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Hey guys, I need your opinions on this. I am about to lease a 06 X5 4.4i. It is equipped with premium pkg, sport pkg, 19" Star wheels, Cold weather pkg, Rear Climate pkg, & Navigation. The list on the car is $62,295. The cap cost of the car will be $55,890. The dealer claims I can only bring the MF down to the loyal custumer rate with security deposits. This amounts to one security deposit, which brings the MF to .00165. The out the door payment would be $2,106, which includes the security deposit, and the monthly payment for a 24 month lease would be $788, including tax.

Is this a good deal or is the dealer telling me the truth about the security deposits not being able to buy the MF rate down any further?

Thanks for any advice you guys can give me.
 
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