+1It starts immediately. You make the first payment usually 2 weeks before you go pick up the vehicle. BMW makes the second payment (presumably to cover the time its on the boat) and then you continue with your payments from the 3rd month on.
I thought they add .0003% to the MF. :dunno:your payment starts 2 weeks prior to the pick up of the car in Germany. BMW makes your second payment, but they add .0004% to the MF rate to cover that, so essentially you still paying for it just on the back end