Car Insurance Poll (How much do you pay?)
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2,192 Posts
01 330i lease
Allstate
Monroe county, NY
(can't remember coverage amounts)
$500 ded. collision/$250 comp.
$1080/6 months
(btw, I'm 20, so that doesn't help much; clean license as far as they're concerned too)
Allstate
Monroe county, NY
(can't remember coverage amounts)
$500 ded. collision/$250 comp.
$1080/6 months
(btw, I'm 20, so that doesn't help much; clean license as far as they're concerned too)
Hello from the expensive NY-NJ area. I pay about $690 every 6 months w/100 ded. on Comp. & 500 on collision for a 2002 325 coupe. And that is with a perfect driving record, but it is complicated by the fact we have a 17 year old daughter on our policy & even though she isn't assigned to the BMW, she is still insured under all our cars. Tom
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679 Posts
I'm getting my 330Ci in July and I called for insurance and they told me $2040/yr or roughly 170 a month. I have 2 speeding tickets in the last 3 years and someone stole my stereo last year worth 1200 bucks. I have ERIE insurance in PA. I'm 21 and going to be putting 25k down on my 42k car so my payments should be around 300 a month with 170 insurance is almost 500 a month which isn't bad I can't wait till I'm 25 or married (one benefit = lower insurance), but I make 2k a month take home so I'm not sweating the payments.
I bet nobody can beat my insurance cost: $3260/yr
http://www.bimmerfest.com/forums/showthread.php?s=&threadid=2943&highlight=insurance
"D'OH" comes to mind... (so does $$ dough $$)
- Cowboy
http://www.bimmerfest.com/forums/showthread.php?s=&threadid=2943&highlight=insurance
"D'OH" comes to mind... (so does $$ dough $$)
- Cowboy
Don't have my car just yet, but here is what my current agent has quoted me twice:
2002 330xi
100/300
$500 deductible collision
$50 deductible comp w/full glass
State Farm, Colorado
$1384/year
The low comp deductible, the claim history for hail damage in Colorado, and the fact that we have ridiculously high state-mandated PIP coverage, inflate the premium over what I might pay in other states.
2002 330xi
100/300
$500 deductible collision
$50 deductible comp w/full glass
State Farm, Colorado
$1384/year
The low comp deductible, the claim history for hail damage in Colorado, and the fact that we have ridiculously high state-mandated PIP coverage, inflate the premium over what I might pay in other states.
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125 Posts
NO ONe can beat USAA
All these Insurance Companies that say call and compare will not even waste their time quoting against USAA.
You have to be a officer in the Military to get it (as far as I know).
We have it and it is by far the cheapest around and you get money rebated to you each year...
Mrs. Hell pays the bills so I don't have the exact price, but when I switched from a 94 Accord to a 2002 330i, with the same coverage, my rates went up (only) $23 bucks a month!
All these Insurance Companies that say call and compare will not even waste their time quoting against USAA.
You have to be a officer in the Military to get it (as far as I know).
We have it and it is by far the cheapest around and you get money rebated to you each year...
Mrs. Hell pays the bills so I don't have the exact price, but when I switched from a 94 Accord to a 2002 330i, with the same coverage, my rates went up (only) $23 bucks a month!
21 year old married female (me)
26 year old married male
no losses/violations
all cars completely paid for
Chubb Insurance
Allegheny County, Pennsylvania
'01 BMW 330i
'97 BMW 850ci
'01 Nissan XTerra SE
$100k/$300k on all (stacked)
$1 million excess liability umbrella
limited tort (would have been $500 a year more)
$1000 deductible
$2780/year for all 3
Up until now I was paying $3000 every 6 months with Progressive. Much, much less coverage, too. Their customer service went all to hell along the way (Progressive in California was great). Not to mention my Chubb agent is a normal human and cool at that -- you know what they usually say about lawyers and insurance salesmen hehe
I got a quote from All State and they wanted $4k every 6 months just for the 850ci!!!!! they wanted like ~$7500/6 months for the 3 cars!! wtf?
Chubb was actually what BMW of San Francisco tried to push on us when we bought our cars, but I had heard they were evil expensive. Then we started searching around when Progressive kept screwing us over and found that they had the best of everything (agreed on values/OEM parts/no prorated payouts/you pick your shop/etc) and they were much, much cheaper.
26 year old married male
no losses/violations
all cars completely paid for
Chubb Insurance
Allegheny County, Pennsylvania
'01 BMW 330i
'97 BMW 850ci
'01 Nissan XTerra SE
$100k/$300k on all (stacked)
$1 million excess liability umbrella
limited tort (would have been $500 a year more)
$1000 deductible
$2780/year for all 3
Up until now I was paying $3000 every 6 months with Progressive. Much, much less coverage, too. Their customer service went all to hell along the way (Progressive in California was great). Not to mention my Chubb agent is a normal human and cool at that -- you know what they usually say about lawyers and insurance salesmen hehe
I got a quote from All State and they wanted $4k every 6 months just for the 850ci!!!!! they wanted like ~$7500/6 months for the 3 cars!! wtf?
Chubb was actually what BMW of San Francisco tried to push on us when we bought our cars, but I had heard they were evil expensive. Then we started searching around when Progressive kept screwing us over and found that they had the best of everything (agreed on values/OEM parts/no prorated payouts/you pick your shop/etc) and they were much, much cheaper.
Joined
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555 Posts
'01 325Ci
$1040/year with no tickets/accidents on record, 32yo single guy, $500 coll/comp deductibles, less than 7500 miles/year noted, and state mandated minimum liability limits for CA. With American Express's insurance company living in beautiful Santa Monica, California.
I thought what I was paying was good especially given that I'm in Los Angeles County but some of the rates you guys have are incredible!
$1040/year with no tickets/accidents on record, 32yo single guy, $500 coll/comp deductibles, less than 7500 miles/year noted, and state mandated minimum liability limits for CA. With American Express's insurance company living in beautiful Santa Monica, California.
I thought what I was paying was good especially given that I'm in Los Angeles County but some of the rates you guys have are incredible!
Joined
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2,192 Posts
Hey Tammy, is this the ins. you got?
http://www.chubb.com/personal/mp_auto_pref_adv.jsp?stateAuto=NY&covType=MP
That looks like a DAMN good deal to me! I'm puttin in for a quote. I especially like the rental car reimbursement clause.
http://www.chubb.com/personal/mp_auto_pref_adv.jsp?stateAuto=NY&covType=MP
That looks like a DAMN good deal to me! I'm puttin in for a quote. I especially like the rental car reimbursement clause.
Yep, that is my insurance.
I concur with the rental car thing. $3k limit to rent whatever car you want (not some lame per day limit) so you can rent a BMW or whatever while yours is in the shop.
I'll give you the name/email of my agent if you want to get a quote. They said that they can do almost any state in the union (he mentioned if I ever move I can still go through them).
I concur with the rental car thing. $3k limit to rent whatever car you want (not some lame per day limit) so you can rent a BMW or whatever while yours is in the shop.
I'll give you the name/email of my agent if you want to get a quote. They said that they can do almost any state in the union (he mentioned if I ever move I can still go through them).
Joined
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2,192 Posts
Yah email me that info. I just put in for an online quote from some local chubb agent 'round here. I'd like to compare.tam3 said:
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561 Posts
About $600/yr,100/300/100, 500 deductible, AAA
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