02 325i (purchased)
SP PP Nav

Fort Mill SC
Full coverage
300k/500k liability limits
300 deductible (coll and comp)
Premium: $380 per 6 months
Company: USAA insurance

01 330i lease
Allstate
Monroe county, NY
(can't remember coverage amounts)
$500 ded. collision/$250 comp.
$1080/6 months

(btw, I'm 20, so that doesn't help much; clean license as far as they're concerned too)

'01 330Cic (Purchased)
USAA
Indiana, Hancock County
150000/350000 $250 Deductible
$289 every 6 mos.

Just quoted by Amica:

Erie County, NY
'02 330Ci - arrival by May 8th!
$1,155/yr
100/300
$1,000 Ded. Collision
$250 Ded. Comp

(this is with 3 comp claims under $1,000 and one speeding ticket on my motorcycle)

Hello from the expensive NY-NJ area. I pay about $690 every 6 months w/100 ded. on Comp. & 500 on collision for a 2002 325 coupe. And that is with a perfect driving record, but it is complicated by the fact we have a 17 year old daughter on our policy & even though she isn't assigned to the BMW, she is still insured under all our cars. Tom

I'm getting my 330Ci in July and I called for insurance and they told me $2040/yr or roughly 170 a month. I have 2 speeding tickets in the last 3 years and someone stole my stereo last year worth 1200 bucks. I have ERIE insurance in PA. I'm 21 and going to be putting 25k down on my 42k car so my payments should be around 300 a month with 170 insurance is almost 500 a month which isn't bad I can't wait till I'm 25 or married (one benefit = lower insurance), but I make 2k a month take home so I'm not sweating the payments.

I bet nobody can beat my insurance cost: $3260/yr

http://www.bimmerfest.com/forums/showthread.php?s=&threadid=2943&highlight=insurance

"D'OH" comes to mind... (so does $$ dough $$)

- Cowboy

29 yr old male, married
30 yr old female, married
Each primary driver's of respective cars.

2 323Ci's in L.A. county
State Farm
30,000|150,000|300,000
$650 / 6 month for EACH car.

Don't have my car just yet, but here is what my current agent has quoted me twice:

2002 330xi
100/300
$500 deductible collision
$50 deductible comp w/full glass
State Farm, Colorado
$1384/year


The low comp deductible, the claim history for hail damage in Colorado, and the fact that we have ridiculously high state-mandated PIP coverage, inflate the premium over what I might pay in other states.

NO ONe can beat USAA

All these Insurance Companies that say call and compare will not even waste their time quoting against USAA.

You have to be a officer in the Military to get it (as far as I know).

We have it and it is by far the cheapest around and you get money rebated to you each year...

Mrs. Hell pays the bills so I don't have the exact price, but when I switched from a 94 Accord to a 2002 330i, with the same coverage, my rates went up (only) $23 bucks a month!

Pierce County, WA
'01 330Ci
(No tickets, or accidents since 1981)
Yearly milege 15,000
100/300
$500 Ded. Collision
$250 Ded. Comp
$928/yr
AIG Insurance

21 year old married female (me)
26 year old married male

no losses/violations
all cars completely paid for

Chubb Insurance
Allegheny County, Pennsylvania

'01 BMW 330i
'97 BMW 850ci
'01 Nissan XTerra SE

$100k/$300k on all (stacked)
$1 million excess liability umbrella
limited tort (would have been $500 a year more)
$1000 deductible

$2780/year for all 3

Up until now I was paying $3000 every 6 months with Progressive. Much, much less coverage, too. Their customer service went all to hell along the way (Progressive in California was great). Not to mention my Chubb agent is a normal human and cool at that -- you know what they usually say about lawyers and insurance salesmen hehe

I got a quote from All State and they wanted $4k every 6 months just for the 850ci!!!!! they wanted like ~$7500/6 months for the 3 cars!! wtf?

Chubb was actually what BMW of San Francisco tried to push on us when we bought our cars, but I had heard they were evil expensive. Then we started searching around when Progressive kept screwing us over and found that they had the best of everything (agreed on values/OEM parts/no prorated payouts/you pick your shop/etc) and they were much, much cheaper.

Ditto EXACTLY what he said.

grumpsy said:

Don't have my car just yet, but here is what my current agent has quoted me twice:

2002 330xi
100/300
$500 deductible collision
$50 deductible comp w/full glass
State Farm, Colorado
$1384/year

The low comp deductible, the claim history for hail damage in Colorado, and the fact that we have ridiculously high state-mandated PIP coverage, inflate the premium over what I might pay in other states.

Click to expand...

$121.38 a month for a 2001 330Ci (full coverage) and a 1992 525i liability only with USAA with $1000. deductable, 30 yrs. old married, with child, multi-car discount, less than 6,000 miles a yr. on the 330 1 speeding ticket.

'01 325Ci

$1040/year with no tickets/accidents on record, 32yo single guy, $500 coll/comp deductibles, less than 7500 miles/year noted, and state mandated minimum liability limits for CA. With American Express's insurance company living in beautiful Santa Monica, California.

I thought what I was paying was good especially given that I'm in Los Angeles County but some of the rates you guys have are incredible!

Hey Tammy, is this the ins. you got?

http://www.chubb.com/personal/mp_auto_pref_adv.jsp?stateAuto=NY&covType=MP

That looks like a DAMN good deal to me! I'm puttin in for a quote. I especially like the rental car reimbursement clause.

Yep, that is my insurance.

I concur with the rental car thing. $3k limit to rent whatever car you want (not some lame per day limit) so you can rent a BMW or whatever while yours is in the shop.

I'll give you the name/email of my agent if you want to get a quote. They said that they can do almost any state in the union (he mentioned if I ever move I can still go through them).

Yah email me that info. I just put in for an online quote from some local chubb agent 'round here. I'd like to compare.

tam3 said:

Yep, that is my insurance.

I concur with the rental car thing. $3k limit to rent whatever car you want (not some lame per day limit) so you can rent a BMW or whatever while yours is in the shop.

I'll give you the name/email of my agent if you want to get a quote. They said that they can do almost any state in the union (he mentioned if I ever move I can still go through them).

Click to expand...

About $600/yr,100/300/100, 500 deductible, AAA