with the same numbers. Can someone explain how they arrived upon these numbers?