21 year old married female (me)
26 year old married male
no losses/violations
all cars completely paid for
Chubb Insurance
Allegheny County, Pennsylvania
'01 BMW 330i
'97 BMW 850ci
'01 Nissan XTerra SE
$100k/$300k on all (stacked)
$1 million excess liability umbrella
limited
tort (would have been $500 a year more)
$1000 deductible
$2780/year for all 3
Up until now I was paying $3000 every 6 months with Progressive. Much, much less coverage, too. Their customer service went all to hell along the way (Progressive in California was great). Not to mention my Chubb agent is a normal human and cool at that -- you know what they usually say about lawyers and insurance salesmen hehe
I got a quote from All State and they wanted $4k every 6 months just for the 850ci!!!!! they wanted like ~$7500/6 months for the 3 cars!! wtf?
Chubb was actually what BMW of San Francisco tried to push on us when we bought our cars, but I had heard they were evil expensive. Then we started searching around when Progressive kept screwing us over and found that they had the best of everything (agreed on values/OEM parts/no prorated payouts/you pick your shop/etc) and they were much, much cheaper.