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Example:

The website says a 2016 320xi lease for 36 month/$309.00 per month.

Due at Signing is $3,984.00, which includes $309.00 first month payment, $2,750.00 down and $995.00 destination.

The lease is 10000 miles per year and MSRP is $36,145.00

Here is where I have the questions.

1. $309.00 per month includes both Depreciation Cost and Financing Cost. This is pretty low if we use a normal assumption of 63% residual/0.00135 MF. I think in order to arrive this number, there must be a big discount on car price, or the residual value must be greatly boosted, or the MF must be greatly reduced, or all of them. How do we find out what terms that BMW uses to arrive this number?

2. The car in the lease ad is a base model with zero options. Obviously dealers do not carry such cars on their lots (or it is very hard to find one). Let's say we now know the BMW terms from question 1, can we apply these favorable terms to the cars that we want to lease? (Say if I want a 320xi with a few options, it is not the exact car in the lease ad, but can I still get the same favorable terms?)

3. Generally speaking, are these specials on the BMW website good? Or they are there just to attract customers to the showrooms and everything will be different once you are at the dealership?

4. Do this specials apply only to the cars on dealers lots or I can do a factory order but still receive the special deal?

Any comment is appreciated! Thanks guys