Id rather have the 330ci then the older M3 anyways
Hey, I'm 30, married with a child, multi-line discount (2 cars, home, life and jewelry rider all with same agent) and my insurance WENT DOWN when I traded the 330i for the M3/4.Sean said:of the running. I called my insurance company (USAA) and there is too much of an increase in the premium between my 01 330Ci and the 98 M3. I would be a fool to sell my 330Ci that is almost two years old for a car that will be 5 years old at the end of this year and pay more money to insurance it than a newer car. USAA states the E36 M3 Sedan is a High Performance automobile even though it only has 15 more hp and 32lb ft. more torque. The Ci is a coupe which generally brings a higher premium than a sedan.
Also keep in mind. I'm 30, married, have a child and also get a mulit-car discount and low mileage discount.
My advice is to shop around on the car insurance front. I know USAA generally gives the best rates around, but different companies classify the M3 in different ways. When I bought mine, my original agent (Farmer's) quoted me a more than 100 percent increase in premium v. my 2000 323Ci. I called around, and ended up with Progressive, who not only gave me a quote slightly *cheaper* than the 323, they also cut my wife's insurance in half. My insurance bill thus went down substantially.Sean said:I just can't justify what the new premium was as much as I'd like to and I'm almost 100% positive that the owner wouldn't have sold it to me for what I was willing to pay. He had stated that he didn't have to sell it and that was fine by him.
Yeah, but do you really want to let an insurance company dictate what you can and can't drive? Good customer service is important (and shouldn't be underestimated), but there are a lot of good insurers out there. You have to live with the car every day; you should make the decision based on what you want to own/drive, and find an insurance company that can accomodate you, rather than compromising your preferences based on the arcane risk tables that your insurer decides to adopt.Sean said:The problem is I've been insured with USAA since I was 16 and I've had my own policy since I was 20. They have always taken good care of me anytime I've had an problem/accident.
No digital pics but I recently found a great location for shooting it along with the 330. I'll post the result but first I have some serious labor after last week's 1600-mile road trip to W. TX & Northern New Mexico in the 330.Sean said:Mark,
How about details on your E30 325is? Got any pics?
That's the same Sean.DaveN323i said:Sean, don't tell me you are also thinking of a Mini.