It is ANY BMW that uses an electronic key fob. To make matters worse, it is possible to break into some models without setting off the alarm. While the problem is widespread in parts of England, I found evidence it is also happening in the US.

I started a thread on this topic in General BMW back in March:

http://www.bimmerfest.com/forums/showthread.php?t=610400

I always make sure my cars are inside now.

MDELCLARK said:

I had read recently that there have been many 1 series bmws stolen in Europe. Apparently thieves have broken the code to the new electronic key. What's up with that?

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That's why you pay for insurance. Cars are not secure. Any expectation of security with a car should be replaced with an expectation at some point your car will be stolen.

if car is stolen. what is the action of a insurence company?