It starts immediately. You make the first payment usually 2 weeks before you go pick up the vehicle. BMW makes the second payment (presumably to cover the time its on the boat) and then you continue with your payments from the 3rd month on.
your payment starts 2 weeks prior to the pick up of the car in Germany. BMW makes your second payment, but they add .0004% to the MF rate to cover that, so essentially you still paying for it just on the back end
A lot of folks here have done ED, but this is the wrong place to ask about it. The ED forum has a wealth of info and knowledgable people. It was invaluable to me planning my trip.
It starts the day that you sign for the car. BMW will cover the second payment for you since your car will be on the boat. However, like others have mentioned, they will tag on .0003 to make up for it. The .0004 is how much dealers are allowed to mark up the MF on all cars.. Thus if you do ED they can technically mark it up by .0004 + .0003 = .0007.
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